Nerd's Eye View

SEPTEMBER 6, 2024

Notably, while the rule will create an additional compliance burden, the due diligence advisers offering comprehensive planning services (as well as their investment custodians) are likely already conducting on their clients to create an effective financial plan could be a 'defense mechanism' for these firms against criminals looking to take advantage (..)

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Financial Planner Tax Planning Compliance Financial Advice 246

WiserAdvisor

OCTOBER 11, 2022

Most people start financial planning with the goal of growing their finances through savings and investments. But financial planning is not limited to increasing your wealth alone. However, you can adopt certain tax and financial planning strategies to lower your tax output. Keep reading to find out.

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Financial Planning Accounting Taxes Planning 80

Nerd's Eye View

JUNE 17, 2024

Further, advisers tend to have higher ratings than businesses in other industries (perhaps reflecting the financial planning industry’s high retention rates and ability to make a difference in clients’ lives!).

Financial Advising 246

Financial Advising Compliance Advertising Marketing 246

Nerd's Eye View

AUGUST 17, 2022

Advisory agreements for SEC-registered RIAs are governed by Section 205 of the Investment Advisers Act of 1940. million under the management of the adviser, or with a total net worth of at least $2.2

Clients 246

Clients Assets Financial Planning Management 246

Nerd's Eye View

JUNE 7, 2024

Also in industry news this week: Backers announced the new Texas Stock Exchange, which seeks to provide companies with a lower-cost alternative to the NYSE and Nasdaq, which, if successful, could create a more competitive landscape and potentially better execution and reduced trading costs for financial advisors and their clients The American College (..)

Financial Planner 189

Financial Planner Financial Advisor Certification Estate Planning 189

Nerd's Eye View

AUGUST 17, 2022

Advisory agreements for SEC-registered RIAs are governed by Section 205 of the Investment Advisers Act of 1940. million under the management of the adviser, or with a total net worth of at least $2.2

Clients 230

Clients Assets Financial Planning Management 230

WiserAdvisor

JULY 1, 2022

That said, entrepreneurship can sometimes be cumbersome in spirit, especially in terms of financial planning. Long working hours, lack of financial security, irregular income, managing investors, liquidity issues, insufficient equity, and more, while juggling personal finances, can be a daunting task.

Financial Planning 52

Financial Planning Planning Financial Planner Retirement 52

MainStreet Financial Planning

FEBRUARY 17, 2023

Here is a summary of what it means, how it could affect our personal finances, and the importance of having a strong financial plan to handle such uncertainties. It simply allows the government to finance existing legal obligations that Congresses and presidents of both parties have made in the past. hit its $31.4

Financial Planning 52

Financial Planning Planning Government Accounting 52

Darrow Wealth Management

MARCH 3, 2025

while bonds are broken down by duration and sectors (for example government bonds such as municipal or Treasury bonds or corporate bonds, including investment grade or high yield bonds), etc. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan.

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Risk Tolerance Asset Allocation Assets Portfolio 67

Million Dollar Round Table (MDRT)

NOVEMBER 3, 2022

Swofford, CLU, ChFC When you think of yourself as the general manager of your client’s financial plan, you’ll guide the client to successfully achieve their goals and you’ll reach higher levels in your career. As financial advisors, we also can’t overlook those areas we don’t actively manage.

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Clients Financial Planning Financial Advisor Retirement 98

Park Place Financial

JANUARY 9, 2023

FINANCIAL PLANNING Tax and Financial Planning Ideas For 2023 Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. If you have been contemplating making more defined financial decisions, the New Year can be the ideal time to turn that aspiration into a resolution. RELATED BLOG POSTS. 0 Comments.

Financial Planning 52

Financial Planning Taxes Planning Certified Financial Planner 52

Yardley Wealth Management

SEPTEMBER 24, 2021

The post 5 Steps for Creating a Financial Plan appeared first on Yardley Wealth Management, LLC. 5 Steps for Creating a Financial Plan. Garry offers the following advice for investors who are shell-shocked and don’t know where to turn in taking the first step in creating a financial plan: Have a plan.

