Abnormal Returns

DECEMBER 9, 2024

open.spotify.com) Ben Carlson talks with Christine Benz, author of "How to Retire: 20 lessons for a Happy, Successful, and Wealthy Retirement." investmentnews.com) Retirement savers need information. Podcasts Ashley Quamme talks with Neil Bage, co-founder of Shaping Wealth, about adviser burnout.

Financial Advising 146

Financial Advising Retirement Taxes Planning 146

Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. Taxes One of the biggest financial considerations for Americans retiring abroad is understanding how taxes will work. tax return every year.

Retirement 142

Retirement Healthcare Taxes Medical 142

Nerd's Eye View

APRIL 8, 2025

In this episode, we talk in-depth about how Seth built and provides his input deliverable (which calculates the appropriate amount of tax-exempt housing allowance pastors can take based on their individual circumstances, and even prepares a request and subsequent resolution that the Church's Board can then use) to demonstrate his expertise to prospective (..)

Financial Planning 130

Financial Planning Clients Planning Financial Advisor 130

Nerd's Eye View

FEBRUARY 8, 2023

Seasoned financial advisors have likely worked with clients with a wide variety of workplace retirement accounts, which can vary in terms of their investment offerings, fees, and other characteristics. But given that the U.S.

Planning 246

Planning Retirement Retirement Planning Government 246

Wealth Management

MAY 22, 2023

After 24 years, the company’s founder informed the board he will retire from his leadership position by the end of 2023.

Retirement 261

Retirement 261

The Chicago Financial Planner

FEBRUARY 8, 2023

Is my Social Security subject to taxes once I reach my full retirement age? Your full retirement age (FRA) is a key number for many aspects of Social Security. Related to this, if you are working into retirement your wages or self-employment income are subject to FICA and Medicare taxes regardless of your age.

Taxes 291

Taxes Retirement Financial Planner Financial Advisor 291

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Are you financially ready for retirement?

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Abnormal Returns

JANUARY 4, 2023

Retirement Why you need a diversified life portfolio in retirement. wsj.com) Why you want to have options in retirement. abnormalreturns.com) This startup site is designed to provide people with information about divorce. abnormalreturns.com) This startup site is designed to provide people with information about divorce.

Certification 243

Certification Startup Retirement Portfolio 243

Nerd's Eye View

MAY 10, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners"– this week's edition kicks off with the news that a recent analysis from Morningstar suggests that the Department of Labor's (DoL's) new Retirement Security Rule (aka Fiduciary Rule 2.0)

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246

Random Roger's Retirement Planning

JANUARY 6, 2025

It's not like this is a bad problem but there can be expensive mistakes made in this sort of scenario I want to believe that it is not realistic that if someone has a set of maybe five or six assumptions that go into their retirement plan, that not all of them would have a worst case outcome. Everything going wrong would be really bad luck.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Abnormal Returns

MAY 31, 2023

thomaskopelman.com) Who is eligible for the retirement savings tax credit? contessacapitaladvisors.com) Why it pays to get certain expenses out of the way before retirement. substack.com) Why everybody needs a 'Mary Jean' list of important financial information. podcasts.apple.com) Morgan Housel on the 'art of spending money.'

Retirement 246

Retirement Taxes Media Investing 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 246

Assets Management Clients Compliance 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

Nerd's Eye View

DECEMBER 15, 2023

Also in industry news this week: Most businesses that operate in the U.S., Also in industry news this week: Most businesses that operate in the U.S., Also in industry news this week: Most businesses that operate in the U.S., Also in industry news this week: Most businesses that operate in the U.S.,

Financial Planner 246

Financial Planner Retirement Taxes Insurance 246

Nerd's Eye View

AUGUST 12, 2022

Also in industry news this week: FINRA has submitted a revised proposal to reform the process for broker-dealers to request expungement of client disputes from their public record, which allows state securities regulators to be informed of and involved in the arbitration hearings that decide whether the expungement is granted. Read More.

Financial Planner 245

Financial Planner Retirement Healthcare Numbers 245

Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan.

Communication 246

Communication Clients Financial Planning Risk Tolerance 246

Nerd's Eye View

OCTOBER 6, 2023

Also in industry news this week: A new advisor benchmarking study indicates that high-growth firms are excelling in 3 areas: client acquisition, "relationship alpha", and strategic scale A recent survey indicates that while advisors increasingly are leveraging home office investment models to save time and scale more efficiently, they often customize (..)

Financial Planner 246

Financial Planner CFP Certification Communication 246

Nerd's Eye View

NOVEMBER 6, 2024

Over time, advisors shifted toward more analytical approaches, such as investment management and retirement planning. In the early days of financial planning, serving clients often meant developing transactional relationships focused on facilitating trades and selling insurance. The process begins by helping clients define their core values.

Clients 130

Clients Planning Financial Planner Financial Planning 130

Carson Wealth

OCTOBER 3, 2024

Retirement is an exciting milestone—a time to leave behind the hustle and bustle of work and embrace a new chapter filled with more freedom and opportunities to enjoy life. Planning well in advance ensures that your retirement years will be financially secure, fulfilling, and less stressful than your working years.

