Random Roger's Retirement Planning

FEBRUARY 9, 2024

John Authors at Bloomberg goes into better detail including a reference to the Bernstein paper from 2016 that likened indexing to Marxism. Individual investors and investment advisors have a huge advantage over market participants like Einhorn. There has long been a sentiment that believes indexing is dumb money.

Investment Advisor 73

Investment Advisor Management Taxes Portfolio 73

Cornerstone Financial Advisory

NOVEMBER 11, 2024

Blood pressure – Blood pressure refers to the amount of force the heart must use to pump blood throughout the body. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 52

Marketing Marketing Taxes Economics 52

Indigo Marketing Agency

MARCH 28, 2022

I recommend adding the following types of people on a monthly basis: Friends Family Former coworkers Acquaintances Centers of influence Referral partners Anyone who can refer you business! If your network doesn’t understand what you do and how you help, they can’t refer any business to you.

Engineering 52

Engineering Investment Advisor Financial Advisor Retirement 52

Indigo Marketing Agency

MARCH 28, 2022

I recommend adding the following types of people on a monthly basis: Friends Family Former coworkers Acquaintances Centers of influence Referral partners Anyone who can refer you business! If your network doesn’t understand what you do and how you help, they can’t refer any business to you.

Engineering 52

Engineering Investment Advisor Financial Advisor Retirement 52

Harness Wealth

MAY 18, 2023

However, in the past three decades, the confluence of tech innovation, and the democratization of financial product distribution and private capital have led to a boom in the independent registered investment advisor (RIA) channel. The appeal of being an entrepreneurial advisor is strong.

Taxes 52

Taxes Wealth Advisor Marketing Marketing 52

James Hendries

AUGUST 23, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Marketing 98

Marketing Marketing Sales Economy 98

Envision Wealth Planning

MARCH 17, 2022

You may have read that many “so-called” financial advisors do not work in the best interest of their clients (as a fiduciary does). In this case, advisors are employed by a company, whose interests they are paid to uphold. Making things worse, many people simply refer to any financial professional as a financial advisor.

Certified Financial Planner 52

Certified Financial Planner Investments Investing Financial Planner 52

James Hendries

JULY 21, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Investment Advisor License Financial Advice 52

Carson Wealth

JANUARY 14, 2023

Financial advisors who charge asset management fees, direct financial planning fees, hourly fees or retainer fees to a client are structurally investment advisor representatives. They work for a registered investment advisor (RIA) firm. Jorge recently acquired a new client, Jeni.

Financial Advisor 52

Financial Advisor CFP Certified Financial Planner Risk Tolerance 52

James Hendries

DECEMBER 12, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Economy Investment Advisor License 52

James Hendries

OCTOBER 4, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Investment Advisor Economy License 52

James Hendries

SEPTEMBER 8, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Investment Advisor License Economics 52

James Hendries

JULY 13, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Investment Advisor License Economy 52

ClearMoney

DECEMBER 16, 2021

Dimensional” refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. These entities are Dimensional Fund Advisors LP, Dimensional Fund Advisors Ltd., Dimensional Ireland Limited, DFA Australia Limited, Dimensional Fund Advisors Canada ULC, Dimensional Fund Advisors Pte.

Commission 52

Commission Distribution License Sales 52

James Hendries

JUNE 29, 2022

Are they an investment broker? Do they employ Registered Investment Advisors who have a legal obligation to put the interests of you and your employees first? Most solutions are powered by larger platforms – recordkeepers, plan administrators, investment managers, financial professionals, etc. An insurance agency?

Certification 52

Certification Retirement Planning Planning Retirement 52

James Hendries

NOVEMBER 3, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Asset Allocation Investment Advisor Assets 52

James Hendries

AUGUST 15, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Clients 52

Clients Marketing Marketing Valuation 52

James Hendries

OCTOBER 25, 2022

The three factors for defining a recession are depth, diffusion, and duration – conveniently referred to as the “three D’s.” Depth refers to declining economic activity that is more than a relatively small change. Investing involves risks including possible loss of principal.

Marketing 52

Marketing Marketing Economics Economy 52

Cornerstone Financial Advisory

JUNE 19, 2023

Last week’s riddle: A common English word refers to a person or thing not being in a place. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. a Registered Investment Advisor.

Marketing 59

Marketing Marketing Economics Taxes 59

Cornerstone Financial Advisory

AUGUST 15, 2022

Sleep hygiene refers to your habits to get a good night’s sleep. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. a Registered Investment Advisor. Tip adapted from IRS.gov 7.

