Nerd's Eye View

OCTOBER 5, 2022

The 1%+ added value of automated tax-loss harvesting may be achievable in some ‘ideal’ cases, such as an investor who frequently contributes to their portfolio, has short-term losses to offset, and/or has many individual security holdings.

Taxes 246

Taxes Tax Planning Portfolio Management Advertising 246

Nerd's Eye View

DECEMBER 7, 2022

The Marketing Rule also requires performance results to be presented consistently over 1-, 5-, and 10-year time periods (or the time period the portfolio has existed, if shorter than a particular prescribed period) preventing advisers from cherry-picking time periods that would make their returns appear more favorable.

Advertising 246

Advertising Investing Investments Marketing 246

Nerd's Eye View

DECEMBER 21, 2022

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client’s life, advisors often use this data point as the centerpiece when they present a financial plan.

Financial Planning 246

Financial Planning Planning Retirement Portfolio 246

The Big Picture

FEBRUARY 18, 2023

Previously, he was chief investment officer and chief information officer, overseeing the company’s internally managed stock, bond, and money market portfolios as well as its investment research and methodology. Buckley has been with Vanguard for 32 years and has been CEO for the past 5.

Assets 289

Assets Management Portfolio Investments 289

The Big Picture

MAY 5, 2023

The problem is not how good or bad their track records are (they tend toward mediocre); rather it is our failure to use these tools properly, consistent with an inherently unknowable future always subject to new data and information that changes those probabilities. The odds change constantly as new information gets incorporated.

Economics 363

Economics Financial Planning Manufacturing Numbers 363

Abnormal Returns

JANUARY 4, 2023

Retirement Why you need a diversified life portfolio in retirement. abnormalreturns.com) This startup site is designed to provide people with information about divorce. abnormalreturns.com) This startup site is designed to provide people with information about divorce. wsj.com) Why you want to have options in retirement.

Certification 243

Certification Startup Retirement Portfolio 243

Abnormal Returns

AUGUST 8, 2023

capitalspectator.com) How ChatGPT can suss out information in company filings. morningstar.com) Behavior Another indication that political polarization is showing up in investor portfolios. Quant stuff James Picerno, "In short, there are no silver bullets for building a solid backtest."

Marketing 246

Marketing Marketing Medical Economics 246

The Big Picture

OCTOBER 2, 2023

“ To make better, more informed decisions about the future, we advise people to have “strong opinions, which are weakly held. ” -Bob Johansen at the Palo Alto Institute for the Future Investing is a probability exercise where we have to make decisions using imperfect information about an unknowable future.

Investing 345

Investing Investments Economy Portfolio 345

Abnormal Returns

FEBRUARY 27, 2023

Podcasts Christine Benz and Jeff Ptak talk with Derek Tharp about retirement-spending strategies, sequence risk, and portfolio construction. kitces.com) Clients, and potential clients, are awash in bad financial information on social media. morningstar.com) Daniel Crosby talks with Rachel J.

Wealth Management 246

Wealth Management Clients Media Retirement 246

Nerd's Eye View

JUNE 12, 2024

Or if an advisor knowingly misled a client in giving information that led them to make an investment decision, they could be penalized for giving fraudulent advice under state or Federal law.

Fiduciary Duty 245

Fiduciary Duty Risk Tolerance Investing Investments 245

Wealth Management

JUNE 28, 2024

Jon Adams, CIO of Calamos Wealth Management, a $3.75B RIA, speaks on how the firm's roots in asset management inform its approach to investment selection.

Wealth Management 111

Wealth Management Management Assets Portfolio 111

Nerd's Eye View

MARCH 8, 2024

Also in industry news this week: A recent survey has found that a majority of prospective financial planning clients across all age brackets are open to working with a remote advisor, creating opportunities for advisors to grow their businesses and for clients to find the ‘best’ advisor for their needs, regardless of their location A federal (..)

Financial Planner 246

Financial Planner Asset Allocation Clients Risk Management 246

The Big Picture

FEBRUARY 14, 2023

More important than UFOs 1 is the intriguing process by which humans sift through a morass of conflicting information. Consider this definition: “ Investing is the art of using imperfect information to make probabilistic assessments about an inherently unknowable future.” A skeptical but rational approach can help.

