Nerd's Eye View

FEBRUARY 16, 2024

Also in industry news this week: While AUM fees remain ubiquitous among fee-only advisors, recent data show that an increasing number leverage multiple fee models to meet different client needs and preferences While CFP Board has come out firmly in favor of the Department of Labor's proposed Retirement Security Rule, FPA has taken a more cautious approach, (..)

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Financial Planner Fee Only Compliance CFP 246

Nerd's Eye View

OCTOBER 24, 2023

Sarah-Catherine is the founder of Aptus Financial, a fee-only financial planning firm based in Little Rock, Arkansas, that is approaching $2M in revenue and works with over 480 client households. Welcome to the 356th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Sarah-Catherine Gutierrez.

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Your Richest Life

NOVEMBER 26, 2024

Do you know when you want to retire? Are you saving enough for the retirement you want? Myth #2: You should plan to retire in your 60s With more people going back to school or changing careers later, holding off on retiring is becoming more common, too. And then, there are the un-retirees.

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Retirement Planning Fee Only Financial Planning 52

Tobias Financial

APRIL 1, 2025

With nearly 10 years of experience working with high-net-worth individuals in the fee-only Registered Investment Advisor space, Chad is dedicated to helping clients navigate complex financial decisions.

CFP 52

CFP Fee Only Retirement Planning Wealth Advisor 52

Abnormal Returns

SEPTEMBER 30, 2024

(riabiz.com) Taxes How pre-tax retirement contributions provide flexibility down the road. wealthmanagement.com) Advisers 7 more lessons from building an fee-only RIA from scratch. kitces.com) Tax strategies if the TCJA expires in 2026.

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Financial Advice Fee Only Estate Planning Taxes 130

Nerd's Eye View

SEPTEMBER 19, 2023

In this episode, we talk in-depth about how Jessica leveraged her investment banking experience in wealth management mergers and acquisitions to build her own business where she could provide more independent M&A advice, why and how Jessica developed her flat-fee advice model for mergers and acquisitions to, similar to the evolution of fee-only (..)

Financial Advisor 237

Financial Advisor Fee Only Sales Clients 237

The Chicago Financial Planner

AUGUST 24, 2021

I’d like to tell you that the problem emanates only from financial advisors who sell product, but sadly two former presidents of NAPFA, the country’s largest organization of fee-only advisors , were been implicated in fraud cases in recent years. Approaching retirement and want another opinion on where you stand?

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Financial Advisor Financial Planner Accounting Retirement 191

Your Richest Life

JUNE 14, 2024

But even the best paid physicians need to plan carefully for their retirement, and make sure they’re truly putting away enough to be comfortable in their golden years. Here are some ways to assess your own savings, and retire without financial strain: How much should you save? How many years do you have until you hit retirement?

Retirement Planning 52

Retirement Planning Retirement Planning Fee Only 52

Nerd's Eye View

SEPTEMBER 3, 2024

Zack is the Director of Financial Planning and Participant Engagement of Greenspring Advisors, an RIA based in Towson, Maryland, that manages $2 billion of private wealth assets under management for 1,300 client households and advises on an additional $5 billion in retirement plan assets.

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Financial Planning Planning Retirement Planning Financial Advisor 130

Your Richest Life

OCTOBER 31, 2022

Your 401(k) is a valuable part of your retirement plan, but it’s only one piece of the puzzle. . And for many people, a 401(k) is where they focus most of their retirement savings. That being said, there are some downsides to relying exclusively on a 401(k) for retirement savings. What should you add? What should you add?

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Retirement Accounting Taxes Retirement Planning 110

Nerd's Eye View

SEPTEMBER 10, 2024

So, whether you're interested in learning about how serving a niche can help a newer advisor gain credibility with clients, using a podcast to generate new client leads, or how to profitably transition from a broker-dealer platform to the RIA model, then we hope you enjoy this episode of the Financial Advisor Success podcast, with John Mason.

