NAIFA Advisor Today

DECEMBER 2, 2024

Wallene Leek, RICP, FSCP, LTCP, LUTCF , loyal member since 2002, has a remarkable career that illustrates the transformative power of life insurance and the importance of passing on knowledge and values to future generations.

Insurance 97

Insurance 97

The Reformed Broker

AUGUST 29, 2022

You’d be amazed at how many financial advisors, insurance brokers acting as financial advisors, financial planners, wirehouse wealth managers, financial consultants and other assorted intermediaries in this business could not for the life of them look at this chart and give you a straight answer. Is this chart going up or down?

Financial Planner 331

Financial Planner Financial Consultant Wealth Management Financial Advisor 331

Wealth Management

NOVEMBER 14, 2024

Morgan Christiansen, VP of Distribution at The Pinnacle Group, explores the evolving role of insurance in financial planning at Nitrogen's 2024 Fearless Investing Summit.

Insurance 98

Insurance Wealth Management Management Distribution 98

Abnormal Returns

OCTOBER 16, 2024

advisorperspectives.com) Home insurance Does home insurance have a future? (ofdollarsanddata.com) Unearned income doesn't feel as good. theatlantic.com) Investing Lost decades for the stock market happen. tonyisola.com) How to build a TIPS ladder. vox.com) Climate change risk by county.

Transportation 289

Transportation Insurance Retirement Taxes 289

The Big Picture

MAY 21, 2023

Media Matters ) • Envision Healthcare files for Chapter 11 bankruptcy Envision suffered from declining profits amid hurdles from the COVID-19 pandemic and prolonged legal battles with health insurer UnitedHealthcare. ” ( Healthcare Dive ) see also Health Insurance Claim Denied? billion including debt.

Insurance 299

Insurance Healthcare Nonprofit Ethics 299

Abnormal Returns

OCTOBER 18, 2023

humbledollar.com) Health insurance Health insurance premiums are once again surging. wsj.com) Nobody would build our current health insurance system. wsj.com) More Florida homeowners are opting to drop insurance due to soaring premiums. (humbledollar.com) How to find abandoned retirement accounts.

Insurance 265

Insurance Math Retirement Taxes 265

Abnormal Returns

SEPTEMBER 1, 2024

Also on the site How much would you pay for a house you couldn't insure? abnormalreturns.com) Top clicks this week Another star manager, another disaster for investors. awealthofcommonsense.com) You're not a billionaire. Stop trying to invest like one. axios.com) The big index fund managers have a problem on their hands.

Insurance 307

Insurance Management Investing Investments 307

Abnormal Returns

JANUARY 31, 2024

theatlantic.com) Should you self-insure your home? awealthofcommonsense.com) People decry spending on insurance until they need it. (humansvsretirement.com) Rick Ferri talks real estate investing with Dr. Jim Dahle and John Worth. bogleheads.podbean.com) Homes Why people prefer owning over renting.

Insurance 265

Insurance Retirement Taxes Planning 265

Abnormal Returns

NOVEMBER 16, 2023

bloomberg.com) Auto insurance Why Florida has such high auto insurance rates - auto glass lawsuits. washingtonpost.com) Why so many cars get 'totaled' by insurance adjusters these days. (flyoverstocks.com) Finance The London Stock Exchange Group is 'no longer particularly about London — or about trading stocks.'

Asset Allocation 265

Asset Allocation Financial Advising Insurance Communication 265

Abnormal Returns

MARCH 7, 2024

ft.com) Housing insurance is a growing problem for homeowners and insurers of last resort. (construction-physics.com) Longreads Norges Bank Investment Management wants the ability to invest in private equity. Are they making a big mistake? wsj.com) Why MIT, and other elite colleges, are bringing back the SAT.

Medicine 263

Medicine Insurance Budgeting Government 263

Abnormal Returns

JANUARY 27, 2024

wsj.com) Auto insurance Why car insurance premiums are soaring. bloomberg.com) Auto insurance companies having no problem pushing through higher rates. EVs EVs may have hit a bit of a bump in the road, but they are still the future. wsj.com) Why Americans are opting for hybrids. bonddad.blogspot.com) Looking at new EV?

Insurance 279

Insurance Financial Advising Commission Food 279

Abnormal Returns

JANUARY 17, 2024

jamesclear.com) Maddie Burton, "Building an emergency fund and getting the right kinds of insurance are acts of extraordinary self-kindness." forbes.com) Eight common financial misconceptions including 'Everyone needs life insurance.' Not worrying about money tomorrow is worth more than whatever you could buy today.”

