Wealth Management

JANUARY 3, 2024

Should company-owned life insurance used to redeem stock be included in valuing a decedent’s ownership interest?

Insurance 299

Insurance Valuation 299

Wealth Management

JANUARY 5, 2024

Several insurers are ramping up their participation in net asset value financing, an increasingly popular form of borrowing for private equity funds that need liquidity amid a tough market for cashing out holdings.

Insurance 288

Insurance Assets Marketing Marketing 288

Nerd's Eye View

DECEMBER 30, 2024

We start with several articles on retirement planning: Why considering a client's retirement time horizon and spending flexibility could lead to more accurate (and often higher) safe withdrawal rates than the simpler "4% rule" Four unique risks retirees face when drawing down their assets, from sequence of returns risk to tax risk, and how financial (..)

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Nerd's Eye View

DECEMBER 27, 2024

Also in industry news this week: According to a recent survey, advisors are putting an increasing share of client assets into model portfolios, allowing for customization and time savings that advisors appear to be using to provide more comprehensive planning services RIA M&A deal volume saw an annual record in 2024 as a lower cost of capital, (..)

Financial Planner 246

Financial Planner Insurance Coverage Insurance Valuation 246

Wealth Management

MARCH 18, 2025

How an agent should present the coverage choices to clients.

Insurance 219

Insurance Clients 219

Wealth Management

FEBRUARY 21, 2023

Demand for long term care is growing and advisors can differentiate themselves and deepen client relationships through modern approaches to long term care planning.

Insurance 320

Insurance Clients Planning 320

The Big Picture

JANUARY 17, 2025

The global financial services firm manages $431 billion and is owned by insurance giant Msss Mutual. Be sure to check out our Masters in Business next week with Mike Freno, Chairman and CEO of Barings. Previously, he served as President, overseeing Barings investments, sales, operations, and technology organizations.

Wealth Management 322

Wealth Management Financial Services Education Insurance 322

Calculated Risk

MARCH 14, 2025

This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q4 FDIC Quarterly Banking Profile released this week. Note: The FDIC reports the dollar value and not the total number of REOs.

Insurance 191

Insurance Banking Numbers 191

Wealth Management

JUNE 10, 2024

Corporation redemption obligation isn’t a liability that reduces the value of the decedent’s shares

Insurance 290

Insurance 290

Wealth Management

APRIL 10, 2024

Estate planners should have a role in the overall risk management aspect of a client’s planning.

Insurance 279

Insurance Risk Management Clients Planning 279

Wealth Management

OCTOBER 31, 2024

Meant for non-licensed advisors, the new platform generates carrier-agnostic quotes and provides a digital application process.

Startup 290

Startup License Insurance 290

Abnormal Returns

OCTOBER 28, 2024

kitces.com) How long-term care insurance went away. (advisorperspectives.com) Advisers A plan for onboarding client service associates. kitces.com) Tax-loss harvesting is going long-short. bloomberg.com) How should consumers think about the cost of an adviser? barrons.com) We all make mistakes, including advisers. signaturefd-3437664.hs-sites.com)

Risk Tolerance 275

Risk Tolerance Retirement Consulting Financial Planning 275

Wealth Management

MARCH 17, 2025

Tips on how to make posts on social media more effective in todays unsettled climate.

Insurance 260

Insurance Media 260

Wealth Management

SEPTEMBER 11, 2024

With the election looming, it’s time to reach out to clients and start talking about the implications of sunset.

Clients 278

Clients Insurance Planning 278

Wealth Management

DECEMBER 4, 2024

This time, it’s a different kind of conversation.

Insurance 264

Insurance Planning 264

Wealth Management

MARCH 18, 2025

A life settlement may be an overlooked option.

Insurance 242

Insurance 242

NAIFA Advisor Today

DECEMBER 6, 2024

After earning a finance degree from Ball State University in Muncie, Indiana, Tyler Engelhaupt entered the insurance industry, initially seeking a case manager role with a focus on financial advising. Instead, he found himself in a sales position at Ash, where his career quickly flourished.

Insurance 98

Insurance Retirement Planning Financial Advising Retirement 98

Abnormal Returns

NOVEMBER 13, 2024

contessacapitaladvisors.com) Making the case to let your auto insurer track your driving. (humbledollar.com) If you can help a family member financially, why wouldn't you? humbledollar.com) Don't pay your health care bills without checking them first. humbledollar.com) Just take the next step. salon.com)

Retirement 173

Retirement Insurance Planning 173

Wealth Management

FEBRUARY 5, 2025

Estate tax uncertainty may call for a more holistic approach.

Insurance 260

Insurance Taxes Marketing Marketing 260

Wealth Management

NOVEMBER 19, 2024

Alter discusses the impact of the U.S. Supreme Court’s recent decision.

Insurance 245

Insurance 245

Wealth Management

SEPTEMBER 7, 2023

Also, GMO’s Nebo passes $1B in platform assets a year after launching, Finology Software’s website is now live and Focus Financial Partners is UPTIQ’s newest client.

