oXYGen Financial

SEPTEMBER 3, 2023

![CDATA[ Two new trends have been circling social media: girl dinner girl math. While they may seem harmless enough (and entertainingly funny), girl math highlights the ways we all can rationalize away indulgent purchases. However, all women should be careful with how far these rationalizations go.

Math 105

Math Media 105

Abnormal Returns

MAY 19, 2024

morningstar.com) The problematic math of passing down generational wealth. Top clicks this week Three assets that don't diversify your portfolio as well as you think. blogs.cfainstitute.org) International diversification requires a long time horizon. awealthofcommonsense.com) The S&P 500 is now nearly 40% of global market cap.

Math 298

Math Assets Portfolio Marketing 298

Wealth Management

AUGUST 8, 2023

Flat rent growth in recent months and a higher cost of capital have made even well-capitalized players more cautious.

Math 246

Math 246

Abnormal Returns

SEPTEMBER 29, 2024

abnormalreturns.com) Top clicks this week On the strange math of stock returns. Also on the site The investment world was a different place when Josh Brown started writing. In "You Weren't Supposed to See That" he takes a look back. fortunesandfrictions.com) Investors have won the war on fees. Then there's risk.

Math 299

Math Investing Investments 299

Wealth Management

DECEMBER 12, 2023

The Wall Street Journal examined the tricky math involved in valuing private real estate funds. Alts firms that have historically catered to big investors and institutions, like KKR, Blackstone, Apollo and Ares, are all pursuing individual investors with new products, reports Forbes.

Math 288

Math Investing Investments 288

Abnormal Returns

DECEMBER 3, 2024

Fund management There is no escaping the math on leveraged ETFs. linkedin.com) Why CITs are cheaper than mutual funds. crr.bc.edu) Technology AWS is spinning up an Nvidia ($NVDA) competitor using its own chips. wsj.com) Meta ($META) is reportedly investing $10 billion in subsea cables.

Math 147

Math Valuation Startup Economy 147

The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. We notice the unlikelihood of 100 in a row because of the pattern. Thanks for reading. quintillion.

Math 95

Math Numbers Medicine Marketing 95

Abnormal Returns

MAY 13, 2024

investmentnews.com) Research The problematic math of passing down generational wealth. (riabiz.com) Creative Planning is exploring its custody options. riabiz.com) Archive Intel has entered the adviser communications archiving space. blogs.cfainstitute.org) How life events affect retirement planning.

Math 287

Math Retirement Planning Financial Advice Retirement 287

Abnormal Returns

SEPTEMBER 17, 2023

thinkadvisor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. (tker.co) The performance of the big tech stocks is a historical anomaly. awealthofcommonsense.com) A look at bond market returns during a yield curve inversion. peterlazaroff.com)

Math 299

Math Retirement Sales Marketing 299

Abnormal Returns

MAY 27, 2024

kitces.com) On the math of purchasing wealth management leads. (riabiz.com) Contemplating a Carson Group without Ron Carson. investmentnews.com) Advisers How a ban on non-compete agreements will affect financial advisory firms. riabiz.com) How to know if your niche is sustainable.

Wealth Management 264

Wealth Management Math Management Clients 264

Abnormal Returns

JUNE 7, 2024

morningstar.com) Some math that traders need to know. Markets Why the ranks of 'degens' are growing. wsj.com) How to avoid the meme stock drama. scheplick.com) Crypto What Robinhood ($HOOD) wants with BitStamp. blockworks.co) Autos The car market is normalizing. nytimes.com) Unsold Tesla ($TSLA) inventory is piling up.

Math 286

Math Financial Advising Media Economy 286

Abnormal Returns

SEPTEMBER 24, 2023

aswathdamodaran.blogspot.com) How to make the math behind home ownership work (or not). (wsj.com) The life of a short-seller, even when proven correct, is no easy thing. institutionalinvestor.com) Putting a valuation on Instacart ($CART). morningstar.com)

Math 278

Math Valuation Portfolio Investing 278

Abnormal Returns

FEBRUARY 25, 2024

humbledollar.com) Doing the math on a hybrid vs. conventional ICE. (awealthofcommonsense.com) 11 financial mistakes to avoid including 'Not carrying umbrella coverage.' humbledollar.com) Why planning in retirement is so challenging. bestinterest.blog) Why older women are saying no to marriage, largely for money reasons.

