Clever Girl Finance

DECEMBER 23, 2024

As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. Plan for retirement 5. Secure health insurance and other benefits 7. Plan for retirement Without a traditional employer-sponsored 401(k), freelancers need to take control of their retirement savings.

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Budgeting Financial Planning Planning Insurance 52

Carson Wealth

APRIL 25, 2024

Retirement planning: Calculate retirement needs and contribute regularly to retirement accounts. Insurance coverage: Evaluate insurance needs for health, life, disability, long-term care and property, ensuring adequate coverage. Why most of us retire earlier.” Outliving their money.

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Financial Planning Planning Retirement Insurance Coverage 97

Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks. Is Your Plan Airtight?

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Retirement Planning Retirement Planning Distribution 52

Good Financial Cents

APRIL 3, 2023

That’s why many experts suggest buying at least 10x your income in term life insurance coverage. With that in mind, you should buy life insurance coverage that will cover major debts you have like your home mortgage, your family car loans, and any credit card debt you have.

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Insurance Insurance Coverage Medical Planning 101

Gen Y Planning

OCTOBER 13, 2023

The traditional view of what retirement should be is quickly fading in the rearview mirror as Gen X and Baby Boomers are flipping the script on what your post-career lifestyle can look like. Is there an alternate option to fully retiring – like going part-time, consulting, or switching to freelancing? Do I want to work at all?

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Retirement Consulting Accounting Planning 64

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . Insurance Amounts . IRA Accounts.

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Insurance Coverage Retirement Planning Financial Advisor Taxes 98

MainStreet Financial Planning

MARCH 15, 2023

By entering information about their deposit accounts into the EDIE tool, users can generate a report that provides information on how their deposits are insured, what portion (if any) exceeds coverage limits, and what steps they can take to maximize their insurance coverage.

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Fortune Financial

FEBRUARY 28, 2023

Thinking about the amount of savings needed for a financially secure retirement can be overwhelming when you think about the unknowns. Unknown global markets and volatility could erode retirement accounts. It could cost more than the projected amount if all retirement funds are in a pre-tax account.

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MainStreet Financial Planning

JUNE 13, 2023

Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. Start saving for college now.

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Insurance Coverage Budgeting Healthcare Estate Planning 98

Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. This cycle can repeat itself over multiple years, resulting in minimal or no retirement savings. Planning for retirement is a multi-step process with continuous updates and monitoring.

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Retirement Portfolio Retirement Planning Investing 52

MainStreet Financial Planning

JULY 23, 2024

Homeowners Insurance: It is very important that if your home is owned by an LLC or trust that your homeowner’s policy lists the individual owners as well as the LLC, trust, etc. as additional named insured on the policy. Auto Insurance: Most people think that if they have an accident that health insurance will cover medical expenses.

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Insurance Insurance Coverage Medical Financial Planning 98

Carson Wealth

JANUARY 4, 2024

Which decade should you really start to plan for retirement? Proper insurance coverage: One of the biggest risks for many people in their 30s is they’re still acting as if they’re invincible. Especially as your wealth starts to grow – perhaps along with a family – your insurance and financial needs will continue to change.

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Financial Planning Planning Retirement Estate Planning 96

International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

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Financial Planning Retirement Planning Retirement Planning 52

eMoney Advisor

FEBRUARY 9, 2023

Stage Two: Pre-Retirement The second stage of the financial planning lifecycle is pre-retirement, which involves a wide range of clients with different lifestyles and priorities. From education and family planning to retirement planning to insurance coverage, they have more goals in play than they did during the previous stage.

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Financial Planning Clients Planning Education 95

Nationwide Financial

OCTOBER 13, 2022

Although Life Insurance Awareness Month has come to a close, it is still a perfect time for financial professionals to reach out to both new and existing clients to discuss the benefits of life insurance and how to protect their families. This means many consumers will need to plan and save for retirement themselves.

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Insurance Insurance Coverage Retirement Retirement Planning 52

Clever Girl Finance

DECEMBER 1, 2022

Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. It details your current money situation, as well as your financial system, including things like investing, saving, retirement, and estate plans. Retirement savings.

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Financial Planning Planning Budgeting Insurance 105

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

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Retirement Planning Financial Advisor Retirement Planning 40

Carson Wealth

JULY 19, 2022

Executive compensation plans require knitting together four quadrants to form a total compensation and benefit strategy: direct compensation and benefits, short-term (annual) bonuses and incentives, longer-term bonuses and incentives, and special retirement plans. . Both plans can have similar retirement funding options.

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Executive Compensation Compensation Planning Planning Insurance 107

Carson Wealth

DECEMBER 27, 2023

While premiums can cost more than you are willing to pay, no one in an accident has ever said, “I wish I had less insurance.” And in more dire situations, your loved ones named as beneficiaries will be covered. · Home & auto insurance – Review the cost of your current insurance coverage.

Planning 88

Planning Retirement Planning Insurance Taxes 88

Ballast Advisors

JUNE 18, 2024

Join us as we delve into the tax strategy, legal documentation, and insurance coverage considerations needed to successfully balance the ownership of multiple residences for snowbirds. Review your coverage limits and consider factors such as driving habits and annual mileage. Broadridge Investor Communication Solutions, Inc.

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Insurance Coverage Management Insurance Taxes 52

WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. But the one thing that remains constant in this advice is that investing is essential to secure a comfortable retirement. Yet, the path to building a robust investment portfolio for retirement can be an intimidating task.

