Advisory Annuities and the Role of Fiduciary Duty
Wealth Management
APRIL 14, 2023
Overcoming the RIA/Annuity disconnect by addressing common financial advisor objections.
It’s Not ‘ESG Investing.’ It’s Just Investing
Wealth Management
APRIL 20, 2023
By not taking ESG factors into account, financial advisors may be shirking their fiduciary duty.
Fiduciary Duty 
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How to Find a Fiduciary Financial Advisor
Darrow Wealth Management
NOVEMBER 4, 2024
Looking to find fiduciary financial advisors and wealth managers? Only fiduciary advisors are legally bound to act in your best interest at all times. Here are five ways you can find a full-time fiduciary financial advisor. What is a fiduciary advisor?
When Are Advisors (Financially) Liable For Negligent Investment Advice? (And Who Pays For It)
Nerd's Eye View
JUNE 12, 2024
Financial advisors, as professionals whose clients rely on their advice to make financial decisions, are legally and financially responsible for the advice that they give.
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Personal finance links: the burden of social debt
Abnormal Returns
JULY 26, 2023
blas.com) Personal finance Eight things to look for in a financial advisor including 'a fiduciary duty.' (morningstar.com) Some insights from Felix Dennis including 'Never loan money to friends or family. thomaskopelman.com) Paying for long term care is a dilemma.
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How to Find a Fee-Only Financial Advisor
Darrow Wealth Management
FEBRUARY 13, 2025
When starting to search for a financial advisor, investors may not realize the different types of advisors out thereand theyre not all trying to sell you something. If youre looking for a fee-only financial advisor or wealth manager, its probably because you know fee-only advisors don’t sell products.
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Weekend Reading For Financial Planners (May 27-28)
Nerd's Eye View
MAY 26, 2023
Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that while banks have been able to attract a younger and more diverse set of financial advisors compared to the rest of the industry, thanks in part to their built-in referral stream, a relative lack of independence (..)
Weekend Reading For Financial Planners (January 20-21)
Nerd's Eye View
JANUARY 19, 2024
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that a recent study has found that while total financial advisor headcount across all channels only increased by 0.3% growth, as breakaway brokers and new advisors see the potential benefits of the RIA model.
How to Choose a Personal Financial Advisor
Park Place Financial
SEPTEMBER 8, 2022
ESTATES How to Choose a Personal Financial Advisor Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Whether planning for retirement or evaluating different investment options, people seek the assistance of a personal financial advisor for many reasons. Financial Advisor .
How to Lower Your Financial Advisor Expenses
WiserAdvisor
JUNE 12, 2022
The advisor can also help you create a well-diversified investment portfolio , plan your expenses and liabilities, and also help you manage your overall finances smoothly. However, while hiring a financial advisor has several benefits, you need not spend a fortune on hiring a financial advisor.
How I rocked the world as an hourly financial planner – with Kevin Estes
Sara Grillo
MARCH 11, 2024
I am a CFA® charterholder and financial advisor marketing consultant. I am an irreverent and fun marketing consultant for financial advisors. He says that as a fiduciary, his job is to return back multiples of the value of each dollar they spend on him. Please sign up here ! Good for you, bro. How did he make it?
How to save on financial advisor fees?
Sara Grillo
MAY 24, 2024
Financial advisor fees can be reduced – here are some ways. But before we get to the blog… Look, there are alot of schmucks out there hawking crap products disguised as financial advice. Please subscribe to my newsletter to receive updates that raise awareness of consumer financial issues. Don’t be fooled!
Does being a fiduciary financial advisor REALLY matter – or is it “meh?”
Sara Grillo
AUGUST 14, 2023
So we’ve got a lively crew here today to debate, does it really matter if someone is a fiduciary financial advisor, or not? I am a CFA® charterholder and financial advisor marketing consultant. I am an irreverent and fun marketing consultant for financial advisors. Let’s debate it!
CFP Board’s Crypto Guidelines Offer a Word of Caution
eMoney Advisor
DECEMBER 20, 2022
Whether up or down, it’s likely they are here to stay, and financial advisors will continue to be asked about them by their clients. According to a survey from Bitwise and ETF Trends, 94 percent of financial advisors fielded client questions about cryptocurrency in 2021. Risks Associated with Crypto. December 5.
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Don’t fall for the BS – use these RAW and REAL tips to find a financial advisor!