Investments 299

Investments Investing Management Insurance 299

Nerd's Eye View

NOVEMBER 25, 2024

Over the past decade, a growing number of advisors have expanded into offering comprehensive financial planning services, reflecting a shift that not only helps them stand out from (increasingly commoditized) portfolio management offerings but also supports clients' broader financial goals.

Financial Planning 211

Financial Planning Sales Planning Retirement 211

The Big Picture

NOVEMBER 27, 2024

Investors should consider this when they create a portfolio. Never confuse opinion marketing with actual, useful information. ~~~ Give thanks this weekend! We rarely understand fully how each new event will impact all of the others that came before it and how the next events in time will affect what preceded it. Count your blessings.

Economy 200

Economy Retail Portfolio Assets 200

Nerd's Eye View

JUNE 21, 2023

As a starting point, investment advisers must address 3 important questions when designing and implementing a compliant code of ethics: who within the firm is subject to reporting their personal securities transactions; what information needs to be reported; and when this information must be reported.

Ethics 244

Ethics Fiduciary Duty Compliance Clients 244

Nerd's Eye View

JULY 5, 2023

But because no one can be sure of when and where these recoveries will happen, investors who are willing to spread the risk of slightly lower returns from globally diversified portfolios stand to yield the rewards of having an edge in the natural cycle of global markets in the aggregate. and global investments.

Valuation 246

Valuation Economics Portfolio Investments 246

The Big Picture

MARCH 28, 2024

If you believed these stories, and acted on them, your portfolio probably did poorly in markets over this era. Kahneman informed us that this was nothing to be ashamed or embarrassed about, it was simply an aspect of the human condition He will be greatly missed. He helped humanity move forward.

Manufacturing 340

Manufacturing Economy Economics Marketing 340

Abnormal Returns

MAY 7, 2024

papers.ssrn.com) How to rebalance a portfolio with turnover constraints. blogs.cfainstitute.org) Are analysts long-term growth forecasts informative for loss-making firms? (papers.ssrn.com) Research Factors are not immutable. mrzepczynski.blogspot.com) Is the price of gold still tethered to inflation?

Portfolio 163

Portfolio 163

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246

Nerd's Eye View

MAY 10, 2024

Also in industry news this week: The latest Social Security trustees report offered a slightly rosier picture for the health of the various Social Security trust funds thanks to improved economic conditions, though they warned that time is running out for legislators to take action to ensure the system will be able to pay out full benefits beyond the (..)

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

The Chicago Financial Planner

FEBRUARY 2, 2024

Likewise if the advisor’s typical client has a minimum of $1 million to invest and your portfolio is more modest, this advisor might not be a good fit for you. Ask them directly about ALL forms of compensation they will receive from working with you, and if they will disclose this information on an ongoing basis.

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

Nerd's Eye View

FEBRUARY 6, 2023

For which Elements has positioned itself as an early leader that is now gaining momentum. And be certain to read to the end, where we have provided an update to our popular “Financial AdvisorTech Solutions Map” (and also added the changes to our AdvisorTech Directory) as well!

B2B 246

B2B Financial Advice Clients Planning 246

The Chicago Financial Planner

JUNE 13, 2022

Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. You should continue to monitor your portfolio and make these types of adjustments as needed. Assess whether your portfolio has held up in line with your expectations. Focus on risk.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

The Big Picture

FEBRUARY 15, 2023

Here’s how to build an AI portfolio. Bloomberg ) • The Death of the Smart Shopper : Internet retail was supposed to supercharge the informed consumer. There is no one to induct. ( Businessweek ) see also ChatGPT Sparked an AI Craze. Investors Need a Long-Term Plan. What happened? (

Advertising 278

Advertising Media Startup Retail 278

The Big Picture

MAY 9, 2023

But what was interesting about that was the quick need to both separate the portfolio between the old stuff and the new stuff, because there were a lot of new investment opportunities. So we have our MAS team, our Multi-Asset Solutions team, who are really providing more of the overall portfolio advice. RITHOLTZ: Really intriguing.

