Regulators Must Distinguish Financial Advisement from Investment Advisement
Wealth Management
MAY 13, 2024
How illogic in DOL’s Retirement Security Rule produces a crisis of identity for insurance professionals.
Revolutionizing Retirement Planning: Income Lab's Next-Gen Approach
Wealth Management
OCTOBER 19, 2023
Kellan Brown, chief growth officer at Income Lab, discusses the integration of retirement income planning with next-gen financial advising.
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DoL’s Retirement Security Rule & PTE 2020-02 Amendment: What Advisers Need to Know Now About Giving Rollover Advice After Sept 23, 2024
Nerd's Eye View
MAY 15, 2024
On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".
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Adviser links: proactive communication
Abnormal Returns
JANUARY 20, 2025
Podcasts The 22 financial adviser podcasts to listen to in 2025. wsj.com) Vanguard is having to pony up for target date retirement fund debacle. citywire.com) Putting some numbers on the coming wave of adviser retirement. riabiz.com) Advisers Why clients change financial advisers.
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Adviser links: confident humility
Abnormal Returns
DECEMBER 9, 2024
Podcasts Ashley Quamme talks with Neil Bage, co-founder of Shaping Wealth, about adviser burnout. open.spotify.com) Ben Carlson talks with Christine Benz, author of "How to Retire: 20 lessons for a Happy, Successful, and Wealthy Retirement." investmentnews.com) Retirement savers need information.
Adviser links: forces you cannot control
Abnormal Returns
DECEMBER 25, 2023
morningstar.com) A list of the most popular podcasts for financial advisers. riabiz.com) DPL Financial Partners is seeing growth in commission-free annuity sales. morningstar.com) Wealthy couples have some tax levers to pull in retirement. linkedin.com) The biz Vestwell just raised a new $125 billion Series D.
Adviser links: people vs. systems
Abnormal Returns
DECEMBER 23, 2024
(investmentnews.com) Succession How Snowden Lane helps advisers transition into retirement. riabiz.com) FINNY is using AI to help match prospects with advisers. citywire.com) Retirement Retirement from farming is just different. crr.bc.edu) Early retirement often leads to taking Social Security early.
Adviser links: after-tax returns
Abnormal Returns
AUGUST 26, 2024
Podcasts Jill Schlesinger talks with Blair duQuesnay of RWM about her path as a financial adviser. riabiz.com) Going solo Not every financial adviser wants to build a lasting franchise. investmentnews.com) Retirement savings Capitalize is helping people transfer old 401(k) accounts.
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Monday links: uncertain progress
Abnormal Returns
JUNE 3, 2024
bloomberg.com) Ed Slott talks about his book "The Retirement Savings Bomb Ticks Louder." aei.org) Earlier on Abnormal Returns Adviser links: restoring confidence. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? abnormalreturns.com) What you missed in our Sunday linkfest.
Adviser links: advancing your business
Abnormal Returns
JANUARY 8, 2024
(riaintel.com) Some things veteran advisers wished they knew when starting out including 'Run your business like a business.' (fa-mag.com) fa-mag.com) Many successful financial advisers didn't major in finance in college. investmentnews.com) Retirement How should advisers model the future for Social Security benefits?
Personal finance links: accumulation vs. decumulation
Abnormal Returns
AUGUST 30, 2023
open.spotify.com) Retirement Seven things we lose in retirement including structure. morningstar.com) Why so many people fear entering retirement. humbledollar.com) Comparing ChatGPT against a human financial adviser. (open.spotify.com) Morgan Housel on the difference between intelligence and smarts.
Adviser links: limited progress
Abnormal Returns
JANUARY 15, 2024
obliviousinvestor.com) It's hard to say you are a holistic financial adviser without tax management. thinkadvisor.com) Retirement Baby Boomers were supposed to retire in penury. thinkadvisor.com) Advisers Financial planning is seeing a battle between growing complexity and rising technology.
Adviser links: a sense of purpose
Abnormal Returns
JUNE 24, 2024
downtownjoshbrown.com) How financial advisers can help clients combating the disposition effect. kitces.com) A Q&A with Ed Slott, author of "The Retirement Savings Time Bomb Ticks Louder." (advisorperspectives.com) How the world of investing has changed in the past two decades.
Adviser links: pondering contingencies
Abnormal Returns
JULY 15, 2024
Podcasts Brendan Frazier talks with Andy Baxley about drafting a statement of financial purpose. wiredplanning.com) Daniel Crosby talks financial adviser marketing with Phil Bray, Founder and Director of The Yardstick Agency. nytimes.com) How can we know it's time to retire? vox.com)
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Tuesday links: what prosperity looks like
Abnormal Returns
JULY 2, 2024
abnormalreturns.com) Adviser links: phased retirements. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (kyla.substack.com) Earlier on Abnormal Returns Research links: a valuable tool. abnormalreturns.com) What you missed in our Monday linkfest.