Sara Grillo
DECEMBER 22, 2023
There’s a ton of bogus crap advice out there that people doll out when they are trying to convince you to hire them as a financial advisor. Use these tips to find a good financial advisor and avoid the lying grifters! I was recently featured in a MarketWatch article about how to find a good financial advisor.
What is the cost of a financial advisor?
WiserAdvisor
AUGUST 18, 2023
When it comes to personal finance, the guidance of a financial advisor can help you in more ways than one. These experts have the necessary financial knowledge and expertise to help you make informed decisions about your money, investments, and future financial security. Financial advisors charge a fee for their services.
What type of financial advisor is right for you? Questions you should ask.
Walkner Condon Financial Advisors
APRIL 21, 2023
What does it mean to be a Fee-Only financial advisor ? Fee-Only financial advisors and firms receive no sales-related compensation or incentives. This can include mutual funds, insurance policies, annuities, and other financial products. What does it mean to be an independent advisor ? .
What does it mean to be a Fee-Only financial advisor?
Walkner Condon Financial Advisors
APRIL 17, 2023
Fee-Only financial advisors and firms receive no sales-related compensation or incentives. Fee-Only financial advisors are most often compensated as a percentage of assets (AUM), though also may be paid hourly, as a retainer, or as a flat fee, depending upon the planner you choose.
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What Is a Fiduciary?
Carson Wealth
JANUARY 14, 2023
CFP ® , Director of Consumer Investment Research Being a fiduciary is holding a duty to a client that a financial advisor will act in the best interests of the client rather than the best interests of the advisor, the advisor’s employer, or any other entity. This may sound simple. Craig Lemoine, Ph.D.,
Why is the CERTIFIED FINANCIAL PLANNER™ Designation Important to Us?
Tobias Financial
JULY 11, 2023
At Tobias Financial Advisors, we believe that trust and vetted experience are the foundation of our business. That’s why we are proud to emphasize the significance of the CERTIFIED FINANCIAL PLANNER ( CFP®) designation. At Tobias Financial Advisors, your trust is our priority.
Should I Put My Assets in a Trust? Top 3 Benefits of Living Trusts
Darrow Wealth Management
OCTOBER 1, 2024
Trustees have a fiduciary duty to abide by the terms of the trust and make distributions to beneficiaries accordingly. Work with an attorney in your area in conjunction with your financial advisor and CPA to develop a coordinated strategy that meets your needs. What are common terms of a trust?
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Empower (formerly Personal Capital) Review – Managing All Your Investments in One Place
Good Financial Cents
JUNE 11, 2023
You see, financial advisors that focus primarily on wealth management can be costly to keep around. We accept a fiduciary obligation to act in your best interest, and our advice must be aimed at making money for you, not for us. This is absolutely key with any financial advisor you talk to, whether in person or online.
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The Benefits of a Diversified Investment Portfolio
International College of Financial Planning
AUGUST 31, 2023
The Role of Investment Advisors An investment advisor plays a vital role in guiding both novices and seasoned investors. Some of the personal financial advisors get registered as RIA (Registered Investment Advisor) with the Securities and Exchange Board of India and operate on a Fee-only model.
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The Importance of a Certified Financial Planner (CFP) for Your Financial Planning
WiserAdvisor
NOVEMBER 21, 2022
After passing the exam designed by the Certified Financial Planner Board of Standards, i.e. the body of individuals responsible for determining who can be certified for financial planning, the CFP must continue to participate and perform well in yearly education programs in order to upgrade their skills and maintain their certification.
How to Choose the Right Wealth Management Firm in Kansas City
Fortune Financial
SEPTEMBER 25, 2023
Conduct Thorough Research The financial industry is highly regulated, and individuals and firms that provide wealth management services must meet specific qualifications and standards. We provide regular updates on your plan’s performance, conduct informative financial workshops and offer personalized guidance to plan participants.
4 Financial Concerns High-Net-Worth Individuals Face
WiserAdvisor
AUGUST 8, 2022
If you want guidance on how to preserve your wealth to ensure you do not run out of money during the latter years of your life, consult with a professional financial advisor who can advise you on the same. Ultra high-net-worth financial planning can require intricacies and attention to the minutest of details.
Tax and Financial Planning Ideas For 2023
Park Place Financial
JANUARY 9, 2023
Our team of certified financial planners works collaboratively to help clients establish objectives and develop personalized financial plans designed to meet short and long-term goals. Park Place Financial adheres to its fiduciary duty to put clients’ needs above our interests. RELATED BLOG POSTS. Related Posts.
Should FAs Allow Clients’ Political Opinions to Influence Their Investment Decisions?
