Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? Keep reading to find out if it’s possible to retire with 500k — and how to do it. The good news? Cost of living.

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Food Retirement Retirement Planning Budgeting 59

WiserAdvisor

SEPTEMBER 14, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

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Random Roger's Retirement Planning

MARCH 19, 2023

Part G Medicare, the one I believe to be the most robust supplemental plan currently costs an average of $1517/yr with projections of 10+% increases over the next few years. Assuming that is true, it is the diet suggested to us by the food pyramid that is to blame. Obesity rates started to go up and have been going up ever since.

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Food Medical Insurance Medicine 75

Clever Girl Finance

APRIL 22, 2025

Food and beverage 3. These include sectors like healthcare, food, repair services, and childcare. These businesses typically operate in industries like healthcare, food, repair services, and personal care. Food and beverage Food and beverage are also recession proof industries. What is a recession-proof business?

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Economy Food Healthcare Economics 80

Integrity Financial Planning

JANUARY 9, 2023

due to increased costs of necessities like food, energy, and gas. [2] 2] With higher prices in consumer goods, retirees may have had to reevaluate their withdrawals and spending on retirement accounts as their income became strained. Interest Rate Hikes Hit Retirement Accounts. 1] However, in 2022, this number spiked to 9.1%

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Accounting Retirement Economics Financial Planning 97

Random Roger's Retirement Planning

DECEMBER 16, 2022

A few things from the last couple of days all with the theme of retirement planning mistakes to avoid. The 4% rule of course refers to the percentage that can be safely withdrawn from portfolio assets for a sustainable retirement (not running out of money). Lastly is a list of retirement mistakes from Brett Arends.

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Retirement Retirement Planning Healthcare Numbers 74

Random Roger's Retirement Planning

APRIL 28, 2024

Writing for Bloomberg, Allison Schrager suggests that in order to enjoy retirement, we should work a little longer. Ann Tergesen at the Wall Street Journal reports that while most people expect to retire at 65, 62 ends up being more like it. I haven't even mentioned coming up short in retirement savings. Summing up Schrager.

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Retirement Insurance Food Taxes 87

Clever Girl Finance

DECEMBER 13, 2023

Saving money is an important task at any age, but as you hit your 40s, the need to save for retirement grows. While savers in their 40s and 50s typically have a decade or two left to save for retirement given the traditional age of 65, emphasizing saving now can set you up for a dream-worthy retirement.

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Retirement Accounting Taxes Insurance 97

Yardley Wealth Management

OCTOBER 7, 2020

The post Is COVID-19 affecting your Retirement Planning? Is COVID-19 affecting your Retirement Planning? Retirement Planning Financial Planning Risk. Over their lifetimes, most people have heard warnings and advice from retirement advisors about various aspects of their plans.

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Retirement Planning Retirement Planning Wealth Management 40

FMG

SEPTEMBER 16, 2022

Whether retirement planning, technology seminars, or education planning, community events are an efficient way to share your experience with others in your community. One of the most popular types of events in this category is a retirement celebration, which recognizes all of your clients who have successfully retired.

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Clients Food Education Retirement Planning 108

Integrity Financial Planning

MARCH 3, 2023

But there is one perk that winter brings: comfort food. Comfort food gives rise to a psychologically comfortable and pleasurable state when eaten. [1] 1] Embracing Comfort Food As the name suggests, comfort food is any type of food that brings a person some fulfillment. So, this winter, indulge!

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Food Financial Planning Retirement Planning Retirement 97

Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Is Houston a good place to retire?

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Retirement Retirement Planning Certified Financial Planner Medical 52

WiserAdvisor

JANUARY 16, 2024

Preparing for retirement is a significant life transition that demands a clear understanding of your financial situation. This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age.

Retirement Planning 40

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Random Roger's Retirement Planning

MAY 28, 2024

Yahoo Finance had an article about the comments on an article about retirement which itself drew a ton of comments. The success stories include people retiring young as well as people retiring late or never retiring. Although it might not work for everyone, there is no downside to eating less junk food.