Math 283

Math Wealth Management Retirement Planning 283

Abnormal Returns

OCTOBER 23, 2024

vox.com) Retirement savings The math behind tcontributing to your 401(k) plan. (nytimes.com) Retirement The sweet spot in retirement: working because you want to. contessacapitaladvisors.com) How to navigate retirement child-free. morningstar.com) A look at the factors when deciding to do a Roth IRA conversion.

Estate Planning 278

Estate Planning Math Retirement Financial Planning 278

Abnormal Returns

APRIL 3, 2024

awealthofcommonsense.com) On the math of a 0% line of credit. (realsmartica.com) Better investors make fewer decisions. abnormalreturns.com) FOMO is real. tonyisola.com) Borrowing Why credit cards are dangerous to your wealth. axios.com) Personal finance Loss aversion is real. Rockefeller.

Math 262

Math Financial Advisor Retirement Banking 262

Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family. redfin.com) Investing Jeffrey K. Actor, "It’s incredibly easy to underperform by chasing dreams."

Math 279

Math Taxes Portfolio Investing 279

Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all. Why you need a plan.

Math 259

Math Retirement Taxes Insurance 259

Abnormal Returns

OCTOBER 11, 2024

bloomberg.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (axios.com) Not a lot to see in the September PPI report. bonddad.blogspot.com) Texas' housing market is normalizing. abnormalreturns.com) What you missed in our Thursday linkfest. abnormalreturns.com) Longform links: US cultural dominance.

Math 278

Math Financial Advising Media Economy 278

Abnormal Returns

SEPTEMBER 25, 2024

Strategy On the strange math of stock returns. fortunesandfrictions.com) Betting on smart beta has generally not worked out well for investors. morningstar.com) Companies Uber ($UBER) is making progress towards becoming a 'super-app.' on.ft.com) A Q&A with Duolingo ($DUO) CEO Luis Von Ahn. sherwood.news) CEOs are all over LinkedIn.

Math 267

Math Financial Advising Media Government 267

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." (wealthfoundme.com) Bear markets affect different classes of investors in different ways. morningstar.com) Why news outlets don't like writing about index funds.

Math 278

Math Investing Investments Planning 278

Advisor Perspectives

MAY 21, 2024

To say that inflation data during the first quarter of the year surprised us and the markets is clearly an understatement and by Tuesday of this week, with the higher-than-expected Producer Price Index (PPI) print for April, markets were clearly on edge as they were also potentially expecting a higher reading for the Consumer Price Index (CPI) on Wednesday. (..)

Math 87

Math Economics Marketing Marketing 87

The Big Picture

OCTOBER 20, 2023

Whether it’s a few decades or a century, the math works the same. Hey, what a very different outcome than suggesting a loss of purchasing power — if you understand money and math, you have actually gained purchasing power. And over the past few centuries, those returns have greatly exceeded inflation.

Investing 340

Investing Investments Math Medicine 340

Abnormal Returns

APRIL 24, 2024

bitchesgetriches.com) Why you need to do the math on a life insurance situation. (investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. obliviousinvestor.com) In Florida, homeowners are finding out what happens when their home insurer goes bankrupt.

Insurance 263

Insurance Math Retirement Education 263

Abnormal Returns

APRIL 1, 2024

thinkadvisor.com) Solo 401(k) contribution math can be tricky. (thinkadvisor.com) How to pull off an in-person retreat for a virtual team. kitces.com) The SEC is not done cracking down on non-compliant text messaging. obliviousinvestor.com)

Wealth Management 258

Wealth Management Math Retirement Retirement Planning 258

Abnormal Returns

JULY 24, 2024

thebookseller.com) Can AI chatbots do math? (theatlantic.com) Meta ($META) is going full-speed on AI. spyglass.org) Academic publishers are selling access to their archives to AI companies. nytimes.com) Companies Amazon's ($AMZN) big bet on Siri has not panned out as anticipated.

Math 264

Math Financial Advising Media Economy 264

Abnormal Returns

SEPTEMBER 3, 2023

Strategy The math on the 60/40 portfolio looks a lot different than it did a year ago. awealthofcommonsense.com) There is a difference between picking and choosing. humbledollar.com) Companies Nvidia ($NVDA) has succeeded with a distributed workforce. drorpoleg.com) How Amazon's ($AMZN) advertising business got so big.