Retirement 258

Retirement Retirement Planning Insurance Education 258

Nerd's Eye View

AUGUST 5, 2022

Also in industry news this week: A study suggests that a significant number of brokers who are disciplined by FINRA are engaging in ‘regulatory arbitrage’ by moving to state-regulated insurance companies, making it more difficult for consumers to learn about their past infractions.

Financial Planner 246

Financial Planner Compliance Insurance Financial Advisor 246

Abnormal Returns

JULY 30, 2023

allstarcharts.com) Cullen Roche, "Insurance is designed to provide you with short-term certainty around an uncertain outlier event. And when cash is yielding a high real return I think you can argue that cash is the ultimate portfolio insurance." (humbledollar.com) Has sentiment already peaked?

Insurance 246

Insurance Retail Portfolio Investing 246

Abnormal Returns

AUGUST 19, 2024

sherwood.news) Long term care is expensive and hard to insure for. (citywire.com) Aging The pros and cons of living inheritances. wealthmanagement.com) Generative AI is going to make the problem of elder financial abuse worse. crr.bc.edu) Social Security has issues, but it's not going anywhere.

Financial Planning 278

Financial Planning Insurance Planning Numbers 278

Nerd's Eye View

OCTOBER 1, 2024

Gaetano is a partner and senior financial advisor at Fountainhead Advisors, an RIA based in Warren, New Jersey, that oversees approximately $900 million in assets under management for 1,000 client households.

Assets 233

Assets Financial Advisor Insurance Clients 233

Abnormal Returns

MAY 29, 2024

awealthofcommonsense.com) More Americans are going without house insurance. (youtube.com) Amy Arnott and Christine Benz talk with Jamila Souffrant author of "Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness." morningstar.com) Housing Who's to blame for high housing prices? It's not Wall Street.

Retirement 290

Retirement Insurance Marketing Marketing 290

Abnormal Returns

JANUARY 22, 2023

morningstar.com) Why you should get a credit card with travel insurance. (pragcap.com) The stock market looks different depending on your time horizon. awealthofcommonsense.com) What does the evidence say about the diversification benefits of REITs? thomaskopelman.com) 13 thoughts on the science of spending money. collabfund.com)

Insurance 278

Insurance Investing Investments Marketing 278

Nerd's Eye View

NOVEMBER 24, 2023

Also in industry news this week: A recent survey indicates that about 98% of clients are at least somewhat satisfied with their financial advisor and that an advisor’s ability to provide peace of mind when it comes to finances is a key driver of this satisfaction A study indicates that advisors can potentially boost client referrals by using (..)

Financial Planner 246

Financial Planner Communication Insurance Advertising 246

Nerd's Eye View

NOVEMBER 9, 2022

One of these changes was the ability for children to remain on their parents’ health insurance plan until they reach age 26. The passage of the Affordable Care Act in 2014 introduced many changes to the healthcare landscape in the United States.

Accounting 246

Accounting Taxes Healthcare Medical 246

Nerd's Eye View

APRIL 12, 2024

Also in industry news this week: A recent study indicates that advisors charging clients on a monthly subscription basis hiked their fees by an average of 6% in 2023, raising the salience of how advisors can most effectively communicate fee increases to clients A survey suggests that while financial advisors are increasingly aware of Artificial Intelligence (..)

Financial Planner 246

Financial Planner Insurance Recruitment Financial Advisor 246

Abnormal Returns

FEBRUARY 26, 2024

Podcasts Frazer Rice talks Florida and California property insurance issues with Aon's LaTanya Simmons. open.spotify.com) Michael Kitces talks with Ben Hockema. who is the Founder of Illuminate Wealth Management about how to fund your RIA. kitces.com) Daniel Crosby on why not caring what other people think is a valuable asset.

Wealth Management 291

Wealth Management Financial Services Retail Insurance 291

The Big Picture

APRIL 8, 2023

But if he can do it with insurance company capital, why can’t the other insurance companies do the same? .” Buffett doesn’t have to worry about his clients asking tough questions because his clients are the actuarial tables.

Valuation 306

Valuation Insurance Numbers Portfolio Management 306

Abnormal Returns

OCTOBER 12, 2024

newscientist.com) Health insurance costs are only going up. sherwood.news) It's not just homeowners that are struggling with insurance. (torment-nexus.mathewingram.com) Good therapy has an endpoint. fastcompany.com) Public health Some positive U.S. health trends. axios.com) Growth in human life expectancy is slowing. thewrap.com)

Math 277

Math Electronics Financial Advising Insurance 277

Abnormal Returns

JANUARY 8, 2024

axios.com) Property and casualty insurance providers are struggling to keep up with weather-related claims. (ft.com) What you need to know about the spread on mortgage bonds. housingbrief.com) Finance The spot Bitcoin ETF price war is already on.