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Retirement Insurance Retirement Planning Food 97

Investing Caffeine

MAY 3, 2023

These are all interesting and important questions, but preparation for retirement is much more important than panicking over issues you have no control over. For many investors, however, the more important questions to ask and answer relate to your retirement strategy. Risk Tolerance: What is your asset allocation?

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

Random Roger's Retirement Planning

DECEMBER 17, 2023

change at retirement. Hopefully a mortgage is paid off, hopefully there are no car payments to make and health insurance at 65, if retired, should go down quite a bit on Medicare, especially if income goes way down. Once someone is retired, saving for retirement is one less expense too.

Retirement 75

Retirement Math Insurance Taxes 75

Advisor Perspectives

FEBRUARY 10, 2025

Everyone should have access to a quality retirement plan. People deserve to age with dignity and not worry about outliving their savings or paying for necessities like shelter and food. That should not be a radical statement.

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Retirement Planning Food Retirement Planning 52

Clever Girl Finance

SEPTEMBER 4, 2022

Save more by making your own food. One option is to make your own food. A road trip food stop may be fun, but what if you could save more—and live better—by changing it up? It’s not that hard to pack a cooler with food and drinks, and this enables us to stop for a meal break whenever the mood strikes.

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Food Retirement Budgeting Accounting 98

Good Financial Cents

MARCH 17, 2023

In your budget, you should plan to set aside money to cover future expenses, such as a vacation, a house downpayment, retirement , etc. Maximize Your Retirement Savings Consider enrolling in an employer-sponsored retirement plan like a 401k , where you can have pre-tax income deductions made each pay period automatically.

Budgeting 103

Budgeting Taxes Retirement Planning Food 103

Integrity Financial Planning

MAY 4, 2022

If the Fed is being aggressive, how aggressive should the retirement saver be with their plan? This is everything from food and gas to haircuts and vacations. This is everything from food and gas to haircuts and vacations. Similarly, with retirement, you probably are underestimating just how much you’ll spend.

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Planning Retirement Retirement Planning Healthcare 52

Random Roger's Retirement Planning

FEBRUARY 8, 2025

The food industry, probably not. SOXX and SMH are the two largest semiconductor ETFs I am aware of and PBJ is a food and beverage ETF with an all-timer of a symbol. This would work going a little narrower than sectors, into industries or themes. This is less reliable though.

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Assets Engineering Food Communication 52

FMG

FEBRUARY 27, 2023

From The Great Washington County Food Bank to Young Life, they have supported many of these causes for up to twenty years. Retire Secure Financial Planning Managing Principal Nancy Tani, CFP®, JD, MBA , Retire Secure Financial Planning is a financial planning and investment management firm serving the greater Chicago area.

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Random Roger's Retirement Planning

DECEMBER 9, 2022

First up is a sensational headlined story from Barron's: Eating 400 Calories a Day From These Foods Could Raise Your Dementia Risk Risk By Over 20%. The food they are talking about is processed food. Brett Arends looks at whether $1 million is still enough to retire. Google Type 3 Diabetes.

Food 75

Food Planning Financial Planning Management 75

Validea

SEPTEMBER 13, 2023

Define your financial goals and objectives, whether it’s retirement planning, buying a home, or funding your child’s education. Having a purpose-driven approach to investing provides direction and motivation, helping you stay on course.

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Investing Investments Financial Guidance Retirement Planning 98

WiserAdvisor

NOVEMBER 4, 2022

Retirement planning is a must, so start with maximizing your 401k and Individual Retirement Accounts (IRAs). Plan your finances for when you have kids: If you plan to have children, your expenses will drastically increase. It is essential to discuss these factors with your spouse and plan accordingly.

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Financial Planning Planning Taxes Financial Advisor 93

Yardley Wealth Management

MAY 29, 2020

The post Should Pre-Retirees Take a New Look at #Retirement Income? Should Pre-Retirees Take a New Look at #Retirement Income? I recently was interviewed for an article in a national publication on retirement income, given the current market and job losses. I thought my answers might provide you some food for thought.

