Carson Wealth

FEBRUARY 22, 2023

Matt Kory, Vice President, Retirement Programs As a retirement income vehicle, the 401(k) is second in popularity only to Social Security – and as CNBC reported in 2019 the number of 401(k) millionaires is at an all-time high. But is a million dollars even enough for your retirement needs? Just think of the numbers.

Retirement 98

Retirement Taxes Planning Math 98

The Big Picture

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. If you’re depending on income to fund your retirement, 5% rates are a blessing. With the 10 year at 4.2%

Insurance 130

Insurance Math Economics Economy 130

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

Numbers 75

Numbers Assets Retirement Budgeting 75

Random Roger's Retirement Planning

NOVEMBER 6, 2023

My process here for the notional values was that the multiplier is 100 so a put struck at 4100 would hedge $410,000 worth of stock, so then I just multiplied the dollar amount by the number of puts. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Math 97

Math Education Management Taxes 97

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. The only pension I am remotely close to is the Arizona Public Safety Personnel Retirement System. The concept of pensions is that they provide a security net to retired workers. Is he right? Is he wrong? If correct, that argues no.

Retirement 47

Retirement Math Management Taxes 47

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. That just isn't the reality.

Marketing 78

Marketing Marketing Math Portfolio 78

Clever Girl Finance

OCTOBER 20, 2022

Meanwhile, cash equivalents are investments that can be sold for cash relatively quickly and easily while still maintaining their market value. Retirement accounts. A highly liquid investment is one that: Is in an established liquid market. Maintains a large number of readily-available, interested buyers.

Assets 59

Assets Accounting Math Portfolio 59

Random Roger's Retirement Planning

DECEMBER 1, 2023

A quick excerpt from a post a couple of weeks ago about retirement misconceptions. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. I invest in buy-write ETFs that pay 11% or more per year in dividends, which pay monthly (so about 1% per month).

Math 61

Math Retirement Numbers Portfolio 61

The Big Picture

SEPTEMBER 19, 2023

Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. Previously she was Chief Investment Officer at various state pension funds, including Maryland and Hawaii. I, I found this to be really an intriguing conversation with somebody who, whose investment charge is unconstrained. Two reasons.

Assets 144

Assets Management Portfolio Investing 144

Clever Girl Finance

AUGUST 2, 2022

There are plenty of ways to increase the value of your investments, whether through growth in the stock market or entrepreneurship. First of all, remember that investment returns take time. Typically, you won’t see results super-fast when investing. How to turn 10K into 100K through investing in retirement accounts.

Education 59

Education Retirement Investing Investments 59

Walkner Condon Financial Advisors

JUNE 2, 2023

The paper found that “Women who are outsiders to the profession do not see financial planning as primarily about: Communication Relationships Holistic Advice Instead they see it as about investment and mathematical expertise.” women tend to live longer, making it much more important to plan for a longer retirement) or a subjective one (e.g.

Financial Planning 98

Financial Planning Planning CFP Financial Advisor 98

Random Roger's Retirement Planning

DECEMBER 10, 2023

There was a lot of content from various places over the weekend about whether it is time to go back into bonds, what retired investors should do for yield and even whether retirees are better off going 100% into equities. As a matter of math, it cannot repeat the run from 8.5% Barron's also noted that 60/40 was up 9.6% in November.

Portfolio 62

Portfolio Math Assets Retirement 62

Mr. Money Mustache

MAY 20, 2022

If you really understand the points above and really feel excited about them, you can drop the fear and stress out of your investing life, which means you will live a life that is both wealthier, and more fun. Instead of investing in a productive asset, these speculators were just assuming the recent momentum would continue.

Marketing 55

Marketing Marketing Retirement Investing 55

Random Roger's Retirement Planning

JULY 8, 2023

Invest For The Very Worst Of The Worst. That is difficult to pull off but if you do the math on that it shows long term outperformance. He makes a good point about not relying solely on math to assess markets and portfolio construction, that the psychology of markets is important too. I'm a sucker for this sort of article.

Asset Allocation 64

Asset Allocation Math Portfolio Assets 64

The Big Picture

JANUARY 24, 2023

They have $37 billion in clients and their own funds, of which they have invested across a variety of disciplines from credit to strategic capital, as well as taking companies private and helping them grow into something more substantial than they’ve been in the past. It was between corporate law and investment banking.

Investing 260

Investing Investments Numbers Banking 260

The Big Picture

NOVEMBER 22, 2022

But if you don’t, if you grew up in a market, where there’s not an investment bank, there’s nothing other than a branch bank for one of the multi-dimensional financials, then you’re not really going to have an understanding of what that career looks like at a young age. Kids that have an interest in investing.

Recruitment 144

Recruitment Engineering Investing Investments 144

The Better Letter

DECEMBER 15, 2022

As I write this TBL, the S&P 500 is getting crushed and (using very rough numbers) is down 18 percent year-to-date. The alternative investment space, however defined, is opaquer and generally exists over a much shorter duration. The FTSE Nareit All REITs Index of real estate investments has returned 8.01 The Dow is down 8.5

Investing 79

Investing Investments Portfolio Numbers 79

Random Roger's Retirement Planning

NOVEMBER 21, 2023

The way my new firm is set up, I could outsource everything, for a fee, and the way this was positioned, I think there might be a decent number of advisors who do just that. So using simple math, the total return is 34% versus 72% for the common. They talked about how outsourcing model construction can save advisors a lot of time.