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MainStreet Financial Planning

FEBRUARY 1, 2024

During recent conversations, I’ve come across several people unfamiliar with the concept of fee-only financial planning, let alone considering it as a feasible choice. To shed light on this, I want to articulate the distinctive approach we use at MainStreet Financial Planning.

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Financial Advice Planning Fee Only Financial Planning 97

Your Richest Life

APRIL 15, 2024

Do you have a plan in place for your retirement? For many people, the extent of their retirement planning includes signing up for the plan at work – which is often more of a starting point than a comprehensive retirement plan. Contributions to a 457(b) plan are tax-deferred, and so are the earnings on the retirement money.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

WiserAdvisor

SEPTEMBER 13, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

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Retirement Planning Retirement Planning Budgeting 52

Your Richest Life

JUNE 3, 2024

One of the simplest ways to cut down on your tax liability is to save for retirement. Note: You can enroll or change what you’re contributing to your retirement accounts throughout the year. Review your health insurance spending and retirement savings for the year, and make note of any major life changes this year.

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Budgeting Taxes CFP Retirement 97

WiserAdvisor

SEPTEMBER 14, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

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Retirement Planning Retirement Planning Budgeting 52

Yardley Wealth Management

SEPTEMBER 14, 2020

Understanding the benefits and details of a SEP IRA before committing to this retirement savings vehicle. Understanding the benefits and details of a SEP IRA before committing to this retirement savings vehicle. Retirement Planning, Income Taxes. We only do Estate Planning work and I am licensed in Pennsylvania and New Jersey.

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Retirement Retirement Planning Wealth Management Estate Planning 52

Your Richest Life

JANUARY 4, 2023

What if you have competing goals, like paying down debt or saving for retirement? At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. Where Should I Focus my Savings? If you have multiple money goals , where should your emergency fund fall?

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Accounting Fee Only Financial Planning CFP 105

Yardley Wealth Management

MAY 29, 2020

The post Should Pre-Retirees Take a New Look at #Retirement Income? Should Pre-Retirees Take a New Look at #Retirement Income? I recently was interviewed for an article in a national publication on retirement income, given the current market and job losses. appeared first on Yardley Wealth Management, LLC.

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Retirement Wealth Management Estate Planning Risk Tolerance 40

MainStreet Financial Planning

NOVEMBER 2, 2022

His desire to create a fee-only Financial planning firm accessible to people from all walks of life has now been around for 20 years. On this anniversary, Jim came out of retirement to share this message. November 4th, 2002, Jim Ludwick founded MainStreet Financial Planning.

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Fee Only Financial Planning Retirement Planning 52

Darrow Wealth Management

NOVEMBER 17, 2022

The simple examples above only illustrate the state tax impact, but federal tax implications will also apply. Further, both examples ignore other sources of income, such as wages, pre-tax retirement account distributions, dividends, etc., that could increase the tax due from the surtax. About Darrow Wealth Management.

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Yardley Wealth Management

OCTOBER 7, 2020

The post Is COVID-19 affecting your Retirement Planning? Is COVID-19 affecting your Retirement Planning? Retirement Planning Financial Planning Risk. Over their lifetimes, most people have heard warnings and advice from retirement advisors about various aspects of their plans. Here’s what you should do.

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XY Planning Network

OCTOBER 9, 2023

The votes came in during this year’s XYPN LIVE conference and the AdvisorTech Expo Best in Show winner was clear: Income Lab ’s new Retirement Stress Test.

Financial Advisor 101

Financial Advisor Financial Planning Retirement Clients 101

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts. Insurance Amounts .

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Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Walkner Condon Financial Advisors

DECEMBER 13, 2022

I think it’s tempting to not max out your retirement account contributions to feel like you are making a bigger financial impact for your family today. But, I would argue that by maxing out those retirement contributions, you’re having an even bigger financial impact on your family’s future. ABOUT THE AUTHOR.