Don Connelly & Associates
APRIL 8, 2024
If it's like the last couple of elections, financial advisors are sure to see some clients wringing their hands over which candidate will win the White House and how that will impact the financial markets and their investments. Here we are again—another presidential election year.
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5 Ways to Catch Up on Retirement Planning Later in Life
Park Place Financial
NOVEMBER 29, 2022
5) Work with a Certified Financial Planner . A key component of the best retirement plans for older adults includes consulting with a knowledgeable financial advisor. Since we observe our fiduciary duty, you can trust you will receive the utmost transparency when you partner with our team. .
How to Choose the Right Wealth Management Firm in Kansas City
Fortune Financial
SEPTEMBER 25, 2023
Conduct Thorough Research The financial industry is highly regulated, and individuals and firms that provide wealth management services must meet specific qualifications and standards. We provide regular updates on your plan’s performance, conduct informative financial workshops and offer personalized guidance to plan participants.
Should you die and go to hell before selling an annuity?
Sara Grillo
NOVEMBER 14, 2022
In today’s show we’re going to be debating a variety of topics related to the retirement crisis in America, the role that financial advisors and insurance agents play, and how to harmonize the two together (if even possible, lol). I am a CFA® charterholder and financial advisor marketing consultant. Let’s talk about it.
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Fiduciary Papers #3: Attorneys as Financial Advisors: Resources for Aiding in the Establishment of Your RIA Firm
Ron A. Rhodes
MARCH 11, 2022
Attorneys and law firms often consider starting a financial services practice.
Estate Planning Strategies For High-Net-Worth Individuals
WiserAdvisor
JUNE 6, 2023
It is a process that can allow high-net-worth individuals to transfer their wealth to future generations while minimizing tax burdens, maximizing financial security, and protecting their hard-earned money. It is essential to appoint someone who will act in your best interests and fulfill their fiduciary duties towards your estate.
6 Tips to Avoid Financial Fraud and Guard Your Investments
WiserAdvisor
MAY 31, 2022
You can reach out to a professional financial advisor to help you in safely managing and growing your finances and avoiding offers/investments that may seem risky or fishy. With the steeply rising number of frauds in the country, the birth of crypto investments, changing fintech rules, etc.,
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Fiduciary Papers #13: Stockbrokers and Insurance Agents: The Use of Titles May Trigger Fiduciary Status Under State Common Law (and Now Under ERISA)
Ron A. Rhodes
DECEMBER 12, 2023
Can the use of a title – such as “financial planner” (or CFP) or “financial consultant” or “wealth manager” or “investment consultant” or similar – by the registered represent of…
How the SEC Has Strayed From Its Mission
Inside Information
SEPTEMBER 28, 2021
The list of things that would trigger the requirement to register also includes the delivery of a financial plan, holding out as providing advice or holding out in any way (presumably including advertisements) that indicates the offer of holistic financial advisory services. The point here is what’s in the middle.
How to CRACK the secret costs in an insurance illustration
Sara Grillo
JUNE 12, 2023
Listen to Barry Flagg of Veralytic and Steven Zeiger of KB Financial as they teach financial advisors how to find the secret costs of a policy by going beyond the insurance illustration. I am a CFA® charterholder and I used to be a financial advisor. And , you have to do the math by hand. Thanks for reading.
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Ron A. Rhodes
AUGUST 6, 2023
I have increasingly witnessed registered investment adviser (RIA) firms, as well as brokerage firms, generally disavow (often in their client services agreement) any duty to manage the investment portfolios of…
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Fiduciary Papers #14: It’s Time to End Commissions and Revenue Sharing
Ron A. Rhodes
DECEMBER 13, 2023
It is possible that all commission-based compensation involving the sale of investment products, life insurance products, and annuities could be eliminated. And it would be right and just to do…
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Fiduciary Papers #12: The Prudent Investor Rule’s Requirement for Tax Efficient-Investing
Ron A. Rhodes
AUGUST 9, 2023
OVERVIEW: THE PRUDENT INVESTOR RULE The Uniform Prudent Investor Act (UPIA) (1995), adopted in some form by all 50 states, applies to the investment of private trust funds. The Prudent…
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Fiduciary Papers #16: The Annuitization Decision and the Need for Conflict-Free Advice
Ron A. Rhodes
DECEMBER 21, 2023
In recent years a major development has occurred with respect to annuities … more and more insurance companies are offering annuity products with no commissions. These products can deliver more…
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