Nerd's Eye View

NOVEMBER 21, 2022

However, by creating a systematic annual process to monitor and update client plans based on seasons, not only can advisors save time and work more efficiently, but they can also communicate the value of ongoing financial planning services to prospects and clients more effectively.

Financial Planning 244

Financial Planning Planning Estate Planning Clients 244

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Abnormal Returns

FEBRUARY 26, 2025

(podcasts.apple.com) Investing Targeted apathy as an investment philosophy. ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 162

Asset Allocation Retirement Financial Planning Accounting 162

Nerd's Eye View

SEPTEMBER 21, 2022

There are many financial advisors who take issue with the financial advice offered by popular personal finance personalities such as Dave Ramsey. the ideal size for an emergency fund, how much income should really be saved for retirement, etc.),

Financial Planning 246

Financial Planning Planning Financial Advice Clients 246

Abnormal Returns

APRIL 16, 2025

morningstar.com) Barry Ritholtz talks with the Slate Money crew about "How NOT to Invest." podcasts.apple.com) Investing If your portfolio is too risky, take less risk. readthejointaccount.com) Retirement savings Stopping and starting your 401(k) contributions is akin to market timing.

Retirement 147

Retirement Financial Planning Accounting Portfolio 147

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? You need to start a retirement plan today.

Retirement Planning 263

Retirement Planning Retirement Planning Financial Planner 263

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax.

Retirement 70

Retirement Asset Allocation Taxes Portfolio 70

Abnormal Returns

JANUARY 8, 2025

Podcasts Ryan Morrissey talks with Larry Swedroe author of "Enrich Your Future: Keys to Successful Investing." youtube.com) Peter Lazaroff on the need for professional help in retirement planning. fortunesandfrictions.com) Just because financial plans change, doesn't mean planning is useless.

Retirement Planning 147

Retirement Planning Budgeting Financial Planning Planning 147

Abnormal Returns

DECEMBER 11, 2024

Podcasts Barry Ritholtz talks with Meb Faber of Cambria Investments about deferring capital gains with ETFs. awealthofcommonsense.com) Steve Chen talks with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." barrons.com) Financial stress is real. moneytalks101.substack.com)

Retirement 147

Retirement Financial Advice Taxes Financial Planning 147

Abnormal Returns

MARCH 4, 2024

Retirement JP Morgan Asset Management's 'Guide to Retirement.' am.jpmorgan.com) How longevity literacy affect financial wellness in retirement. papers.ssrn.com) Why getting charitable giving in retirement right is challenging. (fa-mag.com) riabiz.com) Estate planning is growing in importance for advisers.

Recruitment 279

Recruitment Estate Planning Financial Planning Retirement 279

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement 246

Retirement Retirement Planning Math Advertising 246

Abnormal Returns

JULY 17, 2024

Podcasts Barry Ritholtz talks with Brian Portnoy about why investing is so hard. ritholtz.com) Benjamin Felix and Cameron Passmore on when its time to hire a financial advisor. rationalreminder.libsyn.com) Dan Haylett talks with Suzi Campi about repurposing one's life in retirement.

Retirement 260

Retirement Financial Advisor Financial Planning Portfolio 260

Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4.

Budgeting 52

Budgeting Financial Planning Planning Insurance 52

Nerd's Eye View

MARCH 14, 2025

Which, if implemented under the new administration, could provide relief for investment advisers, particularly smaller firms that already have to balance compliance with client service, marketing, and the other duties that go into running a firm.

Financial Planner 162

Financial Planner Compliance Commission Retirement 162

Dear Mr. Market

DECEMBER 31, 2024

Because when it comes to financial planning, you’re ready to write it downand studies show that writing down your goals makes you 42% more likely to achieve them. Heres your top 10 financial planning checklist for the new year. Review Investment Allocations Markets evolve, and so should your portfolio.

Budgeting 105

Budgeting Financial Planning Estate Planning Planning 105

Carson Wealth

JANUARY 23, 2025

Enter bucketing, a powerful strategy that helps simplify your financial planning by categorizing your assets into three time-based buckets: today, tomorrow, and the future. At its core, bucketing is a strategy to help align your wealth with your financial goals and time horizons. What Is Bucketing?

Financial Planning 52

Financial Planning Planning Risk Tolerance Financial Advisor 52

Nerd's Eye View

JANUARY 21, 2025

In this episode, we talk in-depth about why Daniel decided to outsource tax return preparation (rather than hire someone to do it in-house) to be able to access the expertise of the CPAs his firm uses (particularly for clients with complicated equity compensation plans), how Daniel views these CPA relationships as mutually beneficial from a financial (..)

Taxes 208

Taxes Tax Planning Financial Advisor Compensation Planning 208

Carson Wealth

JULY 3, 2024

Plan for Your Retirement As a small business owner, it’s essential to plan for your retirement independently since you may not have the benefit of employer-sponsored retirement plans. Not only do these plans help you save for the future, but you are also able to defer taxes to later years.

Financial Planning 142

Financial Planning Planning Retirement Planning Tax Planning 142

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Financial Planning 246

Financial Planning Risk Tolerance Retirement Planning Planning 246

Nerd's Eye View

JULY 10, 2023

As owners of financial planning firms approach retirement, some may decide to sell to an external buyer, while others may plan for an internal succession. Sometimes, this succession plan can include the owner's child, providing an opportunity to keep the business in the family.

