Nerd's Eye View

OCTOBER 2, 2023

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: Holistiplan, after achieving success with its tax planning and analysis software, has announced an investment from Lead Edge Capital, signaling that it may be ready to expand into other financial planning areas beyond tax – (..)

Communication 246

Communication Portfolio Management Clients Tax Planning 246

Yardley Wealth Management

MARCH 1, 2022

The post Part 3: Tax-Wise Financial Planning appeared first on Yardley Wealth Management, LLC. Part 3: Tax-Wise Financial Planning In our last two pieces, we covered some tools of the tax-planning trade, as well as how to deploy them for tax-efficient investing. Life happens.

Financial Planning 52

Financial Planning Taxes Planning Tax Planning 52

Yardley Wealth Management

MARCH 1, 2022

The post Part 3: Tax-Wise Financial Planning appeared first on Yardley Wealth Management, LLC. Part 3: Tax-Wise Financial Planning. In our last two pieces, we covered some tools of the tax-planning trade, as well as how to deploy them for tax-efficient investing. . Life happens.

Financial Planning 52

Financial Planning Taxes Planning Tax Planning 52

Indigo Marketing Agency

JULY 1, 2024

To stand out in the competitive world of financial planning, you need more than just excellent financial services or agency support. To attract and retain clients, mastering the art of financial planning marketing is crucial. Highlight how your distinct qualities benefit your clients.

Financial Planning 52

Financial Planning Planning Marketing Marketing 52

Darrow Wealth Management

NOVEMBER 17, 2022

The surtax will increase the Massachusetts tax liability by $68,000 on the sale of their home. Further, both examples ignore other sources of income, such as wages, pre-tax retirement account distributions, dividends, etc., that could increase the tax due from the surtax. Consider an installment sale.

Taxes 107

Taxes Wealth Management Tax Planning Planning 107

Darrow Wealth Management

AUGUST 28, 2023

The sale of a business marks a major life event. With many sellers relying on the sale to fund their retirement and lifelong financial goals, getting it right from the start is critical. Getting professional help is key here as trying to negotiate a sale directly with a buyer might be short-sighted.

Sales 91

Sales Estate Planning Wealth Advisor Taxes 91

Darrow Wealth Management

JULY 30, 2024

For founders, employees, and executives with stock-based compensation, an 83(b) election can be a powerful tax planning tool. When you make an 83(b) election, you’re opting to pay tax on unvested shares now, instead of when the stock vests. It can also preclude some tax planning strategies down the road.

Taxes 92

Taxes Tax Planning Startup Valuation 92

Zajac Group

FEBRUARY 10, 2022

Tax implications , financial planning, what to do post vest, and managing any proceeds from a sale should all be approached with careful consideration to ensure you get the most out of your restricted stock units. Tax Planning for Stock Shares that Originated from Vested Restricted Stock Units.

Financial Planning 52

Financial Planning Planning Taxes Financial Planner 52

Fortune Financial

JULY 28, 2022

Let’s look at two examples of NUA taxation based on the sale of employer securities post-NUA transfer date. These two examples result in separate taxation rules based on their dates of sale and highlight the need to incorporate tax planning in NUA decisions. Watch to Learn More About Selecting Specific Lots for NUA.

Taxes 98

Taxes Planning Retirement Planning Distribution 98

Sara Grillo

OCTOBER 21, 2022

Financial paraplanners can be recent college graduates with no work experience, or may also be career changers with an extensive background in other areas that can add more value to an RIA owner, such as tax professionals. He cold called over 500 financial planning companies over a year or so to get to a full book of clients.

Insurance 98

Insurance Financial Planner Fee Only Financial Advisor 98

eMoney Advisor

DECEMBER 13, 2022

As financial professionals find themselves competing in the same small market, many are looking at the wider wealth spectrum and targeting the mass affluent market. However, it can be tricky to reach the mass affluent demographic through traditional sales channels. Our research found 66.4 Reaching a Reluctant Audience.

