Abnormal Returns

OCTOBER 18, 2023

humbledollar.com) Tony Isola, "Withdrawal rates are more than numbers on a spreadsheet." awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (open.spotify.com) Peter Dunn on understanding your relationship with money. open.spotify.com) Retirement Nine things to consider in retirement.

Insurance 264

Insurance Math Retirement Taxes 264

The Big Picture

MARCH 1, 2025

The ultrarich are growing in numbers, and changing wealth as we know it. ( Imagine if every sentence in a story were expected to contain the same number of alphanumeric characters. Or why we need less math in music theory. ( Everyone else hasnt. WSJ ) In an Age of Right-Wing Populism, Why Are Denmarks Liberals Winning?

Math 162

Math Startup Engineering Economy 162

Nerd's Eye View

JUNE 21, 2024

Also in industry news this week: A recent survey indicates that financial advisors continue to move towards ETFs and away from mutual funds when it comes to client portfolio recommendations, though a majority of advisors continue to see a role for active management in the investment management process A former employee has filed a lawsuit alleging (..)

Financial Planner 246

Financial Planner Financial Advisor Taxes Math 246

The Big Picture

FEBRUARY 17, 2023

Wall Street Journal ) • From Math Camp to Handcuffs: FTX’s Downfall Was an Arc of Brotherhood and Betrayal : Gary Wang and Sam Bankman-Fried are offering dueling accounts of the FTX fiasco and of who’s ultimately to blame. They have each other’s phone numbers. The stock market’s winners and losers will be different too.

Math 290

Math Advertising Food Retail 290

The Big Picture

MAY 1, 2023

But most of all, it was just simple maths according to Druck. The easy part is over. Barron’s ) • The Bear Market’s Survivors Share Their Biggest Lessons : With the S&P 500 in the longest bear market since 1973, individual investors maneuver differently from just months ago. The first was don’t lose money. I don’t like to lose.”

Math 288

Math License Economy Numbers 288

The Big Picture

MAY 9, 2024

I doubt he’s run the real numbers of being invested in the stock market tax deferred with an additional company match. The Math Doesn’t Add Up ( Rolling Stone , January 24, 2024) How TikTok Is Wiring Gen Z’s Money Brain ( WSJ , May 4, 2024) _ 1.

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Media Taxes Math Investing 336

A Wealth of Common Sense

JUNE 20, 2023

To be a successful investor you need to possess a number of different traits. You need to understand how math, statistics and probabilities work. You need to understand corporations and the global economy generally function over the long haul. You also need a deep understanding of financial market history from booms to.

Financial Advice 145

Financial Advice Math Economy Financial Market 145

The Big Picture

MAY 31, 2024

We discuss how he began as a math major but didn’t want to go into physics, engineering or academia, so finance was the next logical career option. Prior to joining DoubleLine in 2009, Sherman was a senior vice president at TCW Group Inc. He is host of the podcast The Sherman Show and a CFA charter holder.

Asset Allocation 189

Asset Allocation Math Portfolio Management Engineering 189

The Big Picture

AUGUST 11, 2023

Bloomberg ) • From Pepperoni Math to Nepo Babies, Summer Is for Interns : Your first experience at work is not often forgotten. The rental market slowdown in finally reflected in inflation numbers Source: Apartment List Sign up for our reads-only mailing list here. Buffett won).

Math 245

Math Management Numbers Investing 245

The Big Picture

JUNE 24, 2023

To be a successful investor you need to possess a number of different traits. You need to understand how math, statistics and probabilities work. Pour yourself a mug of coffee, grab a seat outside, and get ready for our longer-form weekend reads: • The Evolution of Financial Advice.

Math 268

Math Advertising Financial Advice Assets 268

Random Roger's Retirement Planning

OCTOBER 26, 2024

That number is from a Bankrate article I found on a Google search. I'd be curious to hear if anyone else does the same search and finds a different number of lost coins. First, is the math right based on my numbers? That roughly two million Bitcoin is actually more than 10% because approximately 3.8

Math 52

Math Portfolio Numbers Taxes 52

The Big Picture

JULY 20, 2023

But just do the math: Would you prefer to give up 67 basis points (RWM’s dollar-weighted average fee is ~0.67%) or would you prefer to give up 30% of your gains PLUS pay an annual 0.79% fee for the TJUL ETF? The performance numbers reveal this is a terrible trade-off for the average retail investor. Chart after the jump ).

Financial Planning 186

Financial Planning Math Assets Management 186

A Wealth of Common Sense

JULY 18, 2023

Still others believe there is a specific number followed by a few zeroes and some commas that define wealth. Your financial situation is some combination of math and emotions so a rich life means different things to different people. Some people equate wealth to your income level. I’ve written plenty about level.

