The Big Picture

DECEMBER 30, 2024

It is, instead, an important individualized effort to achieve some predetermined financial goal by balancing ones risk-tolerance level with the desire to enhance capital wealth. Market timing generally doesnt work. Better to be approximately right than precisely wrong. Take the long view. Stick to your plan.

Investing 147

Investing Investments Risk Tolerance Portfolio Management 147

Nerd's Eye View

JUNE 5, 2023

This month's edition kicks off with the news that Riskalyze has completed its previously-announced rebranding, and will now be known as “Nitrogen”, a ”growth platform” for advisory firms – which represents less of a shift in the platform’s core function (given that Riskalyze’s risk tolerance tool was always (..)

Risk Tolerance 245

Risk Tolerance Retirement License Retirement Planning 245

The Big Picture

OCTOBER 14, 2022

There’s nothing like confusing market action to send people into narrative creation overdrive. Yesterday’s 2% collapse on hotter-than-expected CPI data, followed by ~5% recovery to finish the day up more than 2% is a perfect example of random market action begetting endless explanations. What was the takeaway from CPI?

Risk Tolerance 336

Risk Tolerance Sales Marketing Marketing 336

Nerd's Eye View

MAY 8, 2024

Over the years, 2 types of measurement tools have emerged as the standards for assessing risk tolerance: 1) psychometric tests, which feature a series of questions (such as, "What amount of risk do you feel you have taken with past financial decisions?")

Clients 246

Clients Risk Tolerance Financial Planning Planning 246

The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. The combination of higher inflation, higher interest rates and the situation in Ukraine are all fueling this market volatility. Regardless, here are five things you should do during a stock market correction.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Nerd's Eye View

JUNE 3, 2024

This month's edition kicks off with the news that 'startup' custodian Altruist has completed a $169 million fundraising round as it continues to rebuild the RIA custodial tech stack layer-by-layer while positioning itself as the biggest RIA custodian built from scratch and solely for advisors – which, while making it the clear #3 custodian behind (..)

Risk Tolerance 246

Risk Tolerance Communication Startup Financial Planning 246

Tobias Financial

APRIL 14, 2025

Market downturns can bring uncertainty, and with recent headlines about tariffs and economic shifts, you may be wondering whats next. Just weeks ago, analysts were predicting continued market growth, and now, concerns about global trade and economic conditions are leading to increased volatility.

Portfolio 52

Portfolio Risk Tolerance Marketing Marketing 52

WiserAdvisor

MAY 26, 2023

Risk refers to the potential for loss or negative returns when you invest your money in a market-linked security. There are different types of risks, including market, credit, inflation, and liquidity risk, among others. A financial advisor can help you understand your investment risk tolerance.

Risk Tolerance 59

Risk Tolerance Investing Investments Financial Advisor 59

Advisor Perspectives

SEPTEMBER 18, 2024

A client recently refused to complete my risk tolerance questionnaire. After looking through our instrument, with its fairly standard hypotheticals about market movements and portfolio returns, they said, “That’s not how I think about risk.”

Risk Tolerance 49

Risk Tolerance Portfolio Clients Marketing 49

Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. But in the preamble to the white paper, nebo’s authors directly address the thing I had been missing.

Risk Tolerance 40

Risk Tolerance Financial Planning Portfolio Asset Allocation 40

Nerd's Eye View

MAY 29, 2023

When Ryan first opened his firm after 15 years in the nuclear power industry, and only a few months working as an advisor, he marketed himself to the broadest range of potential clients possible, using generic marketing and content creation. Ryan’s first step was to redesign his website. Read More.

Risk Tolerance 246

Risk Tolerance Financial Advisor Clients Planning 246

Nerd's Eye View

MARCH 20, 2024

decreasing withdrawals if market returns are weak and the probability of success falls, or vice versa), making them somewhat less useful for ongoing planning engagements where an advisor could recommend spending changes if they become necessary. Read More.

