Carson Wealth

MARCH 7, 2024

By Jake Anderson, CFP ® , Wealth Planner When helping clients begin retirement planning, the same questions often arise: What should my retirement plan look like? Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. How much should I be saving?

Retirement Planning 143

Retirement Planning Retirement Planning Risk Tolerance 143

Wealth Management

NOVEMBER 28, 2023

With a niche focus on Taft-Hartley retirement plan sponsors, Mammini Company left Lincoln Investments to support an ambitious growth plan.

Retirement Planning 282

Retirement Planning Investments Investing Retirement 282

Wealth Management

APRIL 14, 2023

OneDigital acquired Huntington National Bank’s 401(k) and retirement plan business this week, while Clearstead Advisors picked up local firm CLS Consulting. The Mather Group and NewEdge Wealth both announced key hires.

Retirement Planning 162

Retirement Planning Retirement Investment Advisor Planning 162

Nerd's Eye View

JANUARY 31, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that following the change of administration (and a new incoming chair of the SEC), the Investment Adviser Association is seeking to find ways to help RIAs (particularly smaller firms) manage the compliance responsibilities they (..)

Financial Planner 245

Financial Planner Retirement Planning Compliance Taxes 245

Wealth Management

DECEMBER 8, 2022

Savvly's new pooled equity index fund has some similarities to a tontine, an investment that pays out at higher amounts as other participants die or withdraw early.

Retirement Planning 220

Retirement Planning Retirement Planning Investing 220

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA.

Retirement Planning 142

Retirement Planning Retirement Planning Financial Advisor 142

Abnormal Returns

JANUARY 8, 2025

Podcasts Ryan Morrissey talks with Larry Swedroe author of "Enrich Your Future: Keys to Successful Investing." youtube.com) Peter Lazaroff on the need for professional help in retirement planning. peterlazaroff.com) Katie Gatti Tassin talks with Dana Miranda author of "You Don't Need a Budget."

Retirement Planning 147

Retirement Planning Budgeting Financial Planning Planning 147

Abnormal Returns

DECEMBER 18, 2024

Just a 10-Step Plan to Create Your Rich Life Together." ritholtz.com) Investing How to deal with a stock market at or near all-time highs. tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' morningstar.com) Doing your spouse a favor, while you can.

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Wealth Management

NOVEMBER 28, 2023

With a niche focus on Taft-Hartley retirement plan sponsors, Mammini Company left Lincoln Investment to support an ambitious growth plan.

Retirement Planning 204

Retirement Planning Investments Investing Retirement 204

Wealth Management

NOVEMBER 25, 2024

The deals with Southeast Financial Group, Radiance Private Wealth and Silvertree Retirement Planning are part of the Summit Growth Partners initiative and bring it to 16 strategic investments this year.

Retirement Planning 251

Retirement Planning Assets Retirement Planning 251

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement 246

Retirement Retirement Planning Math Advertising 246

Abnormal Returns

FEBRUARY 24, 2025

citywire.com) The biz Joe Duran's Rise Growth Partners made another investment. advisorperspectives.com) Retirement planning models are just uncertainty piled on uncertainty. (kitces.com) Morningstar Why Morningstar ($MORN) is getting out of the RIA software business. riabiz.com) Orion wants those former Morningstar customers.

Wealth Management 147

Wealth Management Retirement Planning Financial Advice Clients 147

WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Without a solid plan, you risk drifting without direction. Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Abnormal Returns

DECEMBER 14, 2022

Podcasts Christine Benz and Jeff Ptak talks with Jamie Hopkins of Carson Wealth about some common retirement planning questions. morningstar.com) Peter Lazaroff talks with Ben Carlson about questions that spreadsheets can't necessarily answer.

Investing 245

Investing Investments Retirement Planning Banking 245

Abnormal Returns

OCTOBER 4, 2023

(humansvsretirement.com) Jon Luskin talks with Steve Chen about DIY retirement planning tools. open.spotify.com) Retirement Assessing life one year into retirement. mutualfundobserver.com) How to make up for a late start saving for retirement. humbledollar.com) Why spending money in retirement can be so difficult.

Planning 278

Planning Retirement Retirement Planning Financial Advisor 278

Nerd's Eye View

MAY 17, 2023

Like native-born workers, foreign workers need to think about saving for retirement, planning for their children’s college, managing healthcare costs, and all manner of other financial goals. on a work visa – maintaining enough flexibility to preserve their assets should those plans change.

Taxes 246

Taxes Investing Investments Accounting 246

Abnormal Returns

NOVEMBER 29, 2023

morningstar.com) Christine Benz and Jeff Ptak talk with Mike Moran, managing director and pension strategist for Goldman Sachs ($GS) about the state of retirement preparedness. nytimes.com) Retirement Some alternatives to a fixed retirement withdrawal rates. thinkadvisor.com) What makes up the three-legged stool of retirement.

Retirement 278

Retirement Retirement Planning Budgeting Portfolio 278

Nerd's Eye View

NOVEMBER 3, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor this week released its long-awaited "retirement security rule", its latest effort to curb conflicts of interest around retirement savings recommendations. Read More.

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax.