Financial Planning 52

Financial Planning Planning Wealth Management Estate Planning 52

Discipline Funds

JULY 29, 2024

Early in Covid I said the huge government deficits created high inflation risk. 2) Governments Buying Bitcoin. Senator Cynthia Lummis was at the Bitcoin 2024 conference proposing legislation for the US government to buy $68B of Bitcoin. More fundamentally – the government has a printing press.

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Government Assets Valuation Investments 121

Nationwide Financial

NOVEMBER 10, 2022

When engaging in financial planning with your veteran and military clients, there are many unique obstacles and situations to consider. Not only will the lifestyle of military members differ from civilian clients, but there many financial benefits available to veterans from the U.S. government. Additional Resources.

Financial Planning 52

Financial Planning Planning Education Clients 52

Sara Grillo

JANUARY 9, 2023

As the move to transparency in financial planning takes hold, regulations are changing in Colorado and other states. Here’s the triumph of virtue that financial planning transparency will (FINALLY) bring to planners across the country and the benefits to clients that come along with it. What should financial advisors do?

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

MainStreet Financial Planning

FEBRUARY 1, 2024

During recent conversations, I’ve come across several people unfamiliar with the concept of fee-only financial planning, let alone considering it as a feasible choice. To shed light on this, I want to articulate the distinctive approach we use at MainStreet Financial Planning.

Financial Advice 97

Financial Advice Planning Fee Only Financial Planning 97

Integrity Financial Planning

JULY 3, 2023

The national debt ceiling is the amount of money that the United States Government is allowed to borrow to pay for its expenses. Military and government-funded jobs would also likely see a freeze in pay. [3] Even the average person’s interest rates on home loans, business loans, and credit cards are all tied to government bond rates.

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Government Risk Management Budgeting Taxes 98

Nerd's Eye View

SEPTEMBER 10, 2024

John is the President of Mason & Associates, an RIA based in Newport News, Virginia, that oversees $370 million in assets under management for approximately 390 client households.

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Financial Advisor Clients Fee Only Government 130

WiserAdvisor

JUNE 19, 2022

While the figure is stressful, financial planning for a baby can help you transition into parenthood smoothly. More importantly, if you are a single parent, you may have to consider the financial preparedness aspect more seriously. Here are some tips that can help you in planning for a baby financially: 1.

Financial Planning 52

Financial Planning Planning Education Budgeting 52

Nationwide Financial

OCTOBER 25, 2022

That doesn’t bode well for the party currently in control of Congress, the Democrats, nor for the future of unified government with Congress and the White House under one-party control. However, historical precedent points to the difficulty of maintaining unified government after midterm elections. See chart below.)

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Clients Management Government Economy 116

International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

Financial Planning 52

Financial Planning Retirement Planning Retirement Planning 52

Integrity Financial Planning

JANUARY 20, 2023

Electives, extracurricular clubs, and social events allow students to reach outside of their majors and career plans to learn about ideas that they will carry with them for the rest of their lives. Physics courses will help them understand the laws that govern our physical world. Philosophy courses will show them logic and argument.

Financial Planning 92

Financial Planning Education Planning Food 92

Discipline Funds

NOVEMBER 11, 2024

This included: 2:44 Defined Duration Investing – my new asset allocation process by which I focus on quantifying the time horizons over which to use certain instruments and help match them to a financial plan. More importantly, we learned during Covid that big inflation comes from big government spending, not QE.

Asset Allocation 52

Asset Allocation Portfolio Financial Planning Government 52

Integrity Financial Planning

OCTOBER 13, 2022

Every year, the government prints millions of dollar bills a day. Contrary to popular belief, the government does not have any method for tracking individual bills. [5]. Click HERE to talk to us at Company Name to take the next step in protecting your financial plan. [1] What has that bill seen? What will it see next?

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Financial Planning Banking Government Retirement 92

Integrity Financial Planning

MAY 4, 2023

3] The programs that governed each ghost’s movements gave them distinct personalities, emulating a type of intelligence not found in many video game characters at the time. 1] [link] [2] [link] [3] [link] The post 3 Classic Arcade Video Games appeared first on Integrity Financial Planning, Inc.

Financial Planning 98

Financial Planning Government Planning Retirement 98

Nerd's Eye View

JANUARY 11, 2023

increased by nearly $1,000 in the past year), higher interest rates can affect financial planning calculations for current homeowners as well. government debt, which has risen alongside broader interest rates (perhaps changing the calculus of whether to pay down their mortgage early).