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Retirement Portfolio Investing Investments 52

Yardley Wealth Management

MAY 16, 2023

They can provide guidance and advice on investing, retirement planning, tax optimization, and more. Reviewing your retirement plan: A financial advisor can help you review your retirement plan and make adjustments to ensure you’re on track to meet your retirement goals.

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Insurance Coverage Financial Advisor Retirement Planning Risk Tolerance 52

International College of Financial Planning

MARCH 11, 2023

This blog post explains why financial planning is important and how it can benefit you in the future Understanding the Importance of Financial Planning: Financial planning involves setting financial goals, creating a budget, saving and investing managing debt, and planning for retirement and estate.

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Financial Planning Planning Insurance Coverage Financial Planner 52

Clever Girl Finance

MARCH 19, 2024

Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. It details your current money situation and financial system, including investing, saving, retirement, and estate planning. Table of contents What is a financial plan?

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Financial Planning Planning Budgeting Retirement 91

WiserAdvisor

JANUARY 16, 2024

Preparing for retirement is a significant life transition that demands a clear understanding of your financial situation. This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age.

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Retirement Planning Retirement Planning Financial Advisor 40

Good Financial Cents

FEBRUARY 1, 2023

When you invest in a fixed annuity, you make a lump sum payment or series of payments, and in return, you receive a guaranteed stream of income for a certain period, usually, after you retire. Annuities are designed for long-term savings and provide a secure retirement income. FDIC.gov (2022, Sept 13) Deposit Insurance At A Glance.

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Accounting Investing Investments Insurance 94

Fortune Financial

JULY 12, 2023

While retirement should ideally be a time of relaxation and enjoyment, the financial implications of increasing expenses pose significant challenges for those in their golden years. With a reduced COLA, retirees may experience limited growth in their retirement income, which can make it more challenging to afford housing costs.

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Healthcare Retirement Budgeting Financial Advisor 52

Fortune Financial

JULY 12, 2023

While retirement should ideally be a time of relaxation and enjoyment, the financial implications of increasing expenses pose significant challenges for those in their golden years. With a reduced COLA, retirees may experience limited growth in their retirement income, which can make it more challenging to afford housing costs.

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Healthcare Retirement Budgeting Financial Advisor 52

Good Financial Cents

JULY 7, 2023

This type of insurance is often viewed as the simpler and more affordable option , as it strictly provides coverage without any investment component. Conclusion: Making the Best Choice for You Canceling your life insurance policy is a significant decision that should be made with careful consideration.

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Insurance Insurance Coverage Retirement Planning Investing 89

Workable Wealth

OCTOBER 14, 2020

Want to retire early? Improper risk management and insurance coverage. You can accomplish this task in several ways like strategic charitable giving, maxing out your retirement accounts, tax-loss harvesting, and more. Financial planning shatters many allusions you might have about how money works. Overpaying on taxes.

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Financial Planning Planning Insurance Coverage Tax Planning 52

Gen Y Planning

JULY 1, 2023

Review Insurance Coverage One of the most effective ways to financially prepare for the unexpected is to incorporate the right insurance coverage into your financial plan. Long-term financial planning is critical because it balances your obligations today with your goals for the future, such as retirement.

Financial Planning 52

Financial Planning Budgeting Insurance Coverage Insurance 52

Carson Wealth

DECEMBER 7, 2022

The following are into five areas of focus for retirement saving in your 30s.  . Establishing Appropriate Insurance Coverage  . But as more people, organizations and family finances are dependent on you, your need for insurance has never been greater. Building Up Retirement Assets  . Managing Debt  .

Financial Planner 52

Financial Planner Insurance Retirement Planning Retirement 52

Truemind Capital

FEBRUARY 2, 2021

Insurance is needed when you have dependents and do not have sufficient assets to take care of them in case of any mishap. One should always opt for a pure term plan (pure cost for insurance coverage) when insurance is required. For investments, one should consider pure investment options like mutual funds, PPF, FDs, etc.

Taxes 52

Taxes Planning Insurance Coverage Insurance 52

Cordant Wealth Partners

AUGUST 16, 2024

Medical It’s typical to get a year of COBRA as part of your separation package at Intel, which pays for continued health insurance coverage and allows you to stay on your Intel plan. 18 months of coverage is being offered for COBRA plus a $20k Healthcare bonus. For APB, December 31 st is the magic day.

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Planning Retirement Taxes Accounting 52

WiserAdvisor

OCTOBER 31, 2023

Others, such as retirement planning or buying a home, require a long-term commitment. Short-term goals can include saving to buy a car or settling your credit card debt, while long-term goals could encompass funding your children’s education or retiring comfortably. Medical costs can quickly pile up, affecting your budget.

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Financial Planning Planning Medical Retirement 59

Walkner Condon Financial Advisors

JUNE 27, 2023

People may have to continue their health insurance coverage through COBRA , enroll in a spouse’s health plan, or shop for insurance through the marketplace. Retirement plans. hence why those topics are addressed earlier in the blog!). When it comes to 401(k)s or 403(b)s, you usually don’t have to take immediate action.

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Insurance Insurance Coverage Compensation Planning Financial Advisor 52

Walkner Condon Financial Advisors

JUNE 27, 2023

People may have to continue their health insurance coverage through COBRA , enroll in a spouse’s health plan, or shop for insurance through the marketplace. Retirement plans. hence why those topics are addressed earlier in the blog!). When it comes to 401(k)s or 403(b)s, you usually don’t have to take immediate action.

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Insurance Insurance Coverage Compensation Planning Financial Advisor 52