Marketing 59

Marketing Marketing Taxes Economics 59

Cornerstone Financial Advisory

JUNE 24, 2024

One such underlying driver is “DRAM”: Dynamic Random Access Memory, the AI-turbocharged version of a RAM semiconductor, more commonly referred to as “memory chips.” Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

Marketing 52

Marketing Marketing Economics Taxes 52

ClearMoney

DECEMBER 5, 2021

Prohibiting the sale to retail clients of investment products that reference cryptoassets,” Financial Conduct Authority, June 10, 2020. Dimensional” refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. Alexandra Harney and Steve Stecklow, “Twice Burned – How Mt.

Commission 52

Commission Retail Sales Distribution 52

Harness Wealth

MAY 25, 2023

Assets Under Management (AUM) Investment advisors often charge a fee based on the percentage of assets under management. The percentage charged usually depends on the value of the assets the advisor is managing. Many financial planners will do a portfolio review and provide investment advice for an hourly fee as well.

Financial Advisor 52

Financial Advisor Certified Financial Planner Ethics CFP 52

Cornerstone Financial Advisory

JUNE 12, 2023

Tip adapted from MyPlate.gov 8 A common English word refers to a person or thing not being in a place. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. a Registered Investment Advisor.

Marketing 59

Marketing Marketing Insurance Taxes 59

Cornerstone Financial Advisory

MAY 28, 2024

Control refers to how much of the person’s work you control; this encompasses the completed work, its execution, and whether you control the financial aspects of the person’s job. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

Marketing 52

Marketing Marketing Economics Taxes 52

Cornerstone Financial Advisory

MAY 6, 2024

FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

Marketing 52

Marketing Marketing Economics Taxes 52

WiserAdvisor

APRIL 25, 2023

We make it easy by matching you to vetted advisors that meet your unique needs. Matched advisors are all registered with FINRA/SEC. Click to compare vetted advisors now. Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages.

Risk Tolerance 76

Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

ClearMoney

NOVEMBER 4, 2021

Stock price momentum generally refers to the tendency of stocks with relatively high prior returns to continue their relative outperformance. Momentum: Stock price momentum generally refers to the tendency of stocks with relatively high prior returns to continue their relative outperformance.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Investment Writing

OCTOBER 1, 2024

I started working for Fleet Investment Advisors, which later became Columbia Management and is now Columbia Threadneedle Investments. You have options for how to refer to a past employer in a bio. For example, “ABC Investment Management (now XYZ Company)” or “XYZ Company (originally ABC Investment Management).”

Clients 52

Clients Sales Investing Investments 52

Ballast Advisors

JULY 18, 2024

Loan Term: The loan term refers to the length of time you have to repay the loan. Ballast Advisors, LLC is a registered investment advisor under the Investment Advisers Act of 1940, as amended. Common loan terms include 15, 20, and 30 years. Registration does not imply a certain level of skill or training.

Taxes 52

Taxes Insurance Budgeting Education 52

Park Place Financial

SEPTEMBER 8, 2022

The following are some common titles you may find when researching personal financial advisors: . Financial Advisor . This general name refers to many professionals operating in the financial realm. Bankers, stock brokers, insurance representatives, and tax professionals constitute financial advisors. . Wealth Manager .

Financial Advisor 52

Financial Advisor Fiduciary Duty Certified Financial Planner Financial Planner 52

James Hendries

AUGUST 3, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Marketing 98

Marketing Marketing Economy Valuation 98

James Hendries

MARCH 6, 2023

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Insurance products are offered through LPL or its licensed affiliates.

Marketing 52

Marketing Marketing Economy Economics 52

ClearMoney

DECEMBER 14, 2021

Relative price : Refers to a company’s price, or the market value of its equity, in relation to another measure of economic value, such as book value. Dimensional” refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. This material is not a sales communication.

Investments 52

Investments Investing Commission Distribution 52

James Hendries

JUNE 20, 2023

Despite the reference to 2007, our baseline is the economic slowdown does not produce another “2008,” yet investors should anticipate some volatility as the economic outlook remains cloudy. Investing involves risks including possible loss of principal. Indexes are unmanaged statistical composites and cannot be invested into directly.

Marketing 52

Marketing Marketing Economy Communication 52

Good Financial Cents

NOVEMBER 14, 2022

Interestingly, even though the S&P 500 gives a better representation of the “stock market” performance, my financial planning clients always used the Dow Jones as their reference. Yet, when you read anything about how the market is performing or hear an expert share on CNBC what the market is doing, they usually refer to the S&P.

Investing 64

Investing Investments Risk Tolerance Portfolio 64

The Richer Geek

FEBRUARY 23, 2022

Russ began his professional career as an investment advisor in 2004 after graduating from Auburn University — a slight foray from 10-year-old Russ’ dream of becoming a professional baseball pitcher. I'm happy to have this week I have Joey Mure and Russ Morgan. They are founding partners of “Wealth without Wall Street”.

Estate Planning 52

Estate Planning Planning Taxes Investment Advisor 52