The Big Picture

MARCH 24, 2025

investment firm. ” It goes without saying that politics should have no place in any reputable firm’s Research department (see Why Politics and Investing do not mix ). Gross investment includes what government spends on structures, equipment, and software, such as new highways, schools, and computers.

Government 306

Government Investing Investments Economy 306

Nerd's Eye View

JANUARY 17, 2025

Also in industry news this week: A recent survey indicates that members of Generation X are struggling more with retirement planning compared to older Baby Boomers and younger Millennials, potentially offering opportunities for financial advisors to help Gen Xers create a plan to 'catch up' when it comes to both their retirement savings and their financial (..)

Financial Planner 246

Financial Planner Retirement Planning Retirement Financial Advisor 246

Nerd's Eye View

DECEMBER 30, 2024

And as 2024 draws to a close, we wanted to highlight 24 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Wealth Management

NOVEMBER 28, 2023

With a niche focus on Taft-Hartley retirement plan sponsors, Mammini Company left Lincoln Investments to support an ambitious growth plan.

Retirement Planning 290

Retirement Planning Investing Investments Retirement 290

Abnormal Returns

NOVEMBER 6, 2024

Podcasts Christine Benz and Amy Arnott talk the state of retirement with Anne Tergensen of the WSJ. morningstar.com) Barry Ritholtz talks shareholder yield with Meb Faber of Cambria Investments. kindnessfp.com) How to think about taxes in early retirement. humbledollar.com) How to retire without regrets. Quit playing.

Estate Planning 173

Estate Planning Tax Planning Retirement Taxes 173

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Retirement 246

Retirement Commission Banking Financial Advising 246

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax.

Retirement 67

Retirement Asset Allocation Taxes Portfolio 67

Abnormal Returns

DECEMBER 25, 2024

(awealthofcommonsense.com) Retirement Seven hidden traps of retirement including 'Not focusing on creative endeavors to maximize your fulfillment.' theretirementmanifesto.com) What's changing for retirement in 2025. morningstar.com) Investing Three easy ways to simplify your portfolio.

Financial Advice 147

Financial Advice Retirement Taxes Insurance 147

Wealth Management

MAY 13, 2024

How illogic in DOL’s Retirement Security Rule produces a crisis of identity for insurance professionals.

Financial Advising 278

Financial Advising Investing Investments Insurance 278

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner 246

Financial Planner Asset Allocation Taxes Tax Planning 246

Abnormal Returns

JANUARY 10, 2024

peterlazaroff.com) Retirement On the importance of having a purpose in retirement. humbledollar.com) Being forced into retirement before you are ready is a big problem. rogersplanning.blogspot.com) Five things you need to know before retirement. theretirementmanifesto.com) As you get older your skills change.

Investing 268

Investing Investments Financial Planning Retirement 268

Abnormal Returns

MARCH 12, 2025

wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. morningstar.com) Why you need to understand your retirement withdrawal strategy, especially in a downturn.

Insurance Coverage 147

Insurance Coverage Retirement Insurance Planning 147

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Wealth Management

JUNE 12, 2024

Sound Income Strategies CEO David Scranton describes why growth might not be the only goal of clients nearing retirement.

Investing 261

Investing Investments Retirement Clients 261

Wealth Management

JUNE 24, 2024

The new company, Fisher Retirement Solutions, will be run by Ken Fisher’s son, Nathan Fisher.

Investing 264

Investing Investments Retirement 264

Abnormal Returns

JANUARY 29, 2025

Podcasts Christine Benz and Dan Lefkovitz talk with John Rekenthaler about his long career writing about investing. morningstar.com) Peter Lazaroff on how much money you need to retire. yaleclimateconnections.org) Purpose Why you need a purpose in retirement. axios.com) Everybody ends up paying for natural disasters.

Economics 173

Economics Retirement Financial Advisor Investing 173

Wealth Management

NOVEMBER 19, 2024

Tidal Investments has introduced the FIRE Funds Wealth Builder ETF (FIRS) and the FIRE Funds Income Target ETF (FIRI).

Retirement 269

Retirement Investments Investing 269

Abnormal Returns

FEBRUARY 26, 2025

(podcasts.apple.com) Investing Targeted apathy as an investment philosophy. ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 162

Asset Allocation Retirement Financial Planning Accounting 162

Abnormal Returns

MARCH 5, 2025

Podcasts Jim O'Shaugnessy talks about the art of retirement with Christine Benz author of "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." nytimes.com) Investing Tony Isola, "The market is always brimming with uncertainty." tonyisola.com) If you don't understand it, don't invest.

Retirement 162

Retirement Financial Planning Education Taxes 162

Nerd's Eye View

MARCH 14, 2025

Which, if implemented under the new administration, could provide relief for investment advisers, particularly smaller firms that already have to balance compliance with client service, marketing, and the other duties that go into running a firm.

Financial Planner 163

Financial Planner Compliance Commission Retirement 163

Abnormal Returns

DECEMBER 18, 2024

ritholtz.com) Investing How to deal with a stock market at or near all-time highs. tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off.

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Abnormal Returns

SEPTEMBER 18, 2024

Podcasts Peter Lazaroff talks with Rubin Miller about the complexities of investing. talkingbillions.co) How to Retire A review of Christine Benz's new book “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement.” tonyisola.com) Investing shouldn't be exciting.

