Abnormal Returns

MARCH 24, 2025

wealthmanagement.com) Parsing the differences in risk tolerance for a couple is tricky. (crr.bc.edu) The widow tax is real. thinkadvisor.com) Advisers The RIA model continues to take share. citywire.com) Flourish is buying Sora. kitces.com) A Q&A with Barry Ritholtz author of the new book "How Not to Invest."

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Risk Tolerance Startup Financial Advisor Retirement 147

Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

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Financial Planner Risk Tolerance Financial Planning Wealth Management 246

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

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Assets Management Compliance Retirement Planning 245

Darrow Wealth Management

MARCH 13, 2025

So if you have a large portion of your wealth tied to a single stock, here are six options to manage it. Morgan Private Bank) 6 ways to manage a concentrated stock position In no particular order, here are some strategies to reduce the risk of concentrated stock holdings. Gifting: Transferring stock to family members or trusts.

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Management Taxes Estate Planning Asset Allocation 66

Abnormal Returns

DECEMBER 26, 2022

Podcasts Michael Kitces talks setting boundaries with Emily Rassam who is the Senior Financial Planner for Archer Investment Management. investmentnews.com) Practice management Why firms need to make compliance an ally, not an obstacle. mikemelissinos.substack.com) On the difference between risk tolerance and risk perception.

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Risk Tolerance Financial Planner Financial Advising Compliance 241

Nerd's Eye View

JUNE 2, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that a recent study found that advisory forms working with a younger client base tend to have relatively stronger growth in assets under management and revenue over time.

Financial Planner 246

Financial Planner Risk Tolerance Clients Financial Planning 246

WiserAdvisor

MAY 26, 2023

While no investment is entirely devoid of risk, and there is always some degree of threat to your money when you put it in the market, you can manage risk and protect your investments with some strategies. It is essential to choose investments that match your risk appetite to avoid unnecessary stress and surprises later.

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Risk Tolerance Investing Investments Financial Advisor 59

Darrow Wealth Management

MARCH 3, 2025

The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be.

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Risk Tolerance Asset Allocation Assets Portfolio 60

BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. Related: How to Determine Your Client’s Risk Capacity!

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Risk Management Clients Risk Tolerance Management 97

The Big Picture

FEBRUARY 5, 2025

Today, he’s founder and CIO of Capital Allocators and hosts a podcast by the same name, his book, So You Want to Start a Hedge Fund, Lessons for Managers and Allocators is the seminal work in the space. Barry Ritholtz : I mentioned in the introduction, we always seem to hear about the top 2% of fund managers who are the rock stars.

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Taxes Portfolio Management Investing 147

Carson Wealth

JANUARY 8, 2025

While some individuals manage their finances independently or utilize automated platforms, the personalized guidance of a financial advisor may offer distinct advantages. One study found that an advisor-managed portfolio could produce an additional 3% value add annually over a self-managed (DIY) portfolio.

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Financial Advice Financial Advisor Risk Tolerance Financial Guidance 61

Nerd's Eye View

MAY 29, 2023

using two different risk tolerance assessments), which resonated with his target clients accustomed to built-in redundancies as a key part of operating nuclear power plants. And because nuclear power is a process-driven industry, the use of standard workflows was familiar ground for many of his prospective clients.

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Risk Tolerance Financial Advisor Clients Planning 246

Your Richest Life

JANUARY 27, 2025

Your investing strategy is a personal approach based on your goals, life stage and risk tolerance. Active investing involves a hands-on approach to managing your portfolio. Transaction fees, management fees, and capital gains taxes can eat into your returns. of professionally managed portfolios in the U.S.

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Investing Investments Risk Tolerance Portfolio 52

Nerd's Eye View

JULY 3, 2024

As a result, advicers have more options than ever to add value for their clients by tailoring investment portfolios that are specific to their unique needs, goals, and risk tolerance. In this guest post, Robert Hum, a Managing Director and U.S. size, industry, location) of early mutual funds.

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Portfolio Clients Risk Tolerance Accounting 189

Wealth Management

SEPTEMBER 6, 2022

When advisors address risk head-on with real world scenarios, it highlights the value of the relationship, encourages conversations that support long-term investing and helps align client goals with their risk tolerances.

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Risk Tolerance Clients Investments Investing 130

Tobias Financial

MARCH 16, 2025

A portfolio review can help you: Assess your investment objectives and confirm they align with your financial plan Evaluate your time horizon and risk tolerance Ensure proper diversification and asset allocation Review tax management strategies, including capital gains and the Net Investment Income Tax (NIIT) Monitor performance beyond just returns, (..)

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Investing Investments Risk Tolerance Asset Allocation 52

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Risk Tolerance Clients Portfolio Investing 98

Clever Girl Finance

OCTOBER 14, 2022

Although money cannot buy you happiness, it can bring a sense of security if you know how to manage your money correctly. Without a handle on money management, you may always feel like your life is one step away from a financial cliff. Let’s dive into how to manage your money the right way. Set up the right bank accounts.

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Management Budgeting Insurance Accounting 111

Carson Wealth

MARCH 7, 2024

Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. My favorite wealth management proverb is: “It’s not about timing the market, it’s about time in the market.” The longer the time horizon the more risk you’re most likely able to tolerate.

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Retirement Planning Retirement Planning Risk Tolerance 143

WiserAdvisor

AUGUST 26, 2022

When it comes to money management, there are a lot of different schools of thought. On the other hand, if you tend to struggle with budgeting or find financial planning overwhelming, then professional money management could be a better solution. Money management and financial planning are the first steps when DIYing your finances.