Budgeting 84

Budgeting Clients Financial Planning Retirement 84

Integrity Financial Planning

NOVEMBER 7, 2022

Knowing what tax years to make your asset adjustments is an important component of properly offsetting losses. But be sure to know other rules that may come with performing the tax-loss harvesting strategy. The Wash-Sale rule is a highly important one to know in order to execute this strategy well. 1] [link]. [2] 2] [link]. [3]

Taxes 98

Taxes Investing Investments Retirement 98

Darrow Wealth Management

JULY 1, 2024

This tax benefit is scheduled to sunset at the end of 2026. Tax planning for 2026 Depending on your situation, income, and goals, your planning options will vary. As with anything in tax planning, it’s important not to let the tax-tail wag the dog.

Taxes 101

Taxes Tax Planning Planning Estate Planning 101

Darrow Wealth Management

MARCH 29, 2024

Early sales of ISOs are taxed in the regular tax system. There are two AMT tax rates: 26% and 28%. AMT credits can only be used in years when not subject to the alternative minimum tax. Not tax advice! At the end of the day, all of the tax planning opportunities with ISOs involve risks.

Taxes 96

Taxes Tax Planning Planning Wealth Management 96

FMG

OCTOBER 6, 2022

Technology is one of the most important components of a financial advisor’s business. From financial planning and risk analysis tools to marketing automation platforms , technology streamlines processes, increases productivity, and helps you grow your business faster. What are some advantages of a CRM?

Financial Advisor 83

Financial Advisor Clients Communication Financial Planning 83

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques. In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

eMoney Advisor

FEBRUARY 28, 2023

It would be difficult to create a holistic financial plan for any client without a full picture of their financial lives. Account aggregation gives financial professionals—and their clients—a complete and centralized view of the client’s financial information.

Accounting 71

Accounting Financial Planning Clients Assets 71

Zajac Group

JUNE 15, 2022

Why not make best use of your tax-planning powers when you do? At a glance, it would seem qualified dispositions are the way to go: Qualified dispositions: Proceeds are taxed at (usually lower) long-term capital gains rates. Disqualified dispositions: Proceeds are subject to various (usually higher) tax rates.

Taxes 52

Taxes Tax Planning Sales Planning 52

Darrow Wealth Management

MAY 3, 2024

Whether the windfall was expected, perhaps from the sale of a business, or unexpected, you’ll want to make a plan for the future. Deciding what to do with a cash windfall always comes down to your personal goals and financial situation. Or perhaps you have a cash windfall is from the sale of your business.

Wealth Management 52

Wealth Management Wealth Advisor Financial Planning Financial Advisor 52

Darrow Wealth Management

MAY 3, 2024

Whether the windfall was expected, perhaps from the sale of a business, or unexpected, you’ll want to make a plan for the future. Deciding what to do with a cash windfall always comes down to your personal goals and financial situation. Or perhaps you have a cash windfall is from the sale of your business.

Wealth Management 52

Wealth Management Wealth Advisor Financial Planning Financial Advisor 52

Darrow Wealth Management

JULY 30, 2024

For founders, employees, and executives with stock-based compensation, an 83(b) election can be a powerful tax planning tool. When you make an 83(b) election, you’re opting to pay tax on unvested shares now, instead of when the stock vests. It can also preclude some tax planning strategies down the road.

Taxes 52

Taxes Tax Planning Startup Valuation 52

Darrow Wealth Management

NOVEMBER 20, 2023

Particularly for individuals who are holding a lot of cash or have proceeds from a windfall such as the sale of a business, a multi-year Roth conversion strategy is worth considering. Aside from the tax bill, you’ll want to have enough cash or resources to live on to minimize your taxable income in the year of conversion.

Retirement 95

Retirement Distribution Taxes Accounting 95

Darrow Wealth Management

NOVEMBER 5, 2024

Video: Qualified Small Business Stock (QSBS) Explained QSBS tax benefits: excluding capital gains taxes If you have Section 1202 shares, the gain you’re able to exclude from federal long term capital gains tax at sale depends on your gain and the date the stock was acquired.

Taxes 62

Taxes Wealth Management Tax Planning Assets 62

MainStreet Financial Planning

DECEMBER 13, 2022

Major brokerages like Vanguard and Fidelity offer this service to their clients to use securities with large capital gains to avoid tax on sale and pay designated charities at your direction. 529 fund contributions earn state tax deductions. Good luck with tax savings this year. Happy Tax Planning!

