The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. We notice the unlikelihood of 100 in a row because of the pattern. Thanks for reading. quintillion.

Math 93

Math Numbers Medicine Marketing 93

Abnormal Returns

MAY 13, 2024

investmentnews.com) Research The problematic math of passing down generational wealth. (riabiz.com) Creative Planning is exploring its custody options. riabiz.com) Archive Intel has entered the adviser communications archiving space. blogs.cfainstitute.org) How life events affect retirement planning.

Math 288

Math Retirement Planning Financial Advice Retirement 288

Abnormal Returns

SEPTEMBER 17, 2023

thinkadvisor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. (tker.co) The performance of the big tech stocks is a historical anomaly. awealthofcommonsense.com) A look at bond market returns during a yield curve inversion. peterlazaroff.com)

Math 300

Math Retirement Sales Marketing 300

Abnormal Returns

MAY 27, 2024

kitces.com) On the math of purchasing wealth management leads. (riabiz.com) Contemplating a Carson Group without Ron Carson. investmentnews.com) Advisers How a ban on non-compete agreements will affect financial advisory firms. riabiz.com) How to know if your niche is sustainable.

Wealth Management 265

Wealth Management Math Clients Management 265

Abnormal Returns

JUNE 7, 2024

morningstar.com) Some math that traders need to know. Markets Why the ranks of 'degens' are growing. wsj.com) How to avoid the meme stock drama. scheplick.com) Crypto What Robinhood ($HOOD) wants with BitStamp. blockworks.co) Autos The car market is normalizing. nytimes.com) Unsold Tesla ($TSLA) inventory is piling up.

Math 287

Math Financial Advising Media Economy 287

Abnormal Returns

SEPTEMBER 24, 2023

aswathdamodaran.blogspot.com) How to make the math behind home ownership work (or not). (wsj.com) The life of a short-seller, even when proven correct, is no easy thing. institutionalinvestor.com) Putting a valuation on Instacart ($CART). morningstar.com)

Math 279

Math Valuation Portfolio Investments 279

Abnormal Returns

OCTOBER 23, 2024

vox.com) Retirement savings The math behind tcontributing to your 401(k) plan. (nytimes.com) Retirement The sweet spot in retirement: working because you want to. contessacapitaladvisors.com) How to navigate retirement child-free. morningstar.com) A look at the factors when deciding to do a Roth IRA conversion.

Estate Planning 279

Estate Planning Math Retirement Financial Planning 279

Abnormal Returns

APRIL 3, 2024

awealthofcommonsense.com) On the math of a 0% line of credit. (realsmartica.com) Better investors make fewer decisions. abnormalreturns.com) FOMO is real. tonyisola.com) Borrowing Why credit cards are dangerous to your wealth. axios.com) Personal finance Loss aversion is real. Rockefeller.

Math 262

Math Financial Advisor Retirement Taxes 262

Abnormal Returns

OCTOBER 11, 2024

bloomberg.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (axios.com) Not a lot to see in the September PPI report. bonddad.blogspot.com) Texas' housing market is normalizing. abnormalreturns.com) What you missed in our Thursday linkfest. abnormalreturns.com) Longform links: US cultural dominance.

Math 279

Math Financial Advising Media Economy 279

Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family. redfin.com) Investing Jeffrey K. Actor, "It’s incredibly easy to underperform by chasing dreams."

Math 280

Math Taxes Portfolio Investing 280

Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all. Why you need a plan.

Math 260

Math Retirement Taxes Insurance 260

Advisor Perspectives

MAY 21, 2024

To say that inflation data during the first quarter of the year surprised us and the markets is clearly an understatement and by Tuesday of this week, with the higher-than-expected Producer Price Index (PPI) print for April, markets were clearly on edge as they were also potentially expecting a higher reading for the Consumer Price Index (CPI) on Wednesday. (..)

Math 87

Math Economics Marketing Marketing 87

Abnormal Returns

SEPTEMBER 25, 2024

Strategy On the strange math of stock returns. fortunesandfrictions.com) Betting on smart beta has generally not worked out well for investors. morningstar.com) Companies Uber ($UBER) is making progress towards becoming a 'super-app.' on.ft.com) A Q&A with Duolingo ($DUO) CEO Luis Von Ahn. sherwood.news) CEOs are all over LinkedIn.

