Clever Girl Finance

JANUARY 29, 2023

Causes of the student debt crisis Based on these staggering numbers, the student loan crisis arises from the fact that many Americans are taking on high debt for college but are unable to pay off their student loans. For white students, that number drops to 59.9%. However, it's not just the responsibility of the government.

Budgeting 105

Budgeting Education Planning Government 105

The Big Picture

NOVEMBER 21, 2023

00:17:50 You wanna know why Dara reported for Uber that again, their number of employees was down quarter of over quarter. It’s 10 blue links, but it’s an infinite number of blue links. So remember data and data infrastructure, that is the number one primitive to ai. Sales centers are, are more productive.

Investments 246

Investments Investing Startup Accounting 246

The Big Picture

SEPTEMBER 12, 2022

I wasn’t that typical person that did a number of, you know, internships during the summer, had that …. I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. One, we also saw a record number of credit card openings in Q1 and Q2.

Clients 299

Clients Wealth Management Banking Investments 299

Steve Sanduski

AUGUST 4, 2022

Charles Schwab just released their 2022 RIA Benchmarking Study and I decided to crunch the numbers and see what the data shows. Crunch the Numbers. The total US Government Bond market total return for the 5 years ending December 2021 was 19.5%. Simple math says the CAGR of NET NEW ASSETS (i.e., Revenue Growth.

Math 52

Math Portfolio Numbers Financial Market 52

The Big Picture

JANUARY 16, 2024

She has had a number of different positions within PIM, including managing their flagship core real estate fund. She has lived and invested through not just the great financial crisis, but the SNL crisis and a number of other fascinating experiences in real estate. If there was an error in a report or a number, I went ballistic.

Assets 264

Assets Investments Investing Management 264

The Big Picture

AUGUST 15, 2023

RITHOLTZ: But did the oversight, the governance get it? SEIDES: The success of that governance. Or at least the top, pick a number, 30, 40%. I don’t remember the number. ” 29, 87, 74, just pick any 50 plus percent number and certainly 2000 and ’08, ’09, a major index gets cut in half.

Management 130

Management Investments Investing Government 130

Good Financial Cents

JUNE 25, 2023

It’s a cryptocurrency, or digital currency, not backed by any government. As you can see from those numbers, early Bitcoin investors who held on through the crypto’s ups and downs likely made a fortune. These include some high-profile Wall Street CEOs, analysts, and government officials.

Investments 76

Investments Investing Accounting Commission 76

Brown Advisory

MAY 31, 2018

But the activity gap has narrowed over the past five years, and a growing number of startups, patent filings and VC dollars are now driven by Chinese innovation. STEM (science, technology, engineering and math) funding is steadily declining—a dynamic that potentially opens the door for China to gain ground on the AI innovation front.

Startup 52

Startup Clients Math Assets 52

Brown Advisory

MAY 31, 2018

But the activity gap has narrowed over the past five years, and a growing number of startups, patent filings and VC dollars are now driven by Chinese innovation. STEM (science, technology, engineering and math) funding is steadily declining—a dynamic that potentially opens the door for China to gain ground on the AI innovation front.

Startup 52

Startup Clients Math Assets 52

The Big Picture

DECEMBER 6, 2022

People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. I was employee number 10. BERRUGA: I mean, cybersecurity is one of our highest conviction themes right now, for a number of reasons, Barry. billion dollars in AUM.

Clients 162

Clients Investments Investing Management 162

The Better Letter

DECEMBER 15, 2022

As I write this TBL, the S&P 500 is getting crushed and (using very rough numbers) is down 18 percent year-to-date. Based upon last week’s TBL , those hedge fund numbers sound high. Using very rough long-term return numbers (9.5% government-guaranteed paper at 15 percent. The Dow is down 8.5 The saddest.

Investing 80

Investing Investments Portfolio Numbers 80

Clever Girl Finance

JULY 13, 2022

If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Just keep in mind that with any food business, you'll be governed by your state's applicable requirements on food safety. Bookkeeping and accounting. Want to exercise your cake decorating chops more often than the occasional birthday?