Management 290

Management Retirement Taxes Planning 290

Abnormal Returns

FEBRUARY 5, 2025

Podcasts Peter Lazaroff talks with Benjamin Brandt author of "Retirement Starts Today." iwillteachyoutoberich.com) Retirement RMDs are typically below sustainable withdrawal rates. theretirementmanifesto.com) Fiduciaries Why you may want someone else to manage your investments. flowfp.com) Banks are not fiduciaries.

Retirement 162

Retirement Banking Planning Management 162

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. creativeplanning.com) Investing Why index fund investing is so counterintuitive. wsj.com) Retirement When to collect Social Security is a complex decision, that you can't take back.

Estate Planning 298

Estate Planning Retirement Planning Accounting 298

Abnormal Returns

FEBRUARY 19, 2025

humansvsretirement.com) Brendan Frazier talks with Tom Pendergast about searching for meaning in retirement. podcasts.apple.com) Benjamin Brandt talks with Daniel Crosby about the five pillars of a fulfilling retirement. fastcompany.com) Should you pay off your mortgage before retirement? thefinancebuff.com) Don't kid yourself.

Retirement 147

Retirement Investing Investments Marketing 147

Abnormal Returns

DECEMBER 4, 2024

Podcasts Christine Benz talks 2025 taxes with Ed Slott author of "The Retirement Savings Time Bomb Ticks Louder." morningstar.com) Dan Haylett talks with Christine Benz, author of "How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement." tonyisola.com) How to get more money into a 529 account.

Retirement 147

Retirement Estate Planning Taxes Assets 147

Nerd's Eye View

JANUARY 31, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that following the change of administration (and a new incoming chair of the SEC), the Investment Adviser Association is seeking to find ways to help RIAs (particularly smaller firms) manage the compliance responsibilities they (..)

Financial Planner 245

Financial Planner Retirement Planning Compliance Taxes 245

Abnormal Returns

DECEMBER 11, 2024

Podcasts Barry Ritholtz talks with Meb Faber of Cambria Investments about deferring capital gains with ETFs. awealthofcommonsense.com) Steve Chen talks with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." humbledollar.com) How to talk to your kids about money.

Retirement 147

Retirement Financial Advice Taxes Financial Planning 147

Abnormal Returns

OCTOBER 19, 2023

calculatedriskblog.com) Dr. Copper should be retired. (disciplinefunds.com) Existing home sales are in free fall. bonddad.blogspot.com) Economy Still no sign of a pick up in weekly initial unemployment claims. economist.com) Earlier on Abnormal Returns Longform links: our gamified lives.

Financial Advising 263

Financial Advising Investing Investments Media 263

Wealth Management

APRIL 23, 2024

The rule, which takes effect in September, “protects the retirement investors from improper investment recommendations and harmful conflicts of interest,” according to Acting Labor Secretary Julie Su.

Retirement 310

Retirement Investments Investing 310

Abnormal Returns

APRIL 17, 2024

Podcasts Roger Whitney talks retirement challenges with Christine Benz. youtube.com) Sam Parr talks with 'Ryan' and 'Jeff' about the reality of retiring early. podcasts.apple.com) Peter Lazaroff talks with Taylor Schulte and Benjamin Brandt about the new Retirement Podcast Network. Houses get bought and sold.

Retirement 278

Retirement Taxes Insurance Investing 278

Abnormal Returns

APRIL 2, 2025

Podcasts Cameron Passmore and Benjamin Felix talk lifecycle investing with Professor Scott Cederburg. podcasts.apple.com) Dan Haylett talks purpose in retirement with David Marlow, author of "The Ikagi Way" (humansvsretirement.com) Housing What is the best case for housing affordability?

Portfolio 147

Portfolio Retirement Accounting Investing 147

Abnormal Returns

JULY 24, 2024

noahkagan.com) Dan Haylett talks about repurposing your life in retirement with Suzanne Campi. humansvsretirement.com) Barry Ritholtz talks impact investing with Soraya Darab of TMV. flowingdata.com) Retirement Six lesson from six years of retirement including 'Your retirement will be different than you expect.'

Retirement 276

Retirement Financial Advising Financial Planning Portfolio 276

Abnormal Returns

JULY 17, 2024

Podcasts Barry Ritholtz talks with Brian Portnoy about why investing is so hard. rationalreminder.libsyn.com) Dan Haylett talks with Suzi Campi about repurposing one's life in retirement. humansvsretirement.com) Thomas Kopelman and Jacob Turner talk about the mindset shift needed in retirement.

Retirement 260

Retirement Financial Advisor Financial Planning Portfolio 260

Abnormal Returns

AUGUST 7, 2024

(podcasts.apple.com) Peter Lazaroff talks alts with Phil Huber, author of "The Allocator’s Edge: A Modern Guide to Alternative Investments and the Future of Diversification." peterlazaroff.com) Barry Ritholtz talks with Dave Nadig about whether there is a wrong way to invest. morningstar.com) Seven unasked questions about retirement.

Insurance Coverage 277

Insurance Coverage Retirement Insurance Sales 277

Abnormal Returns

AUGUST 28, 2024

youtube.com) Retirement How to plan for retirement. humbledollar.com) The case against downsizing in retirement. monevator.com) What to do if you are behind in your retirement savings. ofdollarsanddata.com) Why even people in retirement are considering Roth IRA conversions. How to get out. ofdollarsanddata.com)

Retirement 287

Retirement Commission Marketing Marketing 287

Wealth Management

JUNE 10, 2024

Former Fidelity Investments Life Insurance Company President Jerry Patterson will lead Cetera’s retirement, insurance and annuities segment.

Insurance 283

Insurance Retirement Investments Investing 283