Sara Grillo

NOVEMBER 25, 2024

In this podcast I talk with Broc Buckles of BC Brokerage about how to avoid falling for a bad life insurance pitch. I am a CFA® charterholder and financial advisor marketing consultant. Bad life insurance pitches are all over the place! If you are a financial advisor, your clients have probably been pitched bad life insurance.

Insurance 52

Insurance Financial Advisor Consulting Clients 52

Abnormal Returns

APRIL 12, 2023

open.spotify.com) Christine Benz and Jeff Ptak talk with James Choi about personal financial advice and the importance of defaults. washingtonpost.com) Do you need personal cybersecurity insurance? Podcasts Morgan Housel talks about the importance of 'playing your own game.' obliviousinvestor.com) Do you still carry cash?

Financial Advice 246

Financial Advice Retirement Financial Advisor Insurance 246

Abnormal Returns

NOVEMBER 30, 2022

Podcasts Kenny Malone and Greg Rosalsky talk with Yale economist James Choi about his paper "Popular Personal Financial Advice Versus The Professors." whitecoatinvestor.com) Factors to consider when looking at long term care insurance. econofact.org) Aging More Americans are living alone as they reach retirement age.

Financial Advice 246

Financial Advice Insurance Retirement 246

Nerd's Eye View

JANUARY 20, 2023

Also in industry news this week: While the number of RIA M&A deals increased in 2022, the size of these deals declined, perhaps reflecting challenging market and economic headwinds A recent survey suggests that nearly half of financial advisory clients have changed advisors or have considered doing so since the start of the pandemic and that portfolio (..)

Financial Planner 246

Financial Planner Financial Advice Fee Only Financial Planning 246

Nerd's Eye View

OCTOBER 1, 2024

Gaetano is a partner and senior financial advisor at Fountainhead Advisors, an RIA based in Warren, New Jersey, that oversees approximately $900 million in assets under management for 1,000 client households.

Assets 233

Assets Financial Advisor Insurance Clients 233

Nerd's Eye View

OCTOBER 20, 2023

Read More.

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246

Nerd's Eye View

OCTOBER 21, 2022

Also in industry news this week: The wealth of those in the Millennial and Generation Z cohorts increased by 25% in 2021 and members of these generations are willing to pay for financial advice, according to a new study.

Financial Planner 234

Financial Planner Retirement Planning Retirement Insurance 234

Nerd's Eye View

AUGUST 15, 2023

In this episode, we talk about how, as a career-changer after serving in the Air Force and as a hospital administrator, Jim first found success in the financial services industry as an insurance salesman by leveraging the local network he'd built over his professional career, coupled with formal sales training that taught them how to frame conversations (..)

Fee Only 246

Fee Only Clients Financial Planning Financial Advisor 246

Nerd's Eye View

JUNE 12, 2024

In some cases, that might be because the firm itself is held jointly liable with the advisor (which is allowed when the advisor's negligent advice or recommendations are given within the scope of their duties as an employee). And often, the firm is simply more likely to have the resources to pay a liability claim than an individual advisor.

Fiduciary Duty 245

Fiduciary Duty Risk Tolerance Investments Investing 245

MainStreet Financial Planning

FEBRUARY 1, 2024

Planning for college Taking a gap year Relocating to another state or country Retirement income planning And so much more In embracing the Garrett Planning Network model, clients gain not just financial advice, but a partnership built on trust, transparency, and a commitment to their financial well-being.

Financial Advice 97

Financial Advice Planning Fee Only Financial Planning 97

Abnormal Returns

JULY 19, 2023

humbledollar.com) Advice Provide people with financial advice when and where they need it. sciencedaily.com) An example of how financial counseling can work in practice. tonyisola.com) We make financial decisions for a lot of reasons beside cold, hard logic. humbledollar.com) Do you really need life insurance?

Financial Counseling 49

Financial Counseling Retirement Financial Advice Portfolio 49

Nerd's Eye View

MARCH 24, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week’s edition kicks off with the news that the CFP Board of Standards launched its 1st ad campaign, dubbed "It’s Gotta Be A CFP", following its transition to a 501(c)(6) organization.

Financial Planner 245

Financial Planner CFP Certification Retirement Planning 245

Nerd's Eye View

JULY 19, 2022

We also talk about how, despite never graduating high school (but gaining a GED later), Andrew credits his autism and the hyperfocus that comes along with it for helping him to ultimately earn more than 16 professional financial planning designations, how working at an insurance company early in his career and getting frustrated with adhering to large-firm (..)