Taxes 52

Taxes Tax Planning Planning Medical 52

Zajac Group

JANUARY 24, 2023

If so, you’ve probably read about the alternative minimum tax (AMT), and qualifying and disqualifying dispositions. While AMT and holding periods for qualified sales may be important from a tax-reporting standpoint, they may be irrelevant if you simply exercise and sell your ISOs in a cashless transaction.

Taxes 52

Taxes Sales Tax Planning Planning 52

International College of Financial Planning

JULY 10, 2023

Investment advisors can also specialize in specific areas such as retirement planning, tax planning, or portfolio management. Different Types of Investment Advisors Financial Planner: A financial planner assists individuals achieve their financial goals.

Financial Advisor 52

Financial Advisor Certified Financial Planner Financial Planner Investing 52

Harness Wealth

APRIL 17, 2023

Do You Owe Taxes In A Tender Offer? Pros and Cons of Tender Offers for Startup Employees Personal Financial Planning Considerations Frequently Asked Questions What is a Tender Offer? Do You Owe Taxes In A Tender Offer? Table of Contents: What Is A Tender Offer? How Do Tender Offers Work?

Startup 52

Startup Taxes Risk Tolerance Sales 52

Zajac Group

MARCH 3, 2023

This is because PSAs, and the financial windfall that may follow, are often tailored to your role at the firm or the firm’s overall success. And PSAs may require you to meet or exceed specific business targets, such as Total Shareholder Return, EBITDA, EPS, sales, revenue, explicit industry or peer benchmarks, etc.

Taxes 52

Taxes Tax Planning Planning Financial Planning 52

Harness Wealth

FEBRUARY 13, 2023

Whether you’re planning for an upcoming liquidity event , such as an IPO, or you’re interested in bringing more sophistication to your overall tax strategy, Harness Tax offers a range of services to meet your needs. Complete your Harness Wealth profile and answer a few questions about your financial situation.

Taxes 52

Taxes Tax Planning Planning Accounting 52

Harness Wealth

SEPTEMBER 23, 2024

The Challenge: Tax Firms and CPAs Struggle to Expand Client Relationships Today, there is a significant opportunity for tax practices and CPAs to expand and deepen their tax-client relationships by offering more valuable, long-term services, including comprehensive tax planning.

Taxes 52

Taxes Clients Compliance Tax Planning 52

Harness Wealth

OCTOBER 23, 2023

If you’re a CPA who works with clients on more than just annual tax returns, you’re likely already providing accounting advisory services. This emerging discipline offers a wealth of opportunities for both clients and accounting firms, and focuses on providing strategic guidance and future-focused tax planning throughout the year.

Accounting 52

Accounting Taxes Strategic Planning Estate Planning 52

Fortune Financial

APRIL 11, 2024

A comprehensive approach to retirement planning that incorporates careful withdrawal strategies and utilizes the tax attributes of different retirement accounts can enhance the longevity and growth of your savings.

Retirement 59

Retirement Retirement Planning Financial Advisor Accounting 59

Indigo Marketing Agency

MARCH 10, 2025

His recent LinkedIn reel is a perfect example of how financial advisors can leverage social media to generate leads. Instead of just talking about taxes in retirement, Joe presents a clear problem (overpaying taxes) and an actionable solution (his free video series on tax planning through retirement).

Financial Advisor 64

Financial Advisor Media Clients Retirement 64

Darrow Wealth Management

MARCH 29, 2024

Early sales of ISOs are taxed in the regular tax system. There are two AMT tax rates: 26% and 28%. AMT credits can only be used in years when not subject to the alternative minimum tax. Not tax advice! At the end of the day, all of the tax planning opportunities with ISOs involve risks.

Taxes 52

Taxes Tax Planning Planning Wealth Management 52

Harness Wealth

MARCH 10, 2023

If held for more than five years, the investor can exclude up to 100% of the capital gains on the sale of QSBS from federal venture capital taxes, subject to certain limitations. It’s essential to understand the rules and requirements for QSBS to take advantage of these tax benefits.

Taxes 52

Taxes Tax Planning Startup Portfolio 52

Zajac Group

JUNE 1, 2022

Still, vested RSUs are a taxable event in your life, as well as a financial planning conundrum : Are you better off hanging onto the vested company stock you now hold, or selling them, to reinvest the proceeds elsewhere? In our behaviorally biased brains, the money can end up feeling delightfully tax-free at the time.

Taxes 52

Taxes Sales Investments Investing 52