Communication 246

Communication Clients Financial Planning Risk Tolerance 246

Validea

APRIL 4, 2025

The recent market sell-off, driven by rising tariff concerns and economic uncertainty, has significantly impacted retail and consumer-facing stocks. SHOO) : Footwear designer and marketer, currently paying a dividend yield of 3.6%. While these declines have rattled many investors, they have also created attractive opportunities.

Retail 52

Retail Risk Tolerance Marketing Marketing 52

XY Planning Network

NOVEMBER 27, 2023

October ended with the S&P 500, Russell 3000, MSCI World Ex USA, MSCI Emerging Markets, and DJ Global Select REIT in the negative for 1-month and 3-month periods, so some clients will certainly be ready for us to answer the question, “What is it this time?”

Risk Tolerance 109

Risk Tolerance Financial Advisor Investing Investments 109

Tobias Financial

APRIL 8, 2025

Recent headlines around escalating tariffs have rattled the financial markets, leaving many retirees understandably concerned. Our Portfolio Manager, Chad NeSmith, CFA, CFP was recently quoted in an Associated Press article discussing how retirees are reacting to the market volatility spurred by the latest tariff announcements.

Portfolio 52

Portfolio Risk Tolerance Marketing Marketing 52

Darrow Wealth Management

MARCH 3, 2025

For example, stocks are categorized by sectors, region, market capitalization, style, etc. The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. Both of these help investors stay the course during market downturns. Morgan Asset Management.

Risk Tolerance 67

Risk Tolerance Asset Allocation Assets Portfolio 67

Nationwide Financial

OCTOBER 12, 2022

Investors now have a lot on their minds — inflation, market volatility, worries about a potential recession, etc. The possibility of a bear market for stocks adds even more stress for investors. What do “bear” and “bull” mean in the stock market? A bear market is typically defined as a 20% decline from peak to trough.

Investing 105

Investing Investments Risk Tolerance Marketing 105

Wealth Management

SEPTEMBER 6, 2022

Stress testing is a dynamic and powerful tool for measuring and explaining the risks associated with potential market events.

Risk Tolerance 130

Risk Tolerance Clients Investing Investments 130

Nerd's Eye View

NOVEMBER 7, 2022

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: Orion’s Redtail launches “Redtail Campaigns” in partnership with Snappy Kraken to facilitate CRM-based drip marketing emails.

Risk Tolerance 241

Risk Tolerance Startup Compliance Clients 241

The Chicago Financial Planner

NOVEMBER 8, 2021

At some point we are bound to see a stock market correction of some magnitude, hopefully not on the order of the 2008-09 financial crisis. The PBS Frontline special The Retirement Gamble put much of the blame on Wall Street and they are right to an extent, especially as it pertains to the overall market drop. Review and rebalance .

Retirement 130

Retirement Marketing Marketing Financial Planner 130

Nerd's Eye View

JULY 3, 2024

Over the past few decades, technological advances and plummeting transaction costs have facilitated the emergence of a dizzying variety of ways to gain exposure to very specific areas of the market. size, industry, location) of early mutual funds. Specifically, 'high-quality' companies share several similar fundamental characteristics.

Portfolio 189

Portfolio Clients Risk Tolerance Accounting 189

Your Richest Life

JANUARY 27, 2025

Your investing strategy is a personal approach based on your goals, life stage and risk tolerance. They spend time researching undervalued or up-and-coming investment opportunities, and watch the markets closely. Oftentimes, the goal with active investing is to time (and beat) the market. What is passive investing?

Investing 52

Investing Investments Risk Tolerance Portfolio 52

Carson Wealth

JANUARY 8, 2025

They consider your current financial situation, risk tolerance, and future objectives to help develop a comprehensive plan. Behavioral Guidance and Emotional Support Investing often involves emotional decision-making, which can lead to impulsive actions during market volatility.

Financial Advice 64

Financial Advice Financial Advisor Risk Tolerance Financial Guidance 64

The Big Picture

FEBRUARY 5, 2025

Ted Seides : The original premise of hedge funds was to deliver an equity-like return in marketable securities with less risk than the equity markets. So literally hedged funds, a fund that had some hedging component that would reduce risk. Barry, what you just described describes markets. Why hedge funds?