Financial Advisor 246

Financial Advisor Clients Financial Planning Insurance 246

Nerd's Eye View

JANUARY 22, 2024

In the early days of wealth management, a financial advisor's value proposition was relatively explicit, typically focusing on a limited range of portfolio management activities (e.g., selling and trading) or on sales-oriented advice that centered on implementing insurance products.

Financial Advisor 246

Financial Advisor Insurance Coverage Estate Planning Charitable Planning 246

Nerd's Eye View

FEBRUARY 6, 2023

This month's edition kicks off with the news that the “financial monitoring software” platform Elements has raised $5 million in a seed-extension funding round as it seeks to establish a foothold in the rapidly growing AdvisorTech category of “advice engagement” tools designed to draw clients further into the ongoing (not just (..)

B2B 246

B2B Financial Advice Clients Planning 246

Nerd's Eye View

DECEMBER 6, 2023

Ultimately, the key point is that understanding the intricacies of what it means to be an investment adviser, including the exceptions within the 'securities' component of the definition, is critical for financial coaches navigating the fine line between offering advice to clients and needing to register as an investment adviser.

Investing 246

Investing Investments Retirement Planning Financial Advising 246

Million Dollar Round Table (MDRT)

AUGUST 18, 2024

Not understanding this and not knowing if they have enough money for retirement can make it difficult for clients to act on your financial advice, explained 15-year MDRT member Brad Brain, CFP, CLU, in his 2018 MDRT Annual Meeting presentation. Outline options First, let clients know how their retirement will be funded.

Clients 105

Clients Insurance CFP Financial Advice 105

Nerd's Eye View

DECEMBER 12, 2022

We will also be hiring a new Director of Advisor Education, Instructional DesigNerd, and Director of Advisor research soon to support our efforts to provide the best educational content for Advicers. All in pursuit of our mission: Making Financial Advicers Better, And More Successful. Read More.

Education 246

Education CFP Certification License 246

Nerd's Eye View

SEPTEMBER 25, 2023

In the mid-20th century, the first phone call for a person who needed guidance on saving or planning for retirement was likely to be to a stockbroker or a mutual fund or insurance salesperson.

CFP 246

CFP Financial Planning Planning Certification 246

Sara Grillo

JUNE 24, 2024

The math behind Universal Life Insurance Interest Rates is a twisted web and most consumers are deceived. But before we get into it… Look, there are alot of schmucks out there hawking crap products disguised as financial advice. Know how the math works so you can see the potential risks that may exist with your policy.

Insurance 59

Insurance Math Financial Advice Compliance 59

Sara Grillo

JUNE 17, 2024

The regulators don’t force insurance companies to provide in-force illustrations to their Universal Life policy holders and it allows them to deceive consumers who aren’t prepared to do the math required to know the truth. Insurance companies make Bernie Madoff look like a petty thief. That’s financial devastation.

Insurance 59

Insurance Financial Advice Math Compliance 59

NAIFA Advisor Today

SEPTEMBER 28, 2022

Brian Haney is the Founder and CEO of The Haney Company, an insurance agency with a mission committed to providing high-quality financial services to its clients. Brian and his father, Allen, combined their independent practices into a full-service multi-line business that offers personalized financial advice and guidance.

Financial Advice 98

Financial Advice Financial Services Financial Advisor Insurance 98

NAIFA Advisor Today

JANUARY 28, 2025

Richardson is a financial planner who has been providing sound financial advice to his clients since 2005. His primary focus is to help people align their financial decisions with their values and truths to live enriching lives.

Financial Planner 52

Financial Planner Recruitment Financial Services Retirement Planning 52

Sara Grillo

OCTOBER 21, 2022

For those looking to crack in and get a job at an RIA firm and become a financial advisor – good news! There are better options than entering a predatory insurance or wirehouse training program and crossing your fingers (which is an AWFUL idea, by the way). Join the Transparency Advisor Movement. appeared first on Sara Grillo.

Insurance 98

Insurance Financial Planner Fee Only Financial Advisor 98

Million Dollar Round Table (MDRT)

JUNE 4, 2024

You can either fall into the category of transactional advisors, where you are simply looking to sell a product, or you can take the wholly encompassing, 360-degree approach to giving good financial advice, supported by a range of other professional services.