Portfolio 74

Portfolio Asset Allocation Math Management 74

Random Roger's Retirement Planning

FEBRUARY 8, 2023

Here are some other numbers compared to the S&P 500 and VBAIX which is a proxy for a 60/40 portfolio. Very simply, each dollar invested gives you $1 of exposure to bonds plus $1 of exposure to managed futures, so there is leverage. It invests 90% in stocks and leverages up to get 60% in fixed income. Not exactly.

Portfolio 40

Portfolio Math Management Investing 40

Midstream Marketing

SEPTEMBER 24, 2019

They spend hours writing articles and finally hit that “Submit” button… only to not get anywhere near the number of leads that they thought they would. Income annuities are a great way to provide people with the confidence they need to know that they will have a guaranteed amount of income during their retirement years.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. In mathematical terms, a ratio is essentially a way to compare two numbers. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations!

Assets 77

Assets Numbers Math Retirement 77

Random Roger's Retirement Planning

JULY 15, 2022

He says the investment capital left over could go into alternatives to create a better risk adjusted result citing managed futures and long only commodities as examples. and that is the number I will assume. The math shows the NTSX/ARBIX/BTAL combo would be down 14.7% If NTSX was up 32%, VBAIX would have been up 21.8%

Portfolio 48

Portfolio Math Numbers Marketing 48

Clever Girl Finance

OCTOBER 4, 2022

Real estate investing. Demand is likely to continue as more and more people in the Boomer generation reach retirement. They aren’t likely to get rid of the person who knows the numbers. If you're an investor thinking about recessions, consider real estate investing or property. Baby products and child care. Healthcare.

Food 104

Food Economy Healthcare Economics 104

Clever Girl Finance

JUNE 28, 2023

Leveraging the best compound interest investments is essentially a way for your money to make money. These investments are widely recognized as one of the most powerful tools for growing money over the long term. Table of contents 9 Best compound interest investments Expert tip What is compound interest? Even better?

Investing 53

Investing Investments Accounting Certification 53

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. I thought this was an absolutely fascinating way to see the world of investment management. Investment banks were not really a known concept in the area where I grew up.

Assets 293

Assets Clients Investing Investments 293

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. Brady is now retired as a seven-time Super Bowl champion, five-time Super Bowl MVP, 15-time Pro Bowler, and three-time NFL MVP.

Numbers 91

Numbers Education Management Math 91

Clever Girl Finance

JANUARY 29, 2023

This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. Knowing your net worth and the averages can help you understand if you are saving and investing enough to reach your goals. A better metric to go by is the median.

Budgeting 114

Budgeting Retirement Assets Education 114

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

Clever Girl Finance

MARCH 6, 2023

You can turn these earnings into the beginning of your retirement nest egg or even fund your college expenses in a few years! By starting your savings early , you could have millions of dollars by the time you get to retirement age just from saving small amounts. Wash cars in your neighborhood Cars can be a significant investment.

Media 86

Media Accounting Banking Food 86

The Big Picture

AUGUST 29, 2023

Greg Davis, Chief Investment Officer at a little shop called the Vanguard Group, which manages $8 trillion. Few people are in a position to see what’s going on in the world of investing, whether it’s institutional or retail, better than Vanguard CIO. GREG DAVIS, CHIEF INVESTMENT OFFICER, VANGUARD GROUP: Thanks, Barry.

Portfolio 130

Portfolio Investing Investments Numbers 130

Clever Girl Finance

DECEMBER 16, 2023

Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. We all need an emergency fund, and to save more long-term (think: retirement). Don’t put it into a retirement account where you won’t be able to get the money out for years.) Consider some of these ways to save.

Budgeting 72

Budgeting Retirement Accounting Taxes 72

Mr. Money Mustache

AUGUST 4, 2020

In the big picture, this usually leads to having a “successful” life, because of this basic math: Traditional Success. =. She had more than enough to retire , twenty years ago! The number of friends with whom you can have a meaningful relationship. How much work you do. How much society happens to value your work.

Medical 52

Medical Engineering Math Planning 52

Sara Grillo

MAY 8, 2023

So, they invest $95,238 in their general account, which will give them the 100k they need to give back to you in a year (they earn 5% on the $95,238, $95,238*1.05 = $99,999). The invest it in call options to see if they can catch some market upside. So what do they do with the other ($100,000 – $95,238), or $4,762?

Insurance 59

Insurance Clients Financial Advisor Accounting 59

Good Financial Cents

JUNE 25, 2023

That makes it very different from the US dollar, and it comes with unique risks that could make Bitcoin a good or bad investment, depending on your unique investment goals. If you’re looking into cryptocurrency for the first time, you may be wondering, “can I start by investing $100 in Bitcoin?”

Investing 76

Investing Investments Accounting Commission 76

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Then $27,750 is the magic number. Let’s do math again! What Does $30 an Hour Translate to in Terms of Paycheck?

Budgeting 73

Budgeting Taxes Numbers Retirement 73

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. To What If Analysis, what if I pay… So I’m doing my cash flow planning in my retirement plan, and I say, You know, I don’t wanna have to pay for in as a retirement. There is an admin charge of about $49k.

Insurance 59

Insurance Clients Financial Advisor Math 59

The Big Picture

AUGUST 15, 2023

Let’s talk a little bit about your alternative investments career. And so alongside of Wall Street recruiting in my senior year, I interviewed at the Yale Investments Office and was fortunate to get that job and violated the two principles I had at the time, which was I wanted to be in a training program and I wanted to leave New Haven.

Management 130

Management Investing Investments Government 130