Nerd's Eye View

MARCH 29, 2024

Also in industry news this week: With the new “T+1” rules for trade settlements will go into effect in late May, the SEC has issued a risk alert for broker-dealers and RIAs outlining the requirements they face and areas of focus for the regulator during upcoming examinations A recent survey suggests that while client satisfaction with their (..)

Financial Planner 244

Financial Planner Insurance Coverage Financial Advisor Communication 244

Advisor Perspectives

NOVEMBER 14, 2022

A matter that can have large impacts on the marginal tax rates faced by individuals who obtain health insurance coverage through the ACA exchanges is the reduction of the tax credits (or subsidies) for health insurance coverage as incomes increase.

Insurance Coverage 111

Insurance Coverage Insurance Tax Planning Taxes 111

Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4. Plan for retirement 5.

Budgeting 52

Budgeting Financial Planning Planning Insurance 52

Nerd's Eye View

MARCH 15, 2023

For instance, ensuring clients maintain the proper insurance coverage based on their needs is an important part of the financial planning process. Risk management is a key part of many financial advisors’ value propositions. At the same time, clients face another class of risks that advisors often do not consider: cyber.

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Management Clients Wealth Management Insurance Coverage 246

Ballast Advisors

JUNE 18, 2024

As you navigate the waters of financial planning, it’s crucial to maintain balance and stability amidst the complexities of owning multiple residences in different states. Review your coverage limits and consider factors such as driving habits and annual mileage.

Insurance Coverage 52

Insurance Coverage Insurance Taxes Financial Planning 52

NAIFA Advisor Today

SEPTEMBER 1, 2022

Life insurance is a crucial part of any solid financial plan, but 41% of Americans say they don’t have sufficient life insurance coverage. For agents and advisors, LIAM is the perfect time to meet with your clients to make sure their life insurance coverage meets their needs.

Insurance 98

Insurance Insurance Coverage Financial Planning Clients 98

Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. People in this stage may have just graduated from college and recently joined the working world.

Financial Planning 95

Financial Planning Clients Planning Education 95

Carson Wealth

JANUARY 4, 2024

Your financial focus and planning in each decade should follow suit. Which decade should you really start to plan for retirement? Which decade should you really start to plan for retirement? Planning in Your 20s Is youth wasted on the young? Planning in Your 30s Your 30s are when you should take more calculated risks.

Financial Planning 96

Financial Planning Planning Retirement Estate Planning 96

AdvicePay

JUNE 13, 2024

Much like the maintenance of a car ensures its longevity and optimal performance, financial planning demands both one-time and ongoing attention. This approach allows you to engage these clients by charging a fee that’s covered through their monthly cash flow.

Insurance Coverage 87

Insurance Coverage Financial Planning Estate Planning Tax Planning 87

Nerd's Eye View

OCTOBER 31, 2022

While many financial advisors may have focused primarily on portfolio management at one time, the evolution of the financial planning profession has opened up an ever-growing number of services that advisors now offer to their clients on a regular basis. Read More.

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Clients Insurance Coverage Portfolio Management Numbers 130

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

Financial Planning 91

Financial Planning Planning Budgeting Retirement 91

MainStreet Financial Planning

JUNE 13, 2023

Taking the time to develop a plan will help you and your partner get on the same page and strengthen your bond so you can enjoy your growing family. I hope this helps you think through the financial demands of having a larger household and the impact on your spending plan, so you understand what you need to do financially to stay on track!

Insurance Coverage 98

Insurance Coverage Budgeting Healthcare Estate Planning 98

Darrow Wealth Management

SEPTEMBER 25, 2023

And when something goes wrong, many homeowners are surprised to learn of gaps in their insurance coverage or their contractor’s. With advance planning, you can also ensure you’re covered in case of theft. Though you can’t plan for all outcomes, you can plan for many foreseeable risks in advance.

Insurance 97

Insurance Insurance Coverage Certification Wealth Management 97

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . 529 College Savings Plans.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

MainStreet Financial Planning

MARCH 15, 2023

By entering information about their deposit accounts into the EDIE tool, users can generate a report that provides information on how their deposits are insured, what portion (if any) exceeds coverage limits, and what steps they can take to maximize their insurance coverage.

Insurance Coverage 94

Insurance Coverage Insurance Accounting Banking 94

MainStreet Financial Planning

JULY 23, 2024

Recently, I got an invitation for a webinar titled “Incorporating Property & Casualty into The Holistic Financial Plan.” Maybe there would be some nuggets I could share with clients to help navigate the changing insurance landscape so I signed up! as additional named insured on the policy. The webinar was fantastic!

Insurance 98

Insurance Insurance Coverage Medical Financial Planning 98

Clever Girl Finance

AUGUST 19, 2024

But with the right planning, you can confidently figure out how much to save for a baby and still stay on track with your financial goals! Plan for long-term baby expenses 5. Review your maternity leave and insurance coverage 6. Update your life insurance policy 8. Create or revise your estate plan 9.

Insurance Coverage 93

Insurance Coverage Budgeting Medical Insurance 93

Truemind Capital

FEBRUARY 2, 2021

Little did Rohit know that he ended up investing in a pension plan with a commitment to pay fixed annual premiums. This happens due to a lack of knowledge regarding different investment options and the absence of tax planning. One should always opt for a pure term plan (pure cost for insurance coverage) when insurance is required.