Professional Services 99

Professional Services CFP Insurance Financial Advice 99

Darrow Wealth Management

NOVEMBER 4, 2024

Stockbrokers, registered representatives, dual registered advisors, insurance agents, and other types of advisor-sales roles don’t always have to act in your best interest depending on the situation. For non-fiduciary financial advisors, recommendations may only need to be suitable , not necessarily in the client’s best interest.

Financial Advisor 61

Financial Advisor Certified Financial Planner Fiduciary Duty Fee Only 61

Nerd's Eye View

SEPTEMBER 3, 2024

What's unique about Zack, though, is how he has built a financial wellness offering that both profitably serves employees at businesses that utilize their fiduciary 401(k) services with not just self-serve technology but outright one-on-one financial advice to plan participants… and provides a stream of referrals for his firm's private wealth (..)

Financial Planning 130

Financial Planning Planning Retirement Planning Financial Advisor 130

Gen Y Planning

AUGUST 1, 2023

Lesson #4: “Everyone Needs Life Insurance” There are many types of life insurance policies but two common ones are: term and whole. Term life insurance is active for a set amount of time (think 10, 20, 30-year periods). Whole life insurance is an insurance policy that lasts your lifetime and has no expiration date.

Insurance 98

Insurance Retirement Clients Financial Advice 98

James Hendries

JULY 13, 2022

When times are turbulent, the surest path toward progress remains sound financial advice from dedicated professionals who have logged many hours in similar conditions. Please reach out to your trusted financial advisor with any questions. Insurance products are offered through LPL or its licensed affiliates.

Investment Advisor 98

Investment Advisor Banking License Insurance 98

Carson Wealth

JULY 12, 2022

So much of our world is filled with abbreviations surrounding insurance and investment products, processes, education and accomplishments. . Translating from the secret language of financial planning, the sentence would read “Tammy specializes in insurance. Life Insurance.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

International College of Financial Planning

JULY 20, 2022

Insurance and Risk Contract. Legal principles in insurance. Life insurance needs analysis and policy analysis. Medical insurance. Insurance of business risk. CFP courses include Finance Courses, Financial Planning Courses , Risk Analysis & Insurance Planning Courses, Tax & Estate Planning Courses, etc.

Risk Analysis 52

Risk Analysis Certification CFP Certified Financial Planner 52

eMoney Advisor

APRIL 13, 2023

Closer Than Ever to Clients “We are incredibly bullish on the future of financial advice.” ” That’s Shawn Mihal, LPL’s new head of financial institution services, sharing his firm’s recent successes with the Bank Insurance and Securities Association (BISA).

Banking 74

Banking Clients Planning Financial Planning 74

Sara Grillo

SEPTEMBER 18, 2022

The Transparent Advisor Movement’s mission is to promote ideals of clarity, modesty, integrity, dignity, and client advocacy in all aspects of financial advice, with a special focus on Advice Only, Flat Fee, and Hourly service models. I am an irreverent and fun marketing consultant for financial advisors.

Financial Advice 59

Financial Advice Financial Advisor Communication Consulting 59

Good Financial Cents

FEBRUARY 3, 2023

Negotiate your auto insurance rates, and save big! Negotiate your auto insurance rates, and save big! Most people assume that their auto insurance is a fixed payment, but this couldn’t be further from the truth. If you fail to shop around every year or every few years, you could pay a lot more for insurance than you need to.

Insurance 107

Insurance Accounting Budgeting Banking 107

Your Richest Life

JULY 17, 2024

The internet is drowning in financial advice, both good and bad. Financial advice from the internet, podcasts, books or even your family members has to be taken with a grain of salt, because those sources don’t know your full financial picture.

Financial Planner 59

Financial Planner Estate Planning Financial Planning Financial Advice 59

Sara Grillo

DECEMBER 16, 2024

Saras upshot Thanks for reading my blog about how to tell if a life insurance pitch is bad. Moreover you never know what you can learn from sitting down with somebody, especially a business owner who has been through some stuff. If anything you could make a new friend. And that’s it for the show!

Financial Advisor 52

Financial Advisor Consulting Planning Retirement Planning 52

Steve Sanduski

AUGUST 1, 2023

Instead, insurance giant Northwestern Mutual is carving a new lane for itself by adding wealth management to the services its 20,000 advisors, leaders, and team members offer nationwide. Guest: Tim Gerend , Executive Vice President and Chief Distribution Officer for Northwestern Mutual.

Recruitment 52

Recruitment Clients Financial Advisor Insurance 52