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Accounting Financial Advisor CFP Retirement 98

Indigo Marketing Agency

APRIL 28, 2023

Examples of Effective LinkedIn Headlines for Advisors: Fee-only Financial Advisor Serving Widows and Divorcees at Haven Financial Solutions, Inc. .” It is keyword-rich for my relevant search terms and explains exactly what I do, whom I do it for, and how I benefit my clients.

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Certified Financial Planner Financial Advisor Wealth Management Financial Planner 130

eMoney Advisor

MARCH 16, 2023

When I started Vincere Wealth as a fee-only practice, the vision was to become the go-to place for Millennials who need help with their money. I have to tell them there’s a small chance of that happening, but an easier route would be to buy a boring business from someone who’s retiring.

Financial Planning 88

Financial Planning Planning Clients Retirement 88

WiserAdvisor

JULY 22, 2022

Consult with a professional financial advisor and receive expert guidance on how to achieve your financial goals like building a significant retirement corpus, lowering your taxes, or creating an investment strategy suited to your needs. . Based on the kind of advisor you choose to hire, it can be an expensive proposition for you.

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Financial Advisor Portfolio Budgeting Commission 105

FMG

AUGUST 4, 2022

They let you know what they’re all about at New Lantern the second you click the site; Embracing Your Retirement. Our top priority is helping our clients successfully navigate the pathway into retirement, as well as the life they want to live after they get there. ” In this case, the quiz asks for both your name and email.

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Darrow Wealth Management

MARCH 17, 2025

Also, if you’re a business owner , you’ll also need more in savings.Take a look at your entire financial situation, or work with a fee-only financial advisor to determine exactly how much savings you should have. For long-term investors, only stocks have reliably outpaced inflation.

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WiserAdvisor

AUGUST 18, 2023

Below are the different types of financial advisors you can choose from based on their fee model: 1. Fee-only financial advisors Average cost: $200 to $400 an hour/ $1,000 to $3,000 per plan/ 1.18% to 0.59% of AUM Fee-only financial advisors are professionals who do not receive commissions from selling financial products.

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Your Richest Life

JULY 29, 2022

Players decide whether to go to college, pay taxes, choose a career and plan for retirement. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. Game of Life – Here is another classic that also teaches some valuable money lessons.

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Sara Grillo

MARCH 22, 2024

Matthew Etzler [link] Colorado Skip Fleming Home Advice only planner Downshift Financial Home Eric Courage Margin Flat fee advisor Delaware Sam Lewis www.wecanplanforthat.com Flat Fee and hourly Advice-only only planning to help young professionals and pre-retirees retire early.

Financial Planning 52

Financial Planning Fee Only Financial Planner Financial Advisor 52

Darrow Wealth Management

OCTOBER 29, 2024

As you approach retirement, managing risk is even more important. If you have a target-date retirement fund in your 401(k), it will automatically rebalance. But depending on the investment options in the retirement plan, as the balance grows, it may be advantageous to customize your asset allocation.

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Asset Allocation Accounting Risk Tolerance Portfolio 75

WiserAdvisor

AUGUST 3, 2023

Planning for retirement and growing your wealth are critical to achieving your financial aspirations. A reputable financial advisor should provide a comprehensive range of services, including budgeting, debt management, insurance optimization, tax planning, retirement planning, estate planning, and investment management.

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Financial Advisor Retirement Planning Fee Only Retirement 52

Darrow Wealth Management

JUNE 14, 2023

And there are plenty of examples: beneficiaries of non-retirement assets, such as a home or brokerage account, may be eligible for a step-up in basis , potentially allowing them to sell the asset without incurring a taxable gain (though the estate itself may be taxable). We specialize in helping individuals manage sudden wealth events.

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Management Wealth Management Wealth Advisor Taxes 104

Your Richest Life

JULY 17, 2024

But I have personally seen small adjustments (like automating a savings goal or allocating a bit more towards retirement) compound into major changes. Money lesson #3:Prioritize retirement savings. There are so many competing money goals that can pull your attention away from saving for retirement.

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Financial Planner Estate Planning Financial Planning Financial Advice 59