Retirement 67

Retirement Asset Allocation Taxes Portfolio 67

A Wealth of Common Sense

MARCH 14, 2024

This past week, I received three questions about retirement, all of which concern long-term planning at different stages of life. A reader asks: Chatting with the friends, we all seemed to be relatively close to one another in terms of cash on hand, investments in the market and current incomes.

Retirement Planning 127

Retirement Planning Retirement Planning Investments 127

The Chicago Financial Planner

JANUARY 17, 2022

Annuities are often touted as the “cure” for all that ails your retirement. In a variable annuity, you can choose to invest your purchase payments from among a range of different investment options, typically mutual funds. An annuity can offer diversification in your retirement income stream.

Retirement 185

Retirement Insurance Financial Planner Commission 185

Nerd's Eye View

MAY 10, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners"– this week's edition kicks off with the news that a recent analysis from Morningstar suggests that the Department of Labor's (DoL's) new Retirement Security Rule (aka Fiduciary Rule 2.0) Read More.

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

Abnormal Returns

JANUARY 17, 2024

peterlazaroff.com) Robin Powell talks retirement planning with Justin King author of "The Retirement Café Handbook: Nine Accelerators for a Successful Retirement." youtube.com) Retirement How to spend your time in retirement guilt-free. humbledollar.com) 25 things to consider for retirement.

Retirement 257

Retirement Retirement Planning Insurance Education 257

Abnormal Returns

NOVEMBER 8, 2023

morningstar.com) Peter Lazaroff talks with William Bernstein author of "The Four Pillars of Investing." podcasts.apple.com) Retirement Why working longer isn't necessarily a good retirement plan. cnbc.com) Retirement is an opportunity to let go of stuff you are carrying around. rootofall.substack.com)

Financial Planner 263

Financial Planner Retirement Retirement Planning Financial Services 263

Nerd's Eye View

DECEMBER 6, 2023

And because many service offerings have traditionally focused on areas like investments and securities recommendations, there has been little debate about the need to register as an advisor. Thus, Advice, Business, Compensation, and Securities (ABCS) are the key elements in this definition.

Investing 246

Investing Investments Retirement Planning Financial Advising 246

Nerd's Eye View

DECEMBER 13, 2024

Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)

Financial Planner 246

Financial Planner CFP Retirement Certification 246

Abnormal Returns

MARCH 1, 2023

Podcasts Peter Lazaroff talks with Robin Powell about evidence-based investing. madfientist.com) Retirement Why retirement planning is not easy - uncertainty. awealthofcommonsense.com) Some questions you need to ask yourself about retirement. ritholtz.com) What to do if you have a bad 401(k) plan.

Retirement Planning 242

Retirement Planning Retirement Planning Investments 242

The Chicago Financial Planner

FEBRUARY 6, 2022

In spite of what was said on PBS Frontline The Retirement Gamble and elsewhere in the press, in my opinion 401(k) plans are one of the best retirement savings vehicles available. Here are 4 steps to make sure that your 401(k) plan is working hard for your retirement. Plan for your retirement .

Retirement Planning 189

Retirement Planning Retirement Financial Planner Planning 189

Nerd's Eye View

JANUARY 26, 2024

Also in industry news this week: A House committee has advanced a bill that would extend several expired business-related tax measures from the Tax Cuts and Jobs Act and would increase the value of the Child Tax Credit The SEC released its examination priorities for 2024, which include a focus on advisers' adherence to their duty of care and duty of (..)

Financial Planner 246

Financial Planner Retirement Planning Financial Advisor Retirement 246

Nerd's Eye View

FEBRUARY 8, 2023

Seasoned financial advisors have likely worked with clients with a wide variety of workplace retirement accounts, which can vary in terms of their investment offerings, fees, and other characteristics. But given that the U.S. While many features of the TSP (e.g.,

Planning 246

Planning Retirement Retirement Planning Government 246

Abnormal Returns

JUNE 28, 2023

Podcasts Christine Benz and Jeff Ptak talk with Fritz Gilbert and Eric Weigel about retirement planning mistakes. Mack talks with Goldstone — a manager of investment research at Condor Capital Wealth Management and co-author of Condor's "Robo Report." ofdollarsanddata.com) A first hand tale of un-retirement. Meir Statman.

Retirement Planning 245

Retirement Planning Estate Planning Retirement Wealth Management 245

Darrow Wealth Management

NOVEMBER 11, 2024

The deductibility phase-out is based on filing status, income (MAGI), and whether or not the individual(s) are eligible to participate in a retirement plan at work. Each time you take money out from individual retirement accounts, you won’t need to pay taxes on the proportion of nondeductible contributions to all IRA assets.

Distribution 95

Distribution Taxes Retirement Retirement Planning 95

Nerd's Eye View

JUNE 30, 2023

Also in industry news this week: Concerned about the (insufficient) frequency of its examinations of RIAs, an SEC committee has recommended that the regulator allow third parties to conduct these examinations and to request Congressional authorization to charge investment advisers under its purview a ‘user fee’ that would provide steady (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

The Chicago Financial Planner

FEBRUARY 5, 2022

Is this a valid investment strategy? As far as your investments, I think you’ll agree that the outcome of the game should not dictate your strategy. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. FINANCIAL WRITING.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246