Adviser links: getting really clear
Abnormal Returns
APRIL 1, 2024
(getelements.com) Brendan Frazier talks about the importance of listening as a financial adviser. wiredplanning.com) Retirement Spending guardrails are important in retirement, but the details matter. kitces.com) Why do adviser clients claim Social Security earlier than you would think?
Monday links: available and ready
Abnormal Returns
JULY 1, 2024
blockworks.co) Earlier on Abnormal Returns Adviser links: phased retirements. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (etf.com) SSGA did not join other firms in launching a spot bitcoin ETF. abnormalreturns.com) What you missed in our Sunday linkfest.
Adviser links: safety and reliability
Abnormal Returns
NOVEMBER 27, 2023
kitces.com) Advisers The upside of the Dave Ramsey controversy. thinkadvisor.com) The case for managing income more closely in retirement. advisorperspectives.com) Why financial advisers should have their own financial houses in order. (kitces.com) 5 legal steps in an RIA sale or merger.
Sunday links: return expectations
Abnormal Returns
APRIL 28, 2024
Then tell grandma she can never retire." abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (marginalrevolution.com) Fentanyl has disrupted the business of growing poppies. nytimes.com) Demographics Catherine Rampell, "Don’t want more immigrants in this country? axios.com) The U.S.
Sunday links: policy blunders
Abnormal Returns
JULY 28, 2024
wsj.com) Chuck Royce, founder of Royce Funds, is retiring. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (wsj.com) Revolut now has a UK banking license. ft.com) Fund management Does your alternatives fund charge fees on gross or net assets? Then check out our weekly e-mail newsletter.
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Personal finance links: the home buying decision
Abnormal Returns
APRIL 5, 2023
wsj.com) States differ greatly in how they tax income in retirement. whitecoatinvestor.com) Financial planning Do you need a financial plan or financial planner? thomaskopelman.com) Is an AI going to be your future financial adviser? (ft.com) Interrupt compounding as little as possible.
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Sunday links: pausing and reflecting
Abnormal Returns
MAY 26, 2024
caia.org) Policy How the Retirement Savings for Americans Act (RSAA) would help lower income workers. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (herbgreenberg.substack.com) Finance Why hedge funds welcome higher interest rates. Then check out our weekly e-mail newsletter.
Thursday links: the symbolism of green investment
Abnormal Returns
OCTOBER 19, 2023
(calculatedriskblog.com) Dr. Copper should be retired. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? economist.com) Earlier on Abnormal Returns Longform links: our gamified lives. abnormalreturns.com) What you missed in our Wednesday linkfest.
Adviser links: exciting plans
Abnormal Returns
SEPTEMBER 18, 2023
kitces.com) Brendan Frazier talks with Samantha Lamas and Danielle Labotka about why clients hire and fire their financial advisers. wiredplanning.com) Christine Benz and Jeff Ptak talk retirement income with Kelli Hueler, CEO and founder of Hueler Companies. kitces.com) The structured note business is growing rapidly.
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Adviser links: demonstrating confidence
Abnormal Returns
OCTOBER 30, 2023
(nextavenue.org) Advisers Comprehensive financial planning takes more time and effort. kitces.com) Why formal retirement plans provide clients with additional confidence. thinkadvisor.com) 7 things that clients hate that financial advisers do. morningstar.com) How working with UNHW clients is different.
Sunday links: zombie brands
Abnormal Returns
AUGUST 4, 2024
spyglass.org) Work How a national retirement savings plan would work. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (marketwatch.com) How Twitch could turn into another Amazon ($AMZN) 'zombie' brand. sherwood.news) Should a startup ever spend $1.8 million on a URL?
Thursday links: moments of market instability
Abnormal Returns
FEBRUARY 8, 2024
abnormalreturns.com) Personal finance links: retirement preparedness. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (calculatedriskblog.com) Earlier on Abnormal Returns Longform links: why competition matters. abnormalreturns.com) What you missed in our Wednesday linkfest.
Adviser links: fee increases
Abnormal Returns
DECEMBER 26, 2022
Podcasts Michael Kitces talks setting boundaries with Emily Rassam who is the Senior Financial Planner for Archer Investment Management. kitces.com) Christine Benz and Jeff Ptak discuss the recent "The State of Retirement Income" report. nytimes.com) Retirement How to optimize Social Security benefits as a widow.
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Tuesday links: the new gold
Abnormal Returns
FEBRUARY 13, 2024
ft.com) IBM ($IBM) is funding 'retirement contributions with the surplus in its overfunded defined benefit plan rather than with corporate cash contributed to its 401(k) plan.' abnormalreturns.com) Adviser links: diverse talent. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking?