Taxes 147

Taxes Portfolio Management Investing 147

Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. Suppose they made emotional investment decisions during the market volatility of 2022.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

The Chicago Financial Planner

FEBRUARY 5, 2022

Every year the Super Bowl Indicator is resurrected as a forecasting tool for the stock market. The indicator says that a win by a team from the old pre-merger NFL is bullish for the stock market, while a win by a team from the old AFL is a bad sign for the markets. Rams) won in 2000 and the market dropped.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Integrity Financial Planning

SEPTEMBER 26, 2022

What Can We Expect from the Markets? We might see sustained inflation, more market volatility, and an overall tighter economy. When markets were smooth sailing, it may have felt easy to put your retirement finances on autopilot and watch them grow. Why Meet with a Financial Advisor?

Financial Advisor 98

Financial Advisor Retirement Planning Marketing Marketing 98

A Wealth of Common Sense

JULY 13, 2023

A reader asks: I am a 34-year-old with a high risk tolerance. The one thing I have a hard time finding a tried and true answer on when I do research is how to best allocate my stock investments among large-cap, mid-cap, international, emerging markets, etc. All of my investment accounts are 100% invested in stocks.

Risk Tolerance 98

Risk Tolerance Investing Investments Portfolio 98

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

Risk Tolerance 98

Risk Tolerance Clients Portfolio Investing 98

Clever Girl Finance

MARCH 14, 2023

At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Luckily, there are ways to lower your risk (in addition to diversification) when investing while still growing portfolio income.

Portfolio 105

Portfolio Risk Tolerance Accounting Taxes 105

Tobias Financial

MARCH 16, 2025

Whether youre new to investing or have years of experience, taking a step back to evaluate your strategy can help ensure that your portfolio remains aligned with your objectives, especially in times of market uncertainty and volatility. To guide your review, heres a checklist covering over 25 important considerations.

Investing 52

Investing Investments Risk Tolerance Asset Allocation 52

BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. Good communication is the key to a successful advisor-client relationship.

Risk Management 97

Risk Management Clients Risk Tolerance Management 97

Carson Wealth

JANUARY 23, 2025

Today Bucket Time horizon: 02 years Purpose: Immediate needs, daily expenses, and short-term goals Investments: Cash accounts, savings accounts, short-term bonds This bucket is designed to help provide stability and gives you more access to funds for essential needs without worrying about market volatility.

Financial Planning 52

Financial Planning Planning Risk Tolerance Financial Advisor 52

Integrity Financial Planning

JUNE 7, 2023

1] What are Your Investment Goals and Risk Tolerance When selecting investments for your IRA, consider your investment goals and risk tolerance. If you are younger, you may be able to take more risks because you have a longer time horizon to earn back potential gains and receive more income in the future.

Risk Tolerance 85

Risk Tolerance Investing Investments Retirement 85

The Big Picture

SEPTEMBER 18, 2024

Brian Portnoy : And by the way there’s nothing wrong with being interested in the stock or bond market or in crypto or in any other market and seeing if you can deliver bring your insight into picking better securities or better outcomes. Brian Portnoy : Investing outside of a well-defined financial plan is speculation.

Food 277

Food Numbers Risk Tolerance Financial Planning 277

MainStreet Financial Planning

JULY 11, 2024

Each has unique benefits and drawbacks, and understanding these can help you decide which fits best with your financial situation, risk tolerance, and goals. Market risks: Real estate markets can be volatile, with property values subject to fluctuations.

Planning 92

Planning Risk Tolerance Education Investing 92

Nationwide Financial

FEBRUARY 8, 2023

The stock market’s impressive rally in January, which saw the S&P 500® Index rise over 6% and the Nasdaq Composite climb nearly 11% for the month, brightened the mood among investors after last year’s volatility. Both bears and bulls make credible arguments for potential market outcomes for 2023. It happened in 1967 and 1975.)

Risk Tolerance 103

Risk Tolerance Engineering Economy Investing 103