Clients 130

Clients Financial Advisor Financial Planning Government 130

WiserAdvisor

JULY 3, 2023

A financial advisor can help you understand the intricacies of financial planning for physicians. Below are 6 common financial planning mistakes physicians make: Even though financially well-off, physicians tend to make several financial mistakes. Some mistakes that physicians must avoid: 1.

Financial Planning 40

Financial Planning Planning Financial Advisor Medical 40

Integrity Financial Planning

MARCH 28, 2023

Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement planning. Government Payouts One of the major changes that we saw during the pandemic was the government directly stepping in to help with the economic downturn.

Retirement 88

Retirement Marketing Marketing Retirement Planning 88

Ballast Advisors

SEPTEMBER 15, 2023

For those nearing age 65, it’s essential to understand the paths in and around Medicare regarding your financial plan. As a full-service financial planning firm, Ballast Advisors works closely with seasoned professionals in many areas of personal financial planning , like health insurance.

Healthcare 97

Healthcare Medical Insurance Financial Planning 97

Integrity Financial Planning

JULY 17, 2023

Consider Municipal Bonds A municipal bond is a debt security that is offered by local, state, or county governments that are commonly used to help pay for projects in the area, such as school and road construction. 6] Municipal bonds, in particular, can be an attractive investment because they are often exempt from most taxes. [7]

Retirement 97

Retirement Taxes Retirement Planning Accounting 97

Integrity Financial Planning

OCTOBER 17, 2022

Those who are 50 or older and participate in a Simple IRA or Simple 401(k) plan can contribute up to $17,000 per year for 2022. Those 50 and older can contribute an additional $6,500 to a 401(k), 403(b), most 457 plans, and a government Thrift Savings Plan in 2022 for a total of $27,000. Age comes with benefits.

Retirement 95

Retirement Accounting Retirement Planning Distribution 95

Steve Sanduski

SEPTEMBER 17, 2024

Guest: Megan Gorman, Founder and Managing Partner of Chequers Financial Management , a female-owned, high-net-worth tax and financial planning firm based in San Francisco. We also discuss insights from Megan’s new book, All the Presidents’ Money: How the Men Who Governed America Governed Their Money.

Financial Planning 52

Financial Planning Taxes Clients Planning 52

Integrity Financial Planning

MAY 16, 2023

If you could leave the money in the account indefinitely, the government would never be able to tax the money. [5] appeared first on Integrity Financial Planning, Inc. The reason RMDs exist is that many retirement accounts are pretax vehicles, meaning the money that you have put into them has not been taxed yet.

Accounting 88

Accounting Retirement Retirement Planning Taxes 88

The Chicago Financial Planner

NOVEMBER 27, 2022

Both plans require minimal administrative work, though once the balance in your Solo 401(k) account tops $250,000, the level of annual government paperwork increases a bit. Both plans can be opened at custodians such as Charles Schwab, Fidelity, Vanguard, T. For the Solo 401(k) you will generally use a prototype plan.

Retirement Planning 263

Retirement Planning Retirement Planning Financial Planner 263

Integrity Financial Planning

JULY 24, 2023

4] Unfortunately, inflation is not something that can be safely reversed, but it can be slowed by central banks’ control of monetary policy as well as government spending. [5] appeared first on Integrity Financial Planning, Inc. This is an indication that inflation might be slowing. [4]

Retirement Planning 90

Retirement Planning Financial Planning Retirement Planning 90

Darrow Wealth Management

FEBRUARY 26, 2025

Bonds: Differences in Risk and Return Make a Case for Both While there wasn’t much that went according to plan in 2020, when we zoom out, this is a picture of a diversified portfolio performing as we might expect. After all, volatility is a when , not an if.

Marketing 54

Marketing Marketing Retirement Portfolio 54

Harness Wealth

FEBRUARY 5, 2025

However, the FTC has restrictions on eligible taxes and the maximum claim amount: Eligible taxes : Only income taxes (or taxes in lieu of income taxes) paid to foreign governments are eligible. tax on their income, making financial planning even more important. tax debt entirely. tax liability on your foreign income.

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Taxes Compliance Accounting Government 52