Math 268

Math Financial Advising Government Media 268

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." (wealthfoundme.com) Bear markets affect different classes of investors in different ways. morningstar.com) Why news outlets don't like writing about index funds.

Math 279

Math Investing Investments Planning 279

Abnormal Returns

DECEMBER 8, 2024

riabiz.com) There is no escaping the math on leveraged ETFs. linkedin.com) It's hard to make the math on hedge funds add up. Top clicks this week Vanguard wants investors to shift from cash into fixed income before its too late. humbledollar.com) What, if anything, can displace U.S. equity market dominance?

Math 174

Math Assets Marketing Marketing 174

The Big Picture

OCTOBER 20, 2023

Whether it’s a few decades or a century, the math works the same. Hey, what a very different outcome than suggesting a loss of purchasing power — if you understand money and math, you have actually gained purchasing power. And over the past few centuries, those returns have greatly exceeded inflation.

Investments 340

Investments Investing Math Medicine 340

Abnormal Returns

APRIL 24, 2024

bitchesgetriches.com) Why you need to do the math on a life insurance situation. (investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. obliviousinvestor.com) In Florida, homeowners are finding out what happens when their home insurer goes bankrupt.

Insurance 264

Insurance Math Retirement Education 264

Abnormal Returns

APRIL 1, 2024

thinkadvisor.com) Solo 401(k) contribution math can be tricky. (thinkadvisor.com) How to pull off an in-person retreat for a virtual team. kitces.com) The SEC is not done cracking down on non-compliant text messaging. obliviousinvestor.com)

Wealth Management 259

Wealth Management Math Retirement Retirement Planning 259

Abnormal Returns

JULY 24, 2024

thebookseller.com) Can AI chatbots do math? (theatlantic.com) Meta ($META) is going full-speed on AI. spyglass.org) Academic publishers are selling access to their archives to AI companies. nytimes.com) Companies Amazon's ($AMZN) big bet on Siri has not panned out as anticipated.

Math 264

Math Financial Advising Media Economy 264

Abnormal Returns

SEPTEMBER 3, 2023

Strategy The math on the 60/40 portfolio looks a lot different than it did a year ago. awealthofcommonsense.com) There is a difference between picking and choosing. humbledollar.com) Companies Nvidia ($NVDA) has succeeded with a distributed workforce. drorpoleg.com) How Amazon's ($AMZN) advertising business got so big.

Math 265

Math Financial Advising Advertising Distribution 265

Abnormal Returns

DECEMBER 1, 2024

on.spdji.com) It's hard to make the math on hedge funds add up. nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. prospect.org) The math on mass deportation doesn't add up. Markets The S&P 500 returned 5.87% in November 2024. Just ask Norway.

Math 174

Math Budgeting Food Taxes 174

The Big Picture

JUNE 9, 2024

The Journal did the math as follows: California had 726,600 people working in fast-food and other limited-service eateries in January, down 1.3% UPDATING: Spent some time investigating the origins of Manzo’s NY Post claim and found myself (suprise!) from last September, when the state backed a deal for the increased wages.

Food 336

Food Math Numbers 336

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? (kffhealthnews.org) What happens when you inherit your parent's home. wsj.com) Housing Options are few for people looking to get into the housing market. humbledollar.com) Financial planning means always adjusting your plan.

Math 245

Math Retirement Food Financial Planning 245

The Big Picture

JULY 7, 2024

That’s not even math. A bit out of sequence, but worth mentioning: The Globe took a gratuitous swipe at LA Times columnist Michael Hiltzik, who’d followed our work here with a piece of his own, citing a couple of tweets on the matter (combined here): Just one problem here, Gavin: The @latimes got its data mixed up. GovPressOffice.

Food 338

Food Math Numbers Media 338

Abnormal Returns

SEPTEMBER 18, 2023

riaintel.com) How to think about the math of entering a continuing care retirement community or CCRC. (riaintel.com) Selling a service, like financial planning, is different than selling a product. kitces.com) The structured note business is growing rapidly. investmentnews.com) Part one of a series on how to pass the CFP exam.

Planning 265

Planning Financial Advice Wealth Management Math 265

Abnormal Returns

MAY 10, 2023

financialducksinarow.com) Retirement The math behind savings rates and retiring early. (thisisthetop.substack.com) Charlie wants to be a neobank for seniors. techcrunch.com) Medicare Nothing about Medicare is simple. humbledollar.com) The ABCs of Medigap policies. ofdollarsanddata.com) Make sure you know what you are retiring to.