Retirement 40

Retirement Wealth Management Estate Planning Risk Tolerance 40

Nationwide Financial

MARCH 13, 2023

This budget should prioritize essential expenses such as housing, food, and healthcare while also setting aside funds for debt repayment and savings. In addition to regular check-ins, it may also be helpful to offer educational resources and tools to help clients better understand debt management and financial planning.

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Client Management Clients Management Debt Management 69

Clever Girl Finance

MAY 13, 2023

It’s having enough money to cover your basic needs, like food, shelter, and healthcare, as well as being able to afford the things that bring you joy and happiness. For some, having financial freedom means retiring early and traveling. This could include setting up a 401(k), IRA, or other retirement plans.

Retirement 78

Retirement Budgeting Risk Tolerance Accounting 78

Nationwide Financial

JUNE 8, 2023

The Rule of 25 for retirement strategy suggests saving 25x the annual amount needed for spending in the first year of retirement, but it doesn’t account for the age when someone might retire. The 80% Rule states that you’ll need to replace 80% of your pre-retirement income. Saving requires a certain level of commitment.

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Clients Retirement Financial Planning Planning 52

Integrity Financial Planning

AUGUST 31, 2022

What are the decisions you need to make now for your retirement, even if we’re in a recession? Brian talks about how to stress-test your plan and what to keep in mind. What should people planning to retire in the next year keep in mind? Make sure to work with a financial advisor who will look at your plan comprehensively.

Retirement 52

Retirement Financial Planning Planning Food 52

Random Roger's Retirement Planning

JANUARY 18, 2025

There's a food ETF with symbol PBJ that has lagged the S&P 500 by a lot but has lower volatility, lower beta and was up in 2022. Something like IPAY, you'd buy it as something you think will outperform the market as opposed to something like a utility sector ETF or maybe some sort of narrower space within utilities or staples maybe.

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Random Roger's Retirement Planning

JULY 9, 2023

About 40 years ago employers started to pivot away from pensions to 401k, they started to pivot away from defined benefit plans to defined contribution plans. The only pension I am remotely close to is the Arizona Public Safety Personnel Retirement System. That last one is certainly biased so fee free to dismiss out of hand.

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Retirement Math Management Taxes 66

Envision Wealth Planning

MARCH 1, 2022

Unlike buying organic foods to “do the right thing” when it comes to your health, you don’t necessarily have to spend more to do better. For example, an employer-sponsored 401(k) or 403(b) retirement plan is a wonderful perk. If you have an individual retirement account (IRA), you also have much more flexibility and control.

Investing 52

Investing Investments Retirement Planning Risk Tolerance 52

Random Roger's Retirement Planning

DECEMBER 31, 2023

Barron's posted a couple of retirement related pieces; one article and one kind of slide show that looks like something posted on Instagram. Second one first, the slide show which was titled How To Retire Early. Templin is semi-retired and writes occasionally for Barron's. Without Regrets. Do with that what you will.

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Retirement Food Medical Numbers 74

Clever Girl Finance

OCTOBER 9, 2023

The expenses include necessities like your rent/mortgage payment, utilities, food, and car payment. For instance, housing, food, and transportation could be items 1, 2, and 3 on your list. While retirement planning can seem overwhelming, it’s actually not too difficult to get started. rent/mortgage).

Budgeting 98

Budgeting Planning Education Retirement 98

Clever Girl Finance

AUGUST 10, 2023

Retirement fund Like your emergency fund, nobody is going to force you to contribute to your retirement, but you still should if you can. Plus, you’ll set yourself up to be in the best financial position when it comes time to retire. There are plenty of tips for retirement planning if you aren’t sure where to start.

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Budgeting Insurance Accounting Medical 98

Nationwide Financial

DECEMBER 20, 2022

Elder care planning, which includes long-term care planning (LTC) , is something many people think about as retirement closes in. One reason for a delay in planning may be the belief that long-term care means “ending up in a nursing home”. However, too many people just keep thinking about it and don’t act.

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Medical Clients Planning Retirement 98