Financial Advising 291

Financial Advising Insurance Media Economy 291

Nerd's Eye View

DECEMBER 25, 2023

We start with several articles on retirement planning: Data showing where American retirees currently stand, from their average net worth to how they spend each hour of the day How, according to a recent study, delaying Social Security benefits typically leads to greater lifetime wealth than claiming benefits early in order to reduce portfolio withdrawals (..)

Financial Advisor 246

Financial Advisor Financial Planner Insurance Clients 246

Abnormal Returns

JULY 4, 2024

bloomberg.com) Why does title insurance still exist? (annehelen.substack.com) Insights from “Holding it Together: How Women Became America’s Safety Net,” by Jessica Calarco (crr.bc.edu) Business Shareholder supremacy explains a lot of the dysfunction and grifting around us.

Insurance 275

Insurance Government 275

Abnormal Returns

SEPTEMBER 20, 2024

theverge.com) Sports NFL teams have different approaches to insuring player contracts. (wsj.com) Travel Airbnb ($ABNB) is struggling. genuineimpact.substack.com) Why Uber ($UBER) is adding rider verification. espn.com) MLS contemplates a post-Messi world. bloomberg.com) Local sports broadcast rights are in flux.

Financial Advising 276

Financial Advising Startup Manufacturing Economy 276

Abnormal Returns

OCTOBER 14, 2024

dariusforoux.com) Lessons learned from 20 years of investing including 'Insurance Is expensive for a reason.' (sherwood.news) In contrast, the MOVE index ain't doing much. mrzepczynski.blogspot.com) Strategy Five lessons from five great investing books. whitecoatinvestor.com) Apple Nobody is making apps for the Vision Pro.

Financial Advising 279

Financial Advising Economy Assets Insurance 279

Nerd's Eye View

JUNE 30, 2023

The change has led to strong pushback from some of the organization’s own members, who argue that allowing any level of commissions is a step away from NAPFA’s “fee-ONLY” roots, and will dilute the organization’s brand as being the home of fee-only advisors when they’re not purely fee-only anymore… while others (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

The Big Picture

MARCH 20, 2023

What are the differences between insured depositors getting their cash back, a private sector rescue orchestrated by the Fed or the Swiss government, and a taxpayer-funded bailout? Are Silicon Valley Bank depositors being made whole through FDIC insurance even if they had more than $250,000 in deposits the same thing?

Banking 325

Banking Insurance Government Management 325

Abnormal Returns

JANUARY 29, 2024

advisorperspectives.com) More people, including clients, are going to run into home insurance issues. (morningstar.com) Six mistakes RIAs make in succession planning including 'Failing to involve employees early in the process.' thinkadvisor.com) Seven mistakes made when writing employment agreements. crr.bc.edu)

Financial Advising 263

Financial Advising Financial Planning Risk Management Clients 263

Abnormal Returns

FEBRUARY 19, 2024

sciencedaily.com) How the pandemic affected life insurance premia. (kitces.com) How to work with a niche, like veterinarians. citywire.com) How to fight better about money as a couple. forbes.com) Why older Americans are at-risk of scams. thinkadvisor.com) How tax treatment differs across states for 529-to-Roth IRA rollovers.

Clients 280

Clients Estate Planning Wealth Management Financial Advice 280

The Big Picture

OCTOBER 7, 2022

Florida’s insurance market was already in crisis. Experts expect insurers will have to cover up to $40 billion in damages. There are some signs of a downturn in the real-estate market, but the real economy is not slowing as fast as the Fed would like. Intelligencer ). Then came Hurricane Ian. Will taxpayers end up on the hook?

Insurance 286

Insurance Economy Numbers Marketing 286

Nerd's Eye View

DECEMBER 12, 2023

In this episode, we talk in-depth about how Christa's start in insurance sales at Northwestern Mutual brought both successes in building a book of younger clients just beginning their career journeys, and challenges as she struggled to hit sales goals when her young clientele were more interested in starting Roth IRAs and didn't need much insurance (..)

Financial Advisor 246

Financial Advisor Fee Only Financial Guidance Insurance 246

Nerd's Eye View

AUGUST 15, 2023

In this episode, we talk about how, as a career-changer after serving in the Air Force and as a hospital administrator, Jim first found success in the financial services industry as an insurance salesman by leveraging the local network he'd built over his professional career, coupled with formal sales training that taught them how to frame conversations (..)

Fee Only 246

Fee Only Clients Financial Planning Financial Advisor 246

Nerd's Eye View

AUGUST 3, 2022

Because of their particular situation, Childfree clients often have unique planning needs, particularly when it comes to insurance. For instance, Childfree clients, especially those who are single, may have less need for life insurance than couples with dependent children.

Financial Planning 246

Financial Planning Planning Insurance Clients 246