Wednesday links: a weighing machine
Abnormal Returns
FEBRUARY 7, 2024
spyglass.org) Earlier on Abnormal Returns Personal finance links: retirement preparedness. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? Siegler, "Netflix did not want to become HBO, they wanted to become television." abnormalreturns.com) What you missed in our Tuesday linkfest.
Sunday links: duration dynamics
Abnormal Returns
AUGUST 20, 2023
abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? newsletter.abnormalreturns.com) Mixed media When your collectibles become your retirement fund. (abnormalreturns.com) What you missed in our Saturday linkfest. Then check out our weekly e-mail newsletter.
Member Spotlight: Tyler Engelhaupt: Building a Career in Insurance Through Adaptability and Leadership
NAIFA Advisor Today
DECEMBER 6, 2024
After earning a finance degree from Ball State University in Muncie, Indiana, Tyler Engelhaupt entered the insurance industry, initially seeking a case manager role with a focus on financial advising. Instead, he found himself in a sales position at Ash, where his career quickly flourished.
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Monday links: attention as an asset class
Abnormal Returns
APRIL 1, 2024
nytimes.com) When living in France is a better option in retirement. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (nytimes.com) Russian disinformation about Ukraine is in overdrive. ft.com) Global How India's economy performed under Modi. Then check out our weekly e-mail newsletter.
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Thursday links: randomness and risk
Abnormal Returns
OCTOBER 6, 2022
abnormalreturns.com) Personal finance links: failing retirement. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (calculatedrisk.substack.com) Earlier on Abnormal Returns Longform links: ghostly hollowness. abnormalreturns.com) What you missed in our Wednesday linkfest.
Sunday links: a strong signal
Abnormal Returns
OCTOBER 29, 2023
ritholtz.com) Retirement On the prospects for a federal auto-IRA program. investmentnews.com) Why full retirement ages are going to have to rise. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (blairbellecurve.com) The U.S. Then check out our weekly e-mail newsletter.
Sunday links: cultivating your unique gifts
Abnormal Returns
NOVEMBER 12, 2023
retirements. (fa-mag.com) abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (theblock.co) Demographics U.S. population is expected to start declining in the second half of the 21st century. census.gov) The Covid pandemic created 2 million excess U.S.
Monday links: buying lottery tickets
Abnormal Returns
JULY 31, 2023
abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? newsletter.abnormalreturns.com) Mixed media There never was a golden age for retirement in the U.S. (abnormalreturns.com) Top clicks last week on the site. Then check out our weekly e-mail newsletter.
Tuesday links: get-rich schemes
Abnormal Returns
JANUARY 31, 2023
electrek.co) Putting Grayscale Bitcoin Trust ($GBTC) into retirement accounts has backfired. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (covestreetcapital.com) 20 lessons Seth Klarman learned from the GFC including 'Do not accept principal risk while investing short-term cash.'
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Thursday links: keeping things simple
Abnormal Returns
FEBRUARY 23, 2023
morningstar.com) It's easy to forget how bad 2022 was for retirement account investors. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? Markets Higher for longer, has put pressure on bond yields in February. cnbc.com) Strategy Not everyone is giving up on the crypto markets.
Wednesday links: coming up with an AI strategy
Abnormal Returns
JANUARY 25, 2023
pionline.com) Global Why France is pushing back against raising the retirement age. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking? (riabiz.com) How do active managers justify their own work? evidenceinvestor.com) Invesco ($IVZ) is closing 20 ETFs.
Adviser links: making sense in hindsight
Abnormal Returns
JUNE 19, 2023
Podcasts Daniel Crosby talks with Michael Finke about the science of a happy retirement. standarddeviationspod.com) Michael Kitces talks with Danika Waddell about the unique circumstances in building Xena Financial Planning. kitces.com) Matt Reiner talks with Thomas Kopelman about authenticity and social media. kitces.com)
Adviser links: technology bets
Abnormal Returns
MAY 29, 2023
thereformedbroker.com) You can start to see how AI could be used by financial advisers. advisorperspectives.com) Advisers Clients don't walk in the door because everything is hunky dory. kitces.com) Social Security retirement ages are always a political decision. advisorperspectives.com)
What Do Financial Adviser Designations Mean? What are the Letters after a Name?
Carson Wealth
JULY 12, 2022
Translating from the secret language of financial planning, the sentence would read “Tammy specializes in insurance. She reviewed two types of annuity contracts often used for retirement and helped determine which one is the best fit for her client.” . CFP ® – CERTIFIED FINANCIAL PLANNER. Retirement. vii .
Monday links: no exceptions
Abnormal Returns
JUNE 10, 2024
hunterwalk.com) Finance Three of the biggest financial firms (Blackrock, JP Morgan Chase and Blackstone) all have CEOs at or near retirement age. econbrowser.com) Earlier on Abnormal Returns Adviser links: true wisdom. abnormalreturns.com) Are you a financial adviser looking for some out-of-the-box thinking?
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