Abnormal Returns

JULY 1, 2024

Podcasts Amy Arnott and Christine Benz talk with Don Graves and Wade Pfau about the role of home equity in retirement planning. citywire.com) 401(k) State Street ($STT) is launching its 401(k) plan with an annuity option. riabiz.com) Fisher Investments is spinning off its 401(k) business, Fisher Retirement Solutions.

Retirement 256

Retirement Retirement Planning Startup Planning 256

Abnormal Returns

NOVEMBER 6, 2024

Podcasts Christine Benz and Amy Arnott talk the state of retirement with Anne Tergensen of the WSJ. morningstar.com) Barry Ritholtz talks shareholder yield with Meb Faber of Cambria Investments. podcasts.apple.com) Taxes A year-end tax planning checklist. kindnessfp.com) How to think about taxes in early retirement.

Estate Planning 167

Estate Planning Tax Planning Retirement Taxes 167

Nerd's Eye View

MARCH 28, 2025

Also in industry news this week: A recent survey indicates that younger "DIY" investors are more likely to be interested in working with a human advisor than their older counterparts, suggesting an opportunity for advisors to tap into this demographic (perhaps by setting minimum planning fees that ensure these clients can be served profitably today (..)

Financial Planner 228

Financial Planner Retirement Retirement Planning Clients 228

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner 246

Financial Planner Asset Allocation Taxes Tax Planning 246

Abnormal Returns

OCTOBER 4, 2023

(humansvsretirement.com) Jon Luskin talks with Steve Chen about DIY retirement planning tools. open.spotify.com) Retirement Assessing life one year into retirement. mutualfundobserver.com) How to make up for a late start saving for retirement. humbledollar.com) Why spending money in retirement can be so difficult.

Planning 273

Planning Retirement Retirement Planning Financial Advisor 273

Wealth Management

NOVEMBER 28, 2023

With a niche focus on Taft-Hartley retirement plan sponsors, Mammini Company left Lincoln Investments to support an ambitious growth plan.

Retirement Planning 290

Retirement Planning Investments Investing Retirement 290

Nerd's Eye View

FEBRUARY 8, 2023

Seasoned financial advisors have likely worked with clients with a wide variety of workplace retirement accounts, which can vary in terms of their investment offerings, fees, and other characteristics. But given that the U.S. But given that the U.S. While many features of the TSP (e.g., While many features of the TSP (e.g.,

Planning 246

Planning Retirement Retirement Planning Government 246

Abnormal Returns

SEPTEMBER 18, 2023

(standarddeviationspod.com) Michael Kitces talks with Jason Wenk, CEO of Altruist, about how he is trying to build an all-in-one investment OS. wiredplanning.com) Christine Benz and Jeff Ptak talk retirement income with Kelli Hueler, CEO and founder of Hueler Companies. kitces.com) The structured note business is growing rapidly.

Planning 261

Planning Financial Advice Wealth Management Math 261

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Retirement 246

Retirement Commission Banking Financial Advising 246

The Big Picture

FEBRUARY 25, 2025

The transcript from this weeks, MiB: Charley Ellis on Rethinking Investing , is below. Charlie Ellis is just a legend in the world of investing. He was chairman of the Yale’s Endowment Investment Committee and his, not only did he write 21 books, his new book, rethinking Investing, is just a delightful snack.

Investments 162

Investments Investing Management Engineering 162

Nerd's Eye View

FEBRUARY 11, 2025

Read More.

Planning 162

Planning Valuation Financial Advisor Sales 162

Nerd's Eye View

JANUARY 31, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that following the change of administration (and a new incoming chair of the SEC), the Investment Adviser Association is seeking to find ways to help RIAs (particularly smaller firms) manage the compliance responsibilities they (..)

Financial Planner 245

Financial Planner Retirement Planning Compliance Taxes 245

Wealth Management

OCTOBER 5, 2023

Protecting the average retiree in a confusing landscape of investment planning vs. financial planning.

Wealth Management 310

Wealth Management Retirement Management Investment Planning 310

Nerd's Eye View

APRIL 18, 2025

Which, according to Kitces Research on Advisor Productivity, can lead to higher productivity for advisor teams (but can require an investment in staffing and higher-end planning services to meet their complex planning needs).

Financial Planner 195

Financial Planner Risk Tolerance Estate Planning Clients 195

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax.

Retirement 74

Retirement Asset Allocation Taxes Portfolio 74

Nerd's Eye View

NOVEMBER 6, 2024

In the early days of financial planning, serving clients often meant developing transactional relationships focused on facilitating trades and selling insurance. Over time, advisors shifted toward more analytical approaches, such as investment management and retirement planning.

Clients 130

Clients Planning Financial Planner Financial Planning 130

Wealth Management

NOVEMBER 28, 2023

With a niche focus on Taft-Hartley retirement plan sponsors, Mammini Company left Lincoln Investment to support an ambitious growth plan.

Retirement Planning 249

Retirement Planning Investments Investing Retirement 249

Nerd's Eye View

JANUARY 21, 2025

What's unique about Daniel, though, is how his firm has expanded its tax focus to include "in-house" tax return preparation for its clients as a one-stop shop, but actually outsources the tax preparation work itself to trusted CPAs that he pays out of his own revenue (rather than bringing this service fully in-house) so that he can focus his staff (..)

Taxes 208

Taxes Tax Planning Financial Advisor Compensation Planning 208

Abnormal Returns

JANUARY 10, 2024

peterlazaroff.com) Retirement On the importance of having a purpose in retirement. humbledollar.com) Being forced into retirement before you are ready is a big problem. rogersplanning.blogspot.com) Five things you need to know before retirement. slate.com) Financial plans Your financial plan should start with your goals.