Food 122

Food Advertising Media Planning 122

The Irrelevant Investor

OCTOBER 18, 2015

There are a number of consequences to market efficiency," Fama said, facing the classroom. The math showed it was inevitable that a few traders would stand out, but that didn't mean they had skill. Because, like Fama said, markets are not governed by the laws of physics, which allows for a gray area. Tell them to flip.

Math 52

Math Marketing Marketing Management 52

Good Financial Cents

MARCH 15, 2023

Despite declining overall employment numbers in the field, there are close to 400,000 job openings annually for customer service representatives, according to the Bureau Of Labor Statistics – a testament to how critical the industry is to the U.S. You must also possess solid math and cash-handling skills and be able to multitask.

Communication 69

Communication Education Retail Banking 69

Clever Girl Finance

JUNE 28, 2023

If you look up the savings account interest rates at most brick-and-mortar bank chains, you might find numbers that are awfully close to zero…like 0.01% APY. government offers a variety of bond and note investments through TreasuryDirect. Corporate bonds & bond funds The government isn’t the only place you can get bonds.

Investments 74

Investments Investing Accounting Certification 74

Clever Girl Finance

AUGUST 2, 2022

Some quick math for the value of your $10,000 after a certain number of years: 10 years: $20,000. Index funds are appealing to many investors because they expose you to a large number of stocks. Investing in government bonds is one more way to use your $10,000 or more. 20 years: $40,000. 30 years: $80,000.

Education 59

Education Retirement Investments Investing 59

The Big Picture

JULY 19, 2022

The passion came when I went to invest the country’s foreign exchange reserves there and it was very much global government bond markets. And so, it’s very sort of, I don’t know, math oriented or algebra-oriented type of thing as opposed to great stories which drive most investment passions. RITHOLTZ: Right. What is it?

Investments 130

Investments Investing Valuation Portfolio 130

Brown Advisory

JUNE 16, 2022

We remain highly dubious of price-to-earnings ratios as a proxy for value given earnings can be distorted by “creative” accounting and the measure embeds a range of factors into a single number. Hence, in aggregate we are more sensitive to rising interest rates than any 10-year bond but less than a 30-year 3% coupon government bond at par.

Investments 52

Investments Investing Accounting Valuation 52

Clever Girl Finance

DECEMBER 16, 2023

Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. For Roth and traditional IRAs, the government limits how much you can contribute per year. It’s just that the way you break up the percentage numbers is slightly different. What is the 50-30-20 rule for money?

Budgeting 98

Budgeting Retirement Accounting Taxes 98

Brown Advisory

NOVEMBER 13, 2023

This is a simple math issue—refinancing a $100,000 mortgage will lower the monthly payment by a much smaller amount than refinancing a $1,000,000 jumbo mortgage, while the fixed costs of refinancing will be relatively much more burdensome for the $100,000 mortgage than for the $1,000,000 mortgage.

Investing 52

Investing Investments Portfolio Clients 52

The Big Picture

SEPTEMBER 19, 2022

WENGER: No, we’ve definitely always been disciplined on valuation, and we’ve let a number of things go. We went from having religions where, you know, everything was a spirit, a tree, a rock, everything had a spirit, and then we went from that to theistic religions where there was some different number of gods.

Valuation 305

Valuation Investments Investing Engineering 305

The Big Picture

AUGUST 8, 2022

Why has technology developed the way it has and, more or less, exempt from a lot of government regulations or protected by government regulations? ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math.

Banking 204

Banking Government Insurance Taxes 204

The Better Letter

OCTOBER 20, 2022

It describes “a person’s inability to make sense of the numbers that run their lives.” To do math, neither maturity nor knowledge of human nature and experience are required. Make sure you’ve got your math correct. All that is needed is the ability to perceive patterns, logical rules, and linkages.

Math 81

Math Numbers Banking Medical 81

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. We forget that there weren’t personal computers on everybody’s desk back then. That’s the opportunity set.