Assets 299

Assets Clients Investments Investing 299

Nerd's Eye View

DECEMBER 18, 2024

For investment management services, documenting the entire client engagement – such as onboarding, reviewing and recommending portfolio adjustments in line with collected suitability information, opening and funding accounts, conducting periodic reviews, and rebalancing – can help clearly evidence the services provided.

Financial Planning 130

Financial Planning Planning Compliance Advertising 130

Nerd's Eye View

NOVEMBER 21, 2022

Which means that on any given workday, advisors might find themselves reviewing one client’s portfolio and another’s estate plan in the morning, and having a meeting with a third client later in the afternoon.

Financial Planning 244

Financial Planning Planning Estate Planning Clients 244

The Big Picture

JULY 24, 2024

At The Money: Behavior Beats Intelligence (July 24, 2024) We focus most of our investing efforts on information and knowledge. We’re going to discuss how to make sure your behavior is not getting in the way of your portfolio. You need more information. And because there’s not a lot of information.

Math 205

Math Retirement Investing Investments 205

The Big Picture

DECEMBER 7, 2022

I would come out each evening and say: “ Be sure to own a globally diversified, low-cost portfolio of inexpensive ETFs; Rebalance once a year; See ya tomorrow !” What is left over from that era is the idea that we can periodically rely on mainstream media to inform us in case of an emergency. Who Do You Trust?

Financial Advice 290

Financial Advice Media Engineering Advertising 290

Nerd's Eye View

JUNE 20, 2023

In this episode, we talk in-depth about how, just months after her retirement from nursing, Tony’s mother became depressed and decided to take her own life, which made him see first-hand how entering retirement means so much more than just being financially prepared (as even though his mom was financially stable, she lacked purpose and was not (..)

Retirement 246

Retirement Clients Financial Advisor Financial Planning 246

Trade Brains

NOVEMBER 6, 2024

These companies manage profitable real estate portfolios across various sectors. Portfolio Diversification: Through REITs, investors gain exposure to various property types. Moreover, tracking market trends affecting commercial real estate helps investors make informed decisions and adjust their strategies accordingly.

Investing 98

Investing Investments Distribution Portfolio 98

The Chicago Financial Planner

FEBRUARY 8, 2023

Note the information above is a review of the basics of how Social Security benefits are taxed and should not be considered to be advice. 8 Portfolio Rebalancing Tips Will my Social Security be Taxed? This is part of the bigger picture of taxes in retirement. Your situation may differ. is a post from: The Chicago Financial Planner

Taxes 291

Taxes Retirement Financial Planner Financial Advisor 291

Fortune Financial

OCTOBER 14, 2024

It has been my experience when reviewing portfolios that diversification is typically expressed simply as a number of various stocks owned, or owning a handful of asset classes, usually stocks of various sizes and geographies, and bonds of varying maturities.

Asset Allocation 131

Asset Allocation Government Financial Advisor Portfolio 131

The Big Picture

MARCH 25, 2023

Mielle spent two decades as a partner and senior portfolio manager at Canyon Capital Advisors and was named one of the “50 Leading Women in Hedge Funds” by the Hedge Fund Journal and E&Y. This week, we speak with former hedge fund manager Dominique Mielle, author of 2021’s “ Damsel in Distressed: My Life in the Golden Age of Hedge Funds.”

Portfolio Management 182

Portfolio Management Management Assets Portfolio 182

The Big Picture

DECEMBER 11, 2024

And on today’s edition of at the money, we’re going to discuss how Wall Street has been using personal health to gain a competitive advantage to help us understand all of this and its implications for your portfolio. How does that show up in our portfolios? Not only does that show up in our portfolios.

Food 147

Food Portfolio Management Marketing 147

The Big Picture

JULY 18, 2023

Euro News ) • What I Saw in Elon Musk’s Truth Army : Twitter’s “Community Notes” volunteers are supposed to make the platform “the most accurate source of information about the world.” National Endowment for the Humantiies ) Be sure to check out our Masters in Business this week with Tom Wagner, Co-Portfolio Manager at Knighthead Capital.

Portfolio Management 237

Portfolio Management Economy Assets Management 237