Retirement 96

Retirement Healthcare Retirement Planning Taxes 96

Abnormal Returns

FEBRUARY 27, 2023

Podcasts Christine Benz and Jeff Ptak talk with Derek Tharp about retirement-spending strategies, sequence risk, and portfolio construction. kitces.com) Clients, and potential clients, are awash in bad financial information on social media. morningstar.com) Daniel Crosby talks with Rachel J.

Wealth Management 246

Wealth Management Clients Media Retirement 246

Don Connelly & Associates

DECEMBER 16, 2024

Whether planning for retirement, investing in volatile markets, or managing tax implications, clients are often presented with intricate information that can leave them overwhelmed, confused, and anxious, undermining their ability to make informed decisions.

Communication 52

Communication Financial Advisor Financial Planning Clients 52

Million Dollar Round Table (MDRT)

APRIL 6, 2025

This may include buying homes, having children, getting married, expanding their business and retiring. Educators tell clients all the benefits of certain choices, which allows them to make informed decisions. Liddell, BS As we all do, your clients experience the joys and challenges of lifes many different stages.

Clients 84

Clients Education Financial Advisor Financial Planning 84

Your Richest Life

NOVEMBER 26, 2024

Do you know when you want to retire? Are you saving enough for the retirement you want? Myth #2: You should plan to retire in your 60s With more people going back to school or changing careers later, holding off on retiring is becoming more common, too. for more information. And then, there are the un-retirees.

Retirement 52

Retirement Planning Fee Only Financial Planning 52

Darrow Wealth Management

SEPTEMBER 19, 2024

Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. Can I contribute to a SEP IRA if I have a retirement plan at work?

Retirement Planning 95

Retirement Planning Retirement Taxes Planning 95

Financial Symmetry

APRIL 9, 2025

Harnessing Tax-Advantaged Savings Retirement accounts and health savings plans offer the dual benefits of saving tax and building wealth. With different tax rates and incentives in each state, you need to be well informed about how new rules impact you, as they could very well lead to substantial tax savings.

Taxes 52

Taxes Tax Planning Retirement Planning 52

The Chicago Financial Planner

FEBRUARY 2, 2024

Ask them directly about ALL forms of compensation they will receive from working with you, and if they will disclose this information on an ongoing basis. Approaching retirement and want another opinion on where you stand? Financial Fraud – Tips to Protect Yourself Annuities: The Wonder Drug for Your Retirement?

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

The Big Picture

JULY 24, 2024

At The Money: Behavior Beats Intelligence (July 24, 2024) We focus most of our investing efforts on information and knowledge. You need more information. Morgan Housel : I think it’s largely because there is so much information to do. All day of information, stock tickers, it’s always in your face.

Math 273

Math Retirement Investments Investing 273

Nerd's Eye View

FEBRUARY 28, 2024

Such 'reflection' questions ask an individual to reflect on whatever information they've just offered in order to find personal meaning in what they've shared and why it's important to them. One of the best ways to accomplish this is by asking questions that encourage the prospect to pause and reflect more deeply on the issue at hand.

Planning 246

Planning Financial Advice Financial Planning Clients 246

Nerd's Eye View

FEBRUARY 7, 2024

In earlier days, questions simply facilitated the process of gathering information in order to open accounts and recommend the appropriate products to be sold. From there, advicers can dig deeper into the iceberg by asking follow-up questions that are designed to discover the context around information gleaned from the fact-finding stage.

Clients 246

Clients Communication Financial Planning Retirement 246

Nerd's Eye View

AUGUST 12, 2022

Also in industry news this week: FINRA has submitted a revised proposal to reform the process for broker-dealers to request expungement of client disputes from their public record, which allows state securities regulators to be informed of and involved in the arbitration hearings that decide whether the expungement is granted. Read More.

Financial Planner 179

Financial Planner Retirement Healthcare Numbers 179

Nerd's Eye View

MAY 19, 2023

And amid this backdrop, several AdvisorTech tools have added AI capabilities that could further streamline advisory firms’ middle- and back-office tasks and processes.

Financial Planner 245

Financial Planner CFP Financial Advisor Clients 245

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective. The agreement should also lay out some acknowledgments for the client to review.

Electronics 242

Electronics Clients Retirement Planning Financial Advice 242

Harness Wealth

MARCH 7, 2025

Additionally, we have news that FinCEN has announced an extension of the BOI reporting deadline and a temporary halt in enforcement, an analysis on the implications of wealth taxes in Europe, and a refresher on how the new ‘Savers Match’ program aimed at enhancing the retirement savings of millennials and Gen Z functions.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective. The agreement should also lay out some acknowledgments for the client to review.

Electronics 238

Electronics Clients Retirement Planning Financial Advice 238

Carson Wealth

SEPTEMBER 5, 2024

However, choosing the right Medicare plan is crucial to ensure that you have the coverage you need as you move into retirement. Be cautious of unsolicited calls: Medicare will never call you to sell you anything or to ask for your personal information. Stay informed about these tactics and never engage with suspicious contacts.

Healthcare 141

Healthcare Medical Planning Retirement 141