Math 246

Math Estate Planning Retirement Banking 246

Abnormal Returns

OCTOBER 18, 2023

awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (wsj.com) Nobody would build our current health insurance system. vox.com) Housing The worst case for the housing market - worsening affordability. wsj.com) More Florida homeowners are opting to drop insurance due to soaring premiums.

Insurance 265

Insurance Math Retirement Taxes 265

Abnormal Returns

JUNE 7, 2023

calculatedriskblog.com) Home buying math is bad right now, but will it be any better a year from now? (drorpoleg.com) Employees don't like it when a company rescinds its promise of permanent remote work. wsj.com) Work is about more than just money. businessinsider.com) Housing Should we expect 6-7% mortgages going forward? year-over-year.

Math 246

Math Financial Advising Media Economy 246

The Big Picture

MAY 25, 2023

Gaze, The Conversation, May 23, 2023 Math Professor Debunks the Dunning-Kruger Effect By Eric C. Griffiths Nature Human Behaviour, February 25 2021 See also : Debunking the Dunning-Kruger effect – the least skilled people know how much they don’t know, but everyone thinks they are better than average By Eric C.

Math 321

Math Investments Investing 321

The Big Picture

DECEMBER 18, 2024

” A bit of quick math: 726,600/0.987 = 736,170 (starting point). Journal (restaurant) reporter who inappropriately used non-seasonally adjusted numbers to make the following claim : “California had 726,600 people working in fast-food and other limited-service eateries in January [2024], down 1.3% 726,600 – 736,170 = -9,570.

Food 260

Food Math Numbers Economics 260

Abnormal Returns

OCTOBER 12, 2024

thecollegefinanciallady.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (statsignificant.com) College Why are men choosing not to go college? celestemdavis.substack.com) How to get financial aid and scholarships. abnormalreturns.com) What you missed in our Friday linkfest. Then check out our weekly e-mail newsletter.

Math 277

Math Electronics Financial Advising Insurance 277

The Big Picture

SEPTEMBER 10, 2022

KCP Group ). • Your Career Is Just One-Eighth of Your Life : Five pieces of career advice, shaped by economics, psychology, and a little bit of existential math. ( Here are some of the most interesting things I found. ( The Atlantic ). •

Math 311

Math Wealth Management Accounting Media 311

Abnormal Returns

OCTOBER 19, 2024

npr.org) The math on farmed fish doesn't work. (wsj.com) Food Egg producers are rapidly transitioning to cage-free operations. fooddive.com) The success story that is Siete Foods. wsj.com) Can salmon farming ever be sustainable? newscientist.com) Pickles are hot right now. economist.com) Drink Wine sales dropped 8% in the past year.

Food 279

Food Math Financial Advising Startup 279

The Big Picture

DECEMBER 12, 2022

Yet the fundamental math of bond returns bodes well for 2023, our columnist says. ( The bond market certainly DID NOT see the pandemic-induced inflation coming. ( A Wealth of Common Sense ) see also After a Terrible Year for Bonds, the Outlook Is Better : October capped their worst 12-month period ever, and the economy is under pressure.

Math 306

Math Economy Communication Economics 306

Random Roger's Retirement Planning

OCTOBER 26, 2024

First, is the math right based on my numbers? If we guess just 2 billion people, and that is just a guess, and divide that into the 15.2 million Bitcoin, I think that works out to just under 1/100th of a Bitcoin per person, which works out to less than $100 per person at the current price. How can it solve anyone's problem?

Math 52

Math Portfolio Numbers Taxes 52

The Big Picture

FEBRUARY 17, 2023

Wall Street Journal ) • From Math Camp to Handcuffs: FTX’s Downfall Was an Arc of Brotherhood and Betrayal : Gary Wang and Sam Bankman-Fried are offering dueling accounts of the FTX fiasco and of who’s ultimately to blame. Most economic downturns hit lower-income Americans hardest, but this time is different. Here’s your investing playbook.

Math 290

Math Advertising Food Retail 290

Nerd's Eye View

JUNE 21, 2024

Also in industry news this week: A recent survey indicates that financial advisors continue to move towards ETFs and away from mutual funds when it comes to client portfolio recommendations, though a majority of advisors continue to see a role for active management in the investment management process A former employee has filed a lawsuit alleging (..)

Financial Planner 246

Financial Planner Financial Advisor Taxes Math 246