Investments 263

Investments Investing Financial Planning Retirement 263

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement 246

Retirement Retirement Planning Math Advertising 246

Abnormal Returns

DECEMBER 18, 2024

Just a 10-Step Plan to Create Your Rich Life Together." ritholtz.com) Investing How to deal with a stock market at or near all-time highs. tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' No More Fights. blairbellecurve.com) Learning is unlearning.

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Abnormal Returns

MARCH 12, 2025

wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. morningstar.com) Why you need to understand your retirement withdrawal strategy, especially in a downturn.

Insurance Coverage 144

Insurance Coverage Retirement Insurance Planning 144

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. creativeplanning.com) Investing Why index fund investing is so counterintuitive. bestinterest.blog) There are a lot of reasons, besides money, to work in retirement.

Estate Planning 292

Estate Planning Retirement Planning Accounting 292

Abnormal Returns

JANUARY 8, 2025

Podcasts Ryan Morrissey talks with Larry Swedroe author of "Enrich Your Future: Keys to Successful Investing." youtube.com) Peter Lazaroff on the need for professional help in retirement planning. fortunesandfrictions.com) Just because financial plans change, doesn't mean planning is useless.

Retirement Planning 144

Retirement Planning Budgeting Financial Planning Planning 144

Abnormal Returns

FEBRUARY 26, 2025

(podcasts.apple.com) Investing Targeted apathy as an investment philosophy. ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 157

Asset Allocation Retirement Financial Planning Accounting 157

Nerd's Eye View

MAY 17, 2023

Like native-born workers, foreign workers need to think about saving for retirement, planning for their children’s college, managing healthcare costs, and all manner of other financial goals. on a work visa – maintaining enough flexibility to preserve their assets should those plans change.

Taxes 246

Taxes Investing Investments Accounting 246

Abnormal Returns

FEBRUARY 5, 2025

Podcasts Peter Lazaroff talks with Benjamin Brandt author of "Retirement Starts Today." iwillteachyoutoberich.com) Retirement RMDs are typically below sustainable withdrawal rates. theretirementmanifesto.com) Fiduciaries Why you may want someone else to manage your investments. flowfp.com) Banks are not fiduciaries.

Retirement 157

Retirement Banking Planning Management 157

Abnormal Returns

SEPTEMBER 18, 2024

Podcasts Peter Lazaroff talks with Rubin Miller about the complexities of investing. talkingbillions.co) How to Retire A review of Christine Benz's new book “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement.” marketwatch.com) Aging More than half of Baby Boomers plan to never sell their house.

Management 284

Management Retirement Taxes Planning 284

Abnormal Returns

APRIL 16, 2025

morningstar.com) Barry Ritholtz talks with the Slate Money crew about "How NOT to Invest." podcasts.apple.com) Investing If your portfolio is too risky, take less risk. readthejointaccount.com) Retirement savings Stopping and starting your 401(k) contributions is akin to market timing.

Retirement 144

Retirement Financial Planning Accounting Portfolio 144

Abnormal Returns

SEPTEMBER 4, 2024

(ritholtz.com) Rick Ferri talks with Christine Benz about her new book "How to Retire, 20 Lessons for a Happy, Successful, and Wealthy Retirement." morningstar.com) Sam Dogen talks in ins and outs of early retirement with Khe Hy. sites.libsyn.com) Retirement Why spending decisions in retirement are challenging.

Estate Planning 261

Estate Planning Retirement Tax Planning Planning 261

Abnormal Returns

DECEMBER 11, 2024

Podcasts Barry Ritholtz talks with Meb Faber of Cambria Investments about deferring capital gains with ETFs. awealthofcommonsense.com) Steve Chen talks with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." humbledollar.com) How to talk to your kids about money.

Retirement 144

Retirement Financial Advice Taxes Financial Planning 144

Abnormal Returns

DECEMBER 4, 2024

Podcasts Christine Benz talks 2025 taxes with Ed Slott author of "The Retirement Savings Time Bomb Ticks Louder." morningstar.com) Dan Haylett talks with Christine Benz, author of "How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement." tonyisola.com) How to get more money into a 529 account.

Retirement 144

Retirement Estate Planning Taxes Assets 144

Nerd's Eye View

JUNE 26, 2024

Traditionally, the challenge in using a 529 plan to save for higher education expenses has been figuring out how much to save to cover the beneficiary's college costs without overshooting and saving more in the 529 plan than is actually needed. The Secure 2.0

Education 189

Education Retirement Taxes Distribution 189

Dear Mr. Market

DECEMBER 31, 2024

Because when it comes to financial planning, you’re ready to write it downand studies show that writing down your goals makes you 42% more likely to achieve them. Heres your top 10 financial planning checklist for the new year. Maximize Retirement Contributions Contribute as much as possible to your 401(k), IRA, or Roth IRA.

Budgeting 105

Budgeting Financial Planning Estate Planning Planning 105

Abnormal Returns

AUGUST 28, 2024

youtube.com) Retirement How to plan for retirement. humbledollar.com) The case against downsizing in retirement. monevator.com) What to do if you are behind in your retirement savings. ofdollarsanddata.com) Why even people in retirement are considering Roth IRA conversions. How to get out.

Retirement 281

Retirement Commission Marketing Marketing 281

Wealth Management

NOVEMBER 25, 2024

The deals with Southeast Financial Group, Radiance Private Wealth and Silvertree Retirement Planning are part of the Summit Growth Partners initiative and bring it to 16 strategic investments this year.

Retirement Planning 264

Retirement Planning Assets Retirement Planning 264