Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 246

Assets Management Clients Compliance 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

Darrow Wealth Management

SEPTEMBER 19, 2024

Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. What is a SEP IRA?

Retirement Planning 90

Retirement Planning Retirement Taxes Planning 90

Nerd's Eye View

FEBRUARY 8, 2023

In addition, the TSP updated its website and introduced a smartphone app, which required participants to create new credentials and verify their personal information.

Planning 246

Planning Retirement Retirement Planning Government 246

Nerd's Eye View

FEBRUARY 12, 2025

While future retirees can find nonreduced benefit estimates on their Social Security statements or online accounts, those already receiving benefits don't have access to this information – making it necessary to find a different way to predict how much their payments will increase once the law is fully implemented.

Retirement 245

Retirement Government Clients Planning 245

Nerd's Eye View

OCTOBER 6, 2023

Also in industry news this week: A new advisor benchmarking study indicates that high-growth firms are excelling in 3 areas: client acquisition, "relationship alpha", and strategic scale A recent survey indicates that while advisors increasingly are leveraging home office investment models to save time and scale more efficiently, they often customize (..)

Financial Planner 246

Financial Planner CFP Certification Communication 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246

MainStreet Financial Planning

NOVEMBER 25, 2024

More Information If you would like to read more about the 2025 changes from the IRS here is the IRS Publication and summary at the Tax Foundation website. The refundable portion of the child tax credit is adjusted for inflation and will remain $1,700 for 2025. The standard mileage rates for 2024 is $0.67

Taxes 98

Taxes Planning Retirement Planning Accounting 98

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective.

Electronics 242

Electronics Clients Retirement Planning Financial Advice 242

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective.

Electronics 238

Electronics Clients Retirement Planning Financial Advice 238

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. A Roadmap for Your Retirement Journey Each phase of retirement planning is a step toward building the future you envision.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

A Wealth of Common Sense

SEPTEMBER 18, 2024

Today’s Animal Spirits is brought to you by YCharts and Fabric: See here for 20% off your initial YCharts professional subscription Go to meetfabric.com/spirits for more information on life insurance from Fabric by Gerber Life On today’s show, we discuss: How Individual Retirement Accounts Changed the Stock Market Forever Social Security: (..)

Retirement Planning 107

Retirement Planning Retirement Insurance Accounting 107

Carson Wealth

DECEMBER 8, 2023

Attorneys are telling us that 2024 is the time to review and change your estate plan as the lines may be out the door in 2025 for taxpayers wanting to make last minute changes to take advantage of the higher exemption amount. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts.

Planning 143

Planning Retirement Planning Taxes Retirement 143

FMG

MARCH 3, 2025

Leave Space for Responses A common mistake is overloading posts with too much information. Instead of listing ten tips for retirement planning, share your top three and ask, What would you add to this list? For instance, many people feel overwhelmed by retirement planning.

Financial Advisor 52

Financial Advisor Media Retirement Planning Retirement 52

The Chicago Financial Planner

FEBRUARY 2, 2024

Ask them directly about ALL forms of compensation they will receive from working with you, and if they will disclose this information on an ongoing basis. Financial Fraud – Tips to Protect Yourself Annuities: The Wonder Drug for Your Retirement? Ask how they select the financial and investment products they recommend to clients.

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

FMG

MARCH 6, 2025

AI-powered search engines, including Googles AI Overviews and tools like ChatGPT, now generate responses by pulling information from multiple sources. AI prioritizes information from reputable sources secure media mentions in trusted finance publications and news sites. How Can Financial Advisors Adapt to AI-Powered Search Engines?

Financial Advisor 52

Financial Advisor Engineering Media Retirement Planning 52

Harness Wealth

MARCH 7, 2025

However, they also frequently work with clients whose businesses sponsor employer retirement plans that must adjust their systems and raise workers’ awareness to enable them to fully tap into their benefits. This article should not be considered tax or legal advice and is provided for informational purposes only.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Getting Your Financial Ducks In A Row

MARCH 13, 2023

However, there may be circumstances where it could make very good sense to separate your contributory IRAs from 401(k) plan rollovers – and it pertains to creditor’s rights. The article mentioned at the outset includes links to state law information with regard to these kinds of situations.

Retirement Planning 112

Retirement Planning Accounting Planning Retirement 112

Random Roger's Retirement Planning

OCTOBER 13, 2024

Pivoting, the Wall Street Journal had a very short interview with Alicia Munnell as she retires from the Boston College Center for Retirement Research at age 82. Munnell along with Teresa Ghilarducci are like the aunties of retirement which I am saying in a positive way. People shouldn't put effort into retirement planning?

Retirement Planning 98

Retirement Planning Retirement Planning Distribution 98

Sara Grillo

DECEMBER 16, 2024

Today I have Brian Williams of Northshire Consulting and were going to be talking about how financial advisors can help improve 401k plan access to the American people who are working at small businesses who currently do not offer them. What if the local baker had a 401k plan? Why are small business owners not offering 401k plans?