Financial Planning 246

Financial Planning Retirement Planning Clients 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

International College of Financial Planning

MARCH 12, 2025

Unlike their predecessors, they are tech-savvy, investment-curious, and financially independent-inded. But they also have a mild addiction to online shopping, an over-reliance on BNPL schemes, and a tendency to take financial advice from influencers who may or may not know what theyre talking about.

Financial Planning 52

Financial Planning Planning Asset Allocation Financial Advice 52

The Chicago Financial Planner

FEBRUARY 5, 2022

Is this a valid investment strategy? As far as your investments, I think you’ll agree that the outcome of the game should not dictate your strategy. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. FINANCIAL WRITING.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Abnormal Returns

SEPTEMBER 6, 2023

tsirpodcast.com) Retirement How do higher interest rates (for longer) affect early retirement? mrmoneymustache.com) Saving for retirement doesn't have to be complicated. humbledollar.com) How to emotionally prepare for retirement. kindnessfp.com) Consider yourself lucky in retirement. Just relax.

Retirement 264

Retirement Startup Financial Planning Planning 264

Nerd's Eye View

DECEMBER 13, 2024

Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)

Financial Planner 246

Financial Planner CFP Retirement Certification 246

Abnormal Returns

APRIL 5, 2023

rationalreminder.libsyn.com) Investing The stock market is in a drawdown more often than not. wsj.com) States differ greatly in how they tax income in retirement. whitecoatinvestor.com) Financial planning Do you need a financial plan or financial planner?

Ethics 242

Ethics Financial Planner Financial Advising Financial Planning 242

Abnormal Returns

SEPTEMBER 7, 2022

Retirement Dror Poleg, "Telling people you're retired gives you a legitimate, socially-acceptable identity. drorpoleg.com) Jim, "Early retirement shouldn’t just be defined as a solution for those who dislike their jobs." bloomberg.com) Student loan forgiveness is a good time to revisit your financial plan.

Retirement 246

Retirement Financial Planning Assets Investing 246

Nerd's Eye View

NOVEMBER 6, 2024

In the early days of financial planning, serving clients often meant developing transactional relationships focused on facilitating trades and selling insurance. Over time, advisors shifted toward more analytical approaches, such as investment management and retirement planning.

Clients 130

Clients Planning Financial Planner Financial Planning 130

Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. But moving to a new country involves significant financial planning. tax return every year. Knowing the tax landscape in both the U.S.

Retirement 142

Retirement Healthcare Taxes Medical 142

Abnormal Returns

FEBRUARY 12, 2024

Podcasts Brendan Frazier talks with Sten Morgan, the founder of Legacy Investment Planning, about better communicating with clients. investmentnews.com) Lifetime income Americans need more help managing retirement income. thinkadvisor.com) Five steps to create a paycheck in retirement. thinkadvisor.com)

Wealth Management 262

Wealth Management Retirement Communication Investment Planning 262

Integrity Financial Planning

OCTOBER 9, 2023

When talking about retirement financial planning, we often take investment strategy at face value. But what does an investment strategy really consist of? An investment strategy is utilized to help your wealth not only retain its value against inflation but hopefully grow as well.

Retirement 98

Retirement Portfolio Investing Investments 98

Abnormal Returns

SEPTEMBER 21, 2022

(link.chtbl.com) Investing There is a big problem with investing more during sharp market declines. bloomberg.com) Five strategies to deal with sequence of returns risk in retirement. morningstar.com) Retirement Ten reasons to claim Social Security before 70. advisorperspectives.com) How to do retirement right.

Retirement 246

Retirement Financial Planning Planning Banking 246

MainStreet Financial Planning

OCTOBER 30, 2024

I’m occasionally asked where a client should be financially compared to others. Whether it’s savings, retirement funds, or net worth, understanding where you stand can provide valuable perspective on your financial progress. appeared first on MainStreet Financial Planning.

Retirement 98

Retirement Financial Planning Planning Accounting 98

The Chicago Financial Planner

NOVEMBER 8, 2021

At some point we are bound to see a stock market correction of some magnitude, hopefully not on the order of the 2008-09 financial crisis. As someone saving for retirement , what should you do now? During the financial crisis there were many stories about how our 401(k) accounts had become “201(k)s.” Financial Planning is vital.

Retirement 130

Retirement Marketing Marketing Financial Planner 130

Nerd's Eye View

APRIL 26, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.

Financial Planner 246

Financial Planner Commission Communication Financial Advisor 246

Abnormal Returns

SEPTEMBER 18, 2023

(standarddeviationspod.com) Michael Kitces talks with Jason Wenk, CEO of Altruist, about how he is trying to build an all-in-one investment OS. kitces.com) Brendan Frazier talks with Samantha Lamas and Danielle Labotka about why clients hire and fire their financial advisers. kitces.com) The structured note business is growing rapidly.

Planning 264

Planning Financial Advice Wealth Management Math 264

The Chicago Financial Planner

FEBRUARY 8, 2023

Is my Social Security subject to taxes once I reach my full retirement age? Your full retirement age (FRA) is a key number for many aspects of Social Security. Related to this, if you are working into retirement your wages or self-employment income are subject to FICA and Medicare taxes regardless of your age.

Taxes 291

Taxes Retirement Financial Planner Financial Advisor 291