Taxes 52

Taxes Planning Insurance Coverage Insurance 52

Workable Wealth

OCTOBER 14, 2020

Financial planning can take your money game up a notch by bringing clarity, strategy, and intention to your financial life. A healthy financial plan gives you the tools to take control of your finances and start living your life with passion, purpose, and freedom. So what’s the value of a financial plan? Tax Planning.

Financial Planning 52

Financial Planning Planning Insurance Coverage Tax Planning 52

Truemind Capital

SEPTEMBER 8, 2024

2 Adequate Life and Health Insurance Coverage Ensure you have sufficient health insurance—at least Rs 20 lakhs for a family of four in a metro city. A family floater plan with critical illness coverage is advisable. 3 Organized Financial Records Imagine to have a house but not the key to enter inside!

Insurance Coverage 64

Insurance Coverage Insurance Banking Planning 64

Carson Wealth

AUGUST 4, 2022

Ways to Start Planning Early for Retirement Health Care Costs. Let’s start with the obvious: savings plans. Another option is adding insurance coverage that can help pay for some of the more significant health events. Here are two of the more standard coverage options that people can choose from. . May 25, 2002.

Retirement 98

Retirement Insurance Insurance Coverage Taxes 98

Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks. Is Your Plan Airtight?

Retirement Planning 52

Retirement Planning Retirement Planning Distribution 52

Ballast Advisors

JUNE 18, 2024

As you navigate the waters of financial planning, it’s crucial to maintain balance and stability amidst the complexities of owning multiple residences in different states. Review your coverage limits and consider factors such as driving habits and annual mileage.

Insurance Coverage 52

Insurance Coverage Management Insurance Taxes 52

WiserAdvisor

OCTOBER 31, 2023

Creating a financial plan is the first step toward achieving financial freedom. Financial plans are essential for setting your financial goals in motion. Not every financial plan stands the test of time, and multiple options can often lead you astray. This will help you tailor your plan to align perfectly with your ambitions.

Financial Planning 59

Financial Planning Planning Retirement Medical 59

NAIFA Advisor Today

MARCH 1, 2023

Throughout his internship, he helped form complex trusts, developed estate plans, and ensured appropriate insurance coverage for high-net-worth families.

Insurance Coverage 52

Insurance Coverage Estate Planning Financial Advisor Insurance 52

Integrity Financial Planning

MARCH 19, 2023

Stocks, bonds, mutual funds, Treasury securities, life insurance, annuities, and items held in safe deposit boxes are not included in deposit insurance coverage. If you use your bank’s brokerage service to buy mutual funds and the brokerage fails, you won’t be protected by federal deposit insurance.

Insurance 97

Insurance Insurance Coverage Banking Accounting 97

International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

Financial Planning 52

Financial Planning Retirement Planning Retirement Planning 52

Yardley Wealth Management

MAY 16, 2023

Working with a financial advisor during this process can provide a wide range of benefits, such as: A holistic view of your finances: A financial advisor can analyze your current financial situation, assess your financial goals, and develop a personalized financial plan that fits your unique needs.

Insurance Coverage 52

Insurance Coverage Financial Advisor Retirement Planning Budgeting 52

Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4. Plan for retirement 5.

Budgeting 52

Budgeting Financial Planning Planning Insurance 52

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

Retirement Planning 40

Retirement Planning Financial Advisor Retirement Planning 40

Cordant Wealth Partners

AUGUST 16, 2024

Most recently, Intel announced layoffs impacting 15% of the workforce with a plan to cut $10 billion in total costs. Tax planning for a transition out of Intel is critical. 18 months of coverage is being offered for COBRA plus a $20k Healthcare bonus. Please check with your HR for the most up-to-date plan information.

Planning 52

Planning Retirement Taxes Accounting 52

Cordant Wealth Partners

DECEMBER 2, 2022

Most recently, Intel announced layoffs impacting 11% of the workforce in the fall of 2022 with a plan to cut $3 billion in costs over the next year. Tax planning for a transition out of Intel is critical. Intel Retirement Contribution Plan. Please check with your HR for the most up-to-date plan information.

Planning 52

Planning Retirement Taxes Accounting 52

Clever Girl Finance

MARCH 28, 2024

Meal plan Meal planning is when you create a menu for what you’ll eat for the week. I like to think of budget meal planning as having a budget for my food. Ask to defer payments or do a hardship plan Your lenders can arrange to defer your credit card debt payments due to a job loss. For these situations, leverage COBRA.

Food 97

Food Budgeting Insurance Coverage Insurance 97

Good Financial Cents

DECEMBER 9, 2022

This company provides basic home insurance for your dwelling as well as liability coverage, but you can customize your plan with add-on coverage for things like “green” replacement coverage and identity theft protection. What Doesn’t Home Insurance Cover? These can include: Water damage.

Insurance 92

Insurance Insurance Coverage Electronics Budgeting 92

Brown Advisory

NOVEMBER 12, 2015

Strategic Advisory Letter | 2015 Year-End Planning Checklist. As 2015 comes to a close, we remind our clients and friends of how important it is take time to review new tax rules, consider tax-saving opportunities and review investment and asset-protection plans before year’s end. Thu, 11/12/2015 - 11:10.

Planning 52

Planning Taxes Distribution Medical 52

Clever Girl Finance

JULY 6, 2023

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! Articles related to planning a wedding and marriage Leverage this wedding budget breakdown to save on your dream wedding! So you’re newly engaged. Congratulations!

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Budgeting Planning Insurance Transportation 52