Darrow Wealth Management

NOVEMBER 5, 2024

Unfortunately, the Commonwealth also passed a ‘millionaire tax’, which adds a 4% surtax to taxable income over $1M , even for one-time sudden wealth events. To expand the tax benefits past the 10x/$10M limits, consider planning strategies such as gifting stock to family members.

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Taxes Wealth Management Tax Planning Assets 65

Darrow Wealth Management

SEPTEMBER 7, 2023

When a pre-IPO exercise is off the table At Darrow Wealth Management, we specialize in planning for a sudden liquidity event , typically from stock options following an IPO or acquisition. In the simplest form, taxes are based on the difference between the price you paid for something and the price you sell it for.

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Wealth Management Taxes Tax Planning Valuation 95

Darrow Wealth Management

JANUARY 29, 2024

This article is a high-level overview of the various estate planning techniques and considerations when using revocable living trusts from the perspective of a wealth advisor (e.g. The US has 50 states – each with their own tax laws and estate planning opportunities. States have their own estate tax laws.

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WiserAdvisor

AUGUST 31, 2023

A financial advisor can help you estimate your life expectancy and use this information to design a portfolio that provides sufficient income for your lifetime. A financial advisor can craft tax-efficient withdrawal strategies to minimize the tax burden on your retirement income.

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Financial Advisor Retirement Risk Tolerance Estate Planning 90

Darrow Wealth Management

AUGUST 28, 2023

The sale of a business marks a major life event. Personal advisory team Financial advisor Your personal wealth advisor will also play a key role in the sale of your business. It’s not uncommon for owner-operators not to have a financial advisor at all prior to the sale. This is both good and bad news.

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Sales Estate Planning Wealth Advisor Taxes 78

Harness Wealth

MARCH 23, 2023

Typically those conditions are timed based on a vesting schedule of three to four years, and may have an event-based condition as well (e.g. A double-trigger RSU means that two events need to occur for you to own your shares. How are restricted stock units taxed? There are two taxable events for restricted stock units.

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Taxes Startup Tax Planning Valuation 52

WiserAdvisor

AUGUST 8, 2022

Getting the right financial advisor: Financial planning for high-net-worth individuals can include tax planning, managing philanthropic activities like charity, asset protection, estate and succession planning, and risk management, among several other things. Certified Private Wealth Advisor (CPWA).

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Wealth Management Financial Planning Financial Advisor Taxes 52

Harness Wealth

APRIL 17, 2023

Pros and Cons of Tender Offers for Startup Employees Personal Financial Planning Considerations Frequently Asked Questions What is a Tender Offer? A tender offer is a liquidity event in which a company, investor, or group of investors propose to buy a fixed number of shares from existing shareholders at a set price.

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Startup Taxes Risk Tolerance Sales 52

WiserAdvisor

JANUARY 27, 2023

While wealth management for high-net-worth individuals may not be affected by Social Security benefits and 401k retirement plans compared to the average investor, the community still has to be prepared to tackle inflation, recession, and taxes like anybody else. It can also help to establish an Asset Protection Trust (APT).

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Wealth Management Taxes Financial Planner Assets 52

Harness Wealth

MARCH 24, 2023

How are RSUs taxed? There are two distinct taxable events associated with RSUs. The first is when your RSUs vest, which will be reported as ordinary income and require you to pay standard income tax. However, the 83(b) election carries risks and should be carefully considered with the help of a financial advisor.

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Taxes Startup Wealth Advisor Financial Advisor 52

Harness Wealth

MARCH 9, 2023

But between subpar macroeconomic conditions and a lackluster IPO market, the plans were soon put back on the shelf. If you hold shares of Reddit as part of your equity compensation, here’s how you can start planning ahead for a liquidity event. Before you rush to any decisions, book an Equity Tax Planning Session today.

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Planning Taxes Advertising Tax Planning 52

WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

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Harness Wealth

MAY 18, 2023

Like the partners of the major investment banks when they had their initial public offerings (IPOs) or were acquired, these events are great news for the senior partners of these firms given the liquidity events that they will experience. It is provided for information purposes only.

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