Math 264

Math Financial Advising Advertising Distribution 264

The Big Picture

JUNE 9, 2024

The Journal did the math as follows: California had 726,600 people working in fast-food and other limited-service eateries in January, down 1.3% UPDATING: Spent some time investigating the origins of Manzo’s NY Post claim and found myself (suprise!) from last September, when the state backed a deal for the increased wages.

Food 336

Food Math Numbers 336

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? (kffhealthnews.org) What happens when you inherit your parent's home. wsj.com) Housing Options are few for people looking to get into the housing market. humbledollar.com) Financial planning means always adjusting your plan.

Math 245

Math Retirement Food Financial Planning 245

Abnormal Returns

SEPTEMBER 18, 2023

riaintel.com) How to think about the math of entering a continuing care retirement community or CCRC. (riaintel.com) Selling a service, like financial planning, is different than selling a product. kitces.com) The structured note business is growing rapidly. investmentnews.com) Part one of a series on how to pass the CFP exam.

Planning 264

Planning Financial Advice Wealth Management Math 264

The Big Picture

JULY 7, 2024

That’s not even math. A bit out of sequence, but worth mentioning: The Globe took a gratuitous swipe at LA Times columnist Michael Hiltzik, who’d followed our work here with a piece of his own, citing a couple of tweets on the matter (combined here): Just one problem here, Gavin: The @latimes got its data mixed up. GovPressOffice.

Food 338

Food Math Numbers Media 338

Abnormal Returns

MAY 10, 2023

financialducksinarow.com) Retirement The math behind savings rates and retiring early. (thisisthetop.substack.com) Charlie wants to be a neobank for seniors. techcrunch.com) Medicare Nothing about Medicare is simple. humbledollar.com) The ABCs of Medigap policies. ofdollarsanddata.com) Make sure you know what you are retiring to.

Math 246

Math Estate Planning Retirement Banking 246

Abnormal Returns

OCTOBER 18, 2023

awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (wsj.com) Nobody would build our current health insurance system. vox.com) Housing The worst case for the housing market - worsening affordability. wsj.com) More Florida homeowners are opting to drop insurance due to soaring premiums.

Insurance 264

Insurance Math Retirement Taxes 264

Abnormal Returns

JUNE 7, 2023

calculatedriskblog.com) Home buying math is bad right now, but will it be any better a year from now? (drorpoleg.com) Employees don't like it when a company rescinds its promise of permanent remote work. wsj.com) Work is about more than just money. businessinsider.com) Housing Should we expect 6-7% mortgages going forward? year-over-year.

Math 246

Math Financial Advising Media Economy 246

The Big Picture

MAY 25, 2023

Gaze, The Conversation, May 23, 2023 Math Professor Debunks the Dunning-Kruger Effect By Eric C. Griffiths Nature Human Behaviour, February 25 2021 See also : Debunking the Dunning-Kruger effect – the least skilled people know how much they don’t know, but everyone thinks they are better than average By Eric C.

Math 321

Math Investing Investments 321

Abnormal Returns

OCTOBER 12, 2024

thecollegefinanciallady.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (statsignificant.com) College Why are men choosing not to go college? celestemdavis.substack.com) How to get financial aid and scholarships. abnormalreturns.com) What you missed in our Friday linkfest. Then check out our weekly e-mail newsletter.

Math 276

Math Electronics Financial Advising Insurance 276

The Big Picture

SEPTEMBER 10, 2022

KCP Group ). • Your Career Is Just One-Eighth of Your Life : Five pieces of career advice, shaped by economics, psychology, and a little bit of existential math. ( Here are some of the most interesting things I found. ( The Atlantic ). •

Math 311

Math Wealth Management Accounting Media 311

The Big Picture

MARCH 24, 2025

Calculation: BEA Table 3.1 Line 20 (Current Expenditures) divided by Table 1.1.5 Line 1 (GDP). Alternatively, Item #2 below divided by GDP. “ If you torture data long enough, it will confess to anything. ” – Ronald Coase Hey, it’s @TBPInvictus. investment firm.

Government 292

Government Investing Investments Economy 292