Insurance Coverage 317

Insurance Coverage Clients Insurance Assets 317

Wealth Management

NOVEMBER 19, 2024

Kaival Patel was previously convicted of charges stemming from a plan to collect commissions on falsely prescribed compound medications, according to the Justice Department.

Commission 278

Commission Medical Insurance Planning 278

Wealth Management

MARCH 20, 2024

Supporters and critics of the proposed rule are setting up discussions with the Office of Management and Budget, one of the last steps before the final rule will be revealed.

Budgeting 317

Budgeting Insurance Retirement Management 317

NAIFA Advisor Today

NOVEMBER 12, 2024

A recent study supported by the American Council of Life Insurers (ACLI), and conducted by economists Mark Warshawsky and Gaobo Pang, reveals that retirees could see better financial outcomes by incorporating annuities into their retirement income strategy, rather than relying solely on the traditional “4% rule.”

Retirement 138

Retirement Insurance Marketing Marketing 138

Wealth Management

MAY 28, 2024

The American Council of Life Insurers, the Insured Retirement Institute and Finseca are among the plaintiffs in the newest suit against the Labor Department’s rule. This is the second suit filed against the rule in Texas this month.

Insurance 298

Insurance Retirement 298

Calculated Risk

FEBRUARY 28, 2023

The FDIC released the Quarterly Banking Profile for Q4 2022: Reports from 4,706 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reflect aggregate net income of $68.4 The number of FDIC-insured institutions declined from 4,746 in third quarter to 4,706 this quarter.

Banking 360

Banking Insurance Numbers Assets 360

Wealth Management

JUNE 10, 2024

Former Fidelity Investments Life Insurance Company President Jerry Patterson will lead Cetera’s retirement, insurance and annuities segment.

Insurance 283

Insurance Retirement Investments Investing 283

Wealth Management

NOVEMBER 20, 2024

Five alternative strategies for businesses to consider on a shareholder’s death.

Insurance 246

Insurance Planning 246

Abnormal Returns

MARCH 12, 2025

axios.com) Getting insurance is going to be a barrier to rebuilding in LA. mr-stingy.com) Should you get your insurance coverage re-quoted? (humansvsretirement.com) Laurie Santos talks with Jordan Grumet, author of "The Purpose Code." podcasts.apple.com) Housing Housing affordability isn't getting better.

Insurance Coverage 147

Insurance Coverage Retirement Insurance Planning 147

Wealth Management

FEBRUARY 14, 2024

FP Alpha is transforming financial planning with AI-driven automation and scenario modeling, making advanced planning accessible and efficient for advisors and their clients.

Planning 267

Planning Insurance Financial Planning Taxes 267

Calculated Risk

JANUARY 15, 2025

Input costs also rose, with contacts highlighting higher insurance prices, particularly for health insurance. Contacts in most Districts reported modest increases in selling prices, though there were instances of flat or decreasing prices as well, particularly in the retail and manufacturing sectors. emphasis added

Economics 162

Economics Manufacturing Nonprofit Transportation 162

Nerd's Eye View

FEBRUARY 5, 2025

However, HSAs require individuals to be covered by a High Deductible Health Plan (HDHP), which has tradeoffs compared to traditional health insurance plans.

Accounting 234

Accounting Taxes Medical Healthcare 234

Abnormal Returns

OCTOBER 9, 2024

Podcasts Thomas Kopelman and Jacob Turner talk what you should look for in auto insurance. youtube.com) Health insurance Health insurance costs are only going up. wsj.com) Even when you have health insurance your work isn't done. podcasts.apple.com) Peter Lazaroff on what to consider when doing a Roth IRA conversion.

Estate Planning 275

Estate Planning Insurance Retirement Financial Planning 275

Nerd's Eye View

FEBRUARY 3, 2025

This month's edition kicks off with the news that FP Alpha has released its tax return extraction and analysis module as a standalone product, while RightCapital has separately launched its own tax return extraction tool bundled within its platform – with both announcements coming on the heels of Holistiplan implementing a significant price increase, (..)

Insurance 130

Insurance Financial Advisor Tax Planning Taxes 130

Wealth Management

AUGUST 7, 2024

Including permanent life insurance can help prevent blind spots in retirement planning and enable clients to live longer.

Financial Planning 306

Financial Planning Retirement Planning Planning Assets 306

Calculated Risk

SEPTEMBER 9, 2022

The number of FDIC-insured institutions declined from 4,796 in first quarter 2022 to 4,771. In second quarter, 6 banks opened and 28 institutions merged with other FDIC-insured institutions. This graph shows the nominal dollar value of Residential REO for FDIC insured institutions. emphasis added Click on graph for larger image.

Banking 349

Banking Insurance Numbers Assets 349

Wealth Management

MARCH 12, 2025

Heather Kellys Mosaic Advanced Planning is a platform to help advisors integrate risk management and insurance into their practices.

Planning 264

Planning Risk Management Insurance Management 264