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Management Financial Advisor Financial Planning Retirement Planning 101

Carson Wealth

JANUARY 23, 2025

When it comes to managing your wealth and pursuing your financial goals, clarity can be key. By assigning clear purposes and timelines to each bucket, you help minimize behavioral risks like selling assets during market dips with the goal of helping your investments align with your priorities. What Is Bucketing?

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Financial Planning Planning Risk Tolerance Financial Advisor 52

The Chicago Financial Planner

FEBRUARY 5, 2022

Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. Solid, well-managed active funds can also contribute to a well-diversified portfolio. Take stock of where you are. What impact have the solid stock market gains of the past three years had on your portfolio? Costs matter.

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Investing Investments Financial Planner Risk Tolerance 184

Million Dollar Round Table (MDRT)

APRIL 25, 2024

This is measured vs. a model specific to the client’s risk tolerance. The client knows someone else (often the money manager) is driving the bus. Spot issues before they become problems. The financial advisor recommends rebalancing within the asset allocation. How will clients get service when it’s needed?

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Risk Tolerance Financial Advisor Asset Allocation Advertising 104

Random Roger's Retirement Planning

MARCH 22, 2025

I also owned the name for a couple of more risk tolerant clients. Very difficult to hold Jack Hough, writing for Barron's had a peculiarly thin article picking on managed futures. Maybe, managed futures deserves a lot of criticism and maybe it should have a warning label like Happy Fun Ball. a year, versus 5.9%

Investing 59

Investing Investments Risk Tolerance Management 59

Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. You can help them start the year right by conducting a retirement checkup.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

MainStreet Financial Planning

JULY 11, 2024

Each has unique benefits and drawbacks, and understanding these can help you decide which fits best with your financial situation, risk tolerance, and goals. Drawbacks: Requires property management: Owning rental property requires ongoing maintenance and management.

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Planning Risk Tolerance Education Investing 97

Nerd's Eye View

AUGUST 19, 2024

Key components of this transition include client service oversight, sales oversight, strategy leadership, and financial management. Next, the founder and their successor(s) can work together to create a structured process to guide the operational transition between Generation 1 (G1) and Generation 2 (G2).

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Planning Risk Tolerance Clients Valuation 130

Clever Girl Finance

MARCH 14, 2023

At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Luckily, there are ways to lower your risk (in addition to diversification) when investing while still growing portfolio income.

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Portfolio Risk Tolerance Accounting Taxes 105

Integrity Financial Planning

JUNE 7, 2023

1] What are Your Investment Goals and Risk Tolerance When selecting investments for your IRA, consider your investment goals and risk tolerance. If you are younger, you may be able to take more risks because you have a longer time horizon to earn back potential gains and receive more income in the future.

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Risk Tolerance Investing Investments Retirement 85

Fortune Financial

SEPTEMBER 25, 2023

How to Choose the Right Wealth Management Firm in Kansas City Managing your wealth is a crucial aspect of financial success and security. Let’s look at key factors to consider when selecting the ideal wealth management firm in the Kansas City metro area. But with many options available, how do you choose the right one?

Wealth Management 59

Wealth Management Management Risk Tolerance Retirement Planning 59

Brown Advisory

SEPTEMBER 6, 2022

When putting a plan in place, we believe it is critical for any mission-driven organization to develop an effective, long-term asset allocation strategy to manage its endowment assets. We also work closely with the IC to manage other organizational restrictions, such as debt covenants, when necessary. MODELING AS A TOOL.

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Asset Allocation Assets Investing Investments 98

XY Planning Network

NOVEMBER 27, 2023

The beauty of our approach—building investment strategies based on academic research and rebalancing back to the target risk tolerance as markets move—is that we can find comfort in these times by revisiting the core tenets of our belief systems.

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Risk Tolerance Financial Advisor Investing Investments 95

The Big Picture

SEPTEMBER 18, 2024

Bill Huang ran the hedge fund Archegos Capital Management and they very famously ran up a stake of a billion dollars using leverage and very aggressive trading up to $20 billion before they ultimately just blew up.

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Food Numbers Risk Tolerance Financial Planning 277

Clever Girl Finance

JANUARY 22, 2024

10 steps to manage a financial windfall Expert tip: Keep living your life normally Factoring in taxes How do you deal with sudden financial windfall? Articles related to being wise with money Manage your large sum of money smartly! 10 steps to manage a financial windfall A situation like this might feel like a stroke of luck—and it is!

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Management Certified Financial Planner Financial Planner Taxes 96

Carson Wealth

MARCH 21, 2025

Donations to endowment funds are tax-deductible, giving them a place in your overall financial management and tax plan. Quasi-Endowment Also known as a board-designated endowment, this type of endowment is managed by the governing board of the organization the fund serves, rather than by the donor.

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Distribution Nonprofit Government Taxes 52

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He’s a member of the management committee. He co-chairs a number of the asset management investment committees. I thought this was an absolutely fascinating way to see the world of investment management. And I think you will also.

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Assets Clients Investing Investments 299

Good Financial Cents

JUNE 11, 2023

You see, financial advisors that focus primarily on wealth management can be costly to keep around. They charge either a percentage of assets managed or a flat hourly rate that can run as high as several hundred dollars per hour, plus trading commissions and administrative fees. Personal Capital to the rescue. And, that’s it.

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Management Investing Investments Accounting 80