Financial Advisor 52

Financial Advisor Consulting Retirement Planning Planning 52

Random Roger's Retirement Planning

JANUARY 6, 2025

It's not like this is a bad problem but there can be expensive mistakes made in this sort of scenario I want to believe that it is not realistic that if someone has a set of maybe five or six assumptions that go into their retirement plan, that not all of them would have a worst case outcome.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Integrity Financial Planning

AUGUST 21, 2023

While setting up and maintaining a 401(k) plan can be more intricate, it allows for greater contribution limits and provides employers with increased autonomy in determining if and how they wish to contribute to employee accounts. [8] As you can see, retirement planning for a small business is a complicated issue.

Retirement 95

Retirement Retirement Planning Accounting Taxes 95

Random Roger's Retirement Planning

NOVEMBER 20, 2024

Where Sam writes about FIRE, he asked Bengen what a safe withdrawal rate would be for someone who retired, planning to need the money to last for 50 years instead of the typical 30 used for planning purposes. Now, Bengen says the worst case has bumped up to 4.7%, I'm not sure I'm on board with that (listen to the podcast).

Retirement 52

Retirement Retirement Planning Clients Engineering 52

The Chicago Financial Planner

JUNE 13, 2022

I’m not discounting the great information CNBC and the rest of the financial media provides, but you need to take much of this with a grain of salt. This is a good time to lean on your financial plan and your investment strategy and use these tools as a guide.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Your Richest Life

JANUARY 20, 2023

Emergency Savings Beginning in 2024, some retirement plans could add an emergency savings component. Exemptions include businesses that are less than 3 years old, governmental plans, SIMPLE plans, church plans, and employers with 10 or less employees. For more information, check out the official Secure Act 2.0

Retirement Planning 105

Retirement Planning Retirement Accounting Planning 105

Carson Wealth

SEPTEMBER 5, 2024

Be cautious of unsolicited calls: Medicare will never call you to sell you anything or to ask for your personal information. Know the common scams: Common scams include offers for free medical equipment or tests, fake Medicare plans, and calls claiming you need to provide information to keep your coverage. Talk to us today!

Healthcare 141

Healthcare Medical Planning Retirement 141

Harness Wealth

JANUARY 9, 2025

Both the Mega Backdoor Roth IRA and Mega Backdoor Roth 401(k) allow the additional contribution of funds to retirement plans after pre-tax and Roth contribution limits have been reached. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Tobias Financial

OCTOBER 12, 2023

Additionally, financial habits such as lower contributions to retirement plans and reliance on tangible assets pose unique challenges. We provide these links as a convenience only and disclaim any responsibility for the accuracy of information on those other sites.

Financial Planning 98

Financial Planning Planning Wealth Accumulation Strategic Planning 98

FMG

JULY 18, 2024

Finding more information is also easy, as the navigation is well-designed with a straightforward menu. The site then goes the extra mile by allowing visitors to sign up for a free assessment to see how their retirement planning is going and how they could improve it.

Wealth Management 97

Wealth Management Retirement Planning Financial Advisor Clients 97

Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? Being a self-employed retirement plan , the SIMPLE IRA gives you the discretion of what exactly you want your money invested into. . Most retirement plans — 401(k)s, regular IRAs, or Roth IRAs, etc. What is a Simple IRA?

Retirement Planning 111

Retirement Planning Retirement Planning Taxes 111

Your Richest Life

NOVEMBER 26, 2024

Catch-up contributions and additional retirement savings vehicles, like IRAs, can help you increase your retirement savings. Check out our post, Retirement Planning: What Will Work Best for You? , for more information. For more information on the services offered, contact Katie today.

Retirement 52

Retirement Planning Fee Only Financial Planning 52

Indigo Marketing Agency

MARCH 5, 2025

When you take the savvy step of hosting educational seminars and webinars, you are strategically positioning yourself as an authority while providing valuable information to potential clients. Instead of a hard sell, youre offering insights that help them make informed financial decisionsbuilding credibility and goodwill in the process.

Financial Advisor 52

Financial Advisor Marketing Marketing Clients 52

Random Roger's Retirement Planning

FEBRUARY 5, 2025

Spending $10,000 you weren't expecting on some sort of repair would suck but having that completely undo a retirement plan would suck worse. The information, analysis and opinions expressed herein reflect our judgment and opinions as of the date of writing and are subject to change at any time without notice.

Retirement 52

Retirement Retirement Planning Medical Planning 52

Zoe Financial

MARCH 21, 2025

Their role extends beyond investment managementthey can help with: Retirement Planning : Structuring your assets to support your desired lifestyle. Estate Planning : Ensuring your wealth is passed on according to your wishes. Offering behavioral guidance Helping you make informed decisions during market shifts.

Financial Advisor 40

Financial Advisor Strategic Planning Estate Planning Retirement 40

Random Roger's Retirement Planning

JANUARY 10, 2024

Every now and then we talk about expat living as part of a retirement plan, usually the context is an underfunded retirement plan. The information, analysis and opinions expressed herein reflect our judgment and opinions as of the date of writing and are subject to change at any time without notice.

Retirement Planning 98

Retirement Planning Portfolio Retirement Planning 98

Midstream Marketing

OCTOBER 29, 2024

They often use the internet to find information and make choices. Therefore, a complete digital marketing plan that includes social media posts is crucial. This plan should focus on social media, engaging content, and an easy-to-use website. Millennials use social media and digital marketing to find information and make choices.

Financial Advisor 52

Financial Advisor Financial Advice Marketing Marketing 52