Assets 173

Assets Management Portfolio Marketing 173

The Big Picture

AUGUST 29, 2023

And it worked out and had multiple job offers coming out of school from a number of different insurance companies. I had a number of relationships that I built up and had another job lined up in New York City. DAVIS: So when we think about how those teams are evaluated, it’s a three-year number. So how did you perform?

Portfolio 130

Portfolio Investments Investing Numbers 130

The Big Picture

NOVEMBER 15, 2022

I have lots of different ways I can get that number to go up. It’s still a fairly small number. So as much as I’m personally still a pretty strong skeptic of active management, I mean, I understand the math, and the odds are not in your favor. I read all those academic papers, I understand where the math comes from.

Management 278

Management Assets Portfolio Investments 278

The Big Picture

MAY 30, 2023

Number one, a school district is a business. They give you criteria at the state and local level and they give you money, they incentivize you with grant payments from the federal government to meet that criteria. Bush, to make financial literacy the policy of the US federal government. That meant the federal government.

Banking 147

Banking Economics Business Planning Economy 147

The Big Picture

SEPTEMBER 10, 2024

So that’s, that’s number one. I mean, if you take out the government spending, you probably are on a recession in a private economy. And that’s your focus on government, both fiscal and monetary support for the economy. Because the claims numbers were better. So your probability of being correct Okay.

Valuation 162

Valuation Clients Investments Investing 162

Random Roger's Retirement Planning

JUNE 3, 2023

The last sentence is about the math involved not about the right and wrong of any of it which we'll get to. Now comes the grim numbers about how much we have collectively saved for retirement. Government Accountability Office. Nearly half of U.S. And many of those that have managed to save don’t have enough.

Retirement 72

Retirement Taxes Math Accounting 72

The Better Letter

OCTOBER 5, 2023

This math explains why we shouldn’t be surprised when the market remains “irrational” far longer than seems possible. Our conclusions need to be consistent with and supported by the data, no matter how bizarre the numbers or how long the streak. In fact, much of what happens is highly improbable. But we are.

Insurance 114

Insurance Food Asset Allocation Retirement 114

Nationwide Financial

SEPTEMBER 12, 2022

The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. Core CPI will likely grow, as the headline number benefits from falling gas prices, and shelter prices increase. What to Watch.

Retail 52

Retail Math Banking Economics 52

David Nelson

MARCH 6, 2023

The numbers aren’t small. ESG stands for Environmental, Social and Governance. When it comes to CO2 emissions China is number one emitting almost twice as much as the United States. Do the Math! Like I said earlier, we’re talking big numbers here. trillion in assets under management.

Fiduciary Duty 52

Fiduciary Duty Investments Investing Math 52

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. Graham Foster] : 00:02:54 That was a number, that was number theory, pure number theory. It gets further and further away the D P U go.

Investments 130

Investments Investing Clients Numbers 130

The Big Picture

SEPTEMBER 26, 2022

He was instrumental in getting a number of very positive policy actions passed over the past decade. I’ve interviewed a number of people from Revolution. CASE: Well, actually when we started in 1985, it was — the Internet was restricted to government agencies and educational institutions. RITHOLTZ: Wow.

Startup 173

Startup Investments Investing Numbers 173

The Big Picture

JANUARY 24, 2023

I mean, those were the — that’s what got people all excited and — RITHOLTZ: That’s venture capital numbers. KLINSKY: Well, that is — and it was kind of venture capital numbers because the dollars were so small. RITHOLTZ: Right. You don’t have to worry about third parties. You can be very rational.

Investments 263

Investments Investing Numbers Banking 263

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. And so there was a number of less liquid markets that made for quite wide spreads. And you know, I think ultimately there was a number of opportunities that came out.

Numbers 147

Numbers Banking Investments Investing 147

The Big Picture

DECEMBER 12, 2023

And I was a math nerd as a kid. And because my mother and grandmother were looking at these trying to figure out what was going on, I was curious about the sea of numbers. And 00:28:03 [Speaker Changed] That’s an amazing number. And the value line has all these statistical patterns. If it’s a cyclical low Yeah.

Management 264

Management Investments Investing Retail 264