Math 98

Math Numbers 98

The Irrelevant Investor

FEBRUARY 27, 2019

It's important that investors learn about market history and have a basic understanding of math, but beyond that, less might actually be more. In Enough , Jack Bogle wrote: Numbers are not reality. Over this time, the number of 2% up or down days over rolling annual periods never got higher than 11, as you can see in the chart below.

Numbers 52

Numbers Math Marketing Marketing 52

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

Lack of Understanding of the Numbers – when presented with the outcome of financial calculators, many of us consider whatever calculations were done in the background to be tantamount to magic. There’s no shame in admitting that factor – for a lot of us, math can be very tough.

Math 113

Math Investing Investments Retirement 113

Mish Talk

DECEMBER 12, 2022

Case number one is price neutral to Bitcoin. Case number two is net negative for Bitcoin. Case Number One Let's return to case number one above: The merchant not only accepts Bitcoin but also holds it. Bitcoin Accepted Here What happens if increasing numbers of merchants accept bitcoin but do it hold it.

Numbers 130

Numbers Math Insurance Government 130

Discipline Funds

MARCH 1, 2023

Of course, this data is highly localized and we generally measure “inventory” by the number of units that are actually for sale. And that’s where the math on renting comes into play. We also don’t fully account for the record high number of units currently under construction that are not yet for sale.

Math 136

Math Numbers Sales Economy 136

Financial Symmetry

JULY 30, 2024

Some problems are easily solved with a bit of reasoning, logic, or by using a bit of math. The most thought-provoking issues aren’t numbers-based. Other problems, however, go beyond quantitative thinking.

Retirement 64

Retirement Math Numbers 64

Random Roger's Retirement Planning

NOVEMBER 6, 2023

My process here for the notional values was that the multiplier is 100 so a put struck at 4100 would hedge $410,000 worth of stock, so then I just multiplied the dollar amount by the number of puts. Why wouldn't the fund have already blown up earlier this year when the S&P 500 was up more?

Math 105

Math Education Management Accounting 105

Integrity Financial Planning

FEBRUARY 3, 2023

Confirm Your Numbers Make sure that your filing status, name, and the names and Social Security numbers of your dependents are accurate. It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!).

Taxes 82

Taxes Math Accounting Medical 82

Integrity Financial Planning

JULY 6, 2022

Quarterly statements will be required to include numbers on lifetime income. Look at the math to understand and believe it. New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan? Your 401(k) statements might look a bit different starting next month.

Retirement 95

Retirement Retirement Planning Math Financial Planning 95

The Big Picture

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. Businessweek ) but see With cash earning 5%, why risk money on the stock market? With the 10 year at 4.2% 1987 Crash 3.

Insurance 130

Insurance Math Economics Economy 130

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

Numbers 109

Numbers Assets Retirement Budgeting 109

Random Roger's Retirement Planning

JUNE 3, 2024

Do the math on your particulars like what your various sources of earned income will likely be, how much your RMDs will likely be and so on. With more normal scenarios, really crunch the numbers with your accountant. Some goal, your number, is fine to shoot for but whatever you end up with is your reality. They want you to know.

Numbers 98

Numbers Taxes Retirement Accounting 98

Nerd's Eye View

FEBRUARY 21, 2023

In this episode, we talk in-depth about how after a few mentors in China suggested that Danqin look into private banking and wealth management (as they felt it better suited her than her initial accounting major), she began Googling potential career paths in China but instead came across the CFP Board website and immediately connected with the description (..)

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

Random Roger's Retirement Planning

JANUARY 6, 2025

My 64 and 2 month number is $3049 which is where I get the $1524.50 number for her. If that money is in an IRA, that is going to change your math considerably due to having to withdraw all of that inherited IRA within 10 years.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Cornerstone Financial Advisory

JANUARY 8, 2024

Math errors: Simple addition and subtraction mistakes can delay your return. Consider using electronic filing software that does the math automatically to avoid mistakes. Giving an incorrect account number can delay your refund even further. How many times will he have to paint the number 8? What is it?

Marketing 98

Marketing Marketing Taxes Economics 98

The Big Picture

APRIL 17, 2025

These two possibilities a 10-fold increase versus a 90% drop are roughly symmetrical in terms of math (but probably not probabilities). By Devon Pendleton, Dasha Afanasieva, and Benjamin Stupples (With assistance from Karolina Sekula, Tom Maloney, Pui Gwen Yeung, and Marton Eder) Bloomberg August 13, 2024 2.

Investing 162

Investing Investments Accounting Startup 162

Carson Wealth

FEBRUARY 22, 2023

Matt Kory, Vice President, Retirement Programs As a retirement income vehicle, the 401(k) is second in popularity only to Social Security – and as CNBC reported in 2019 the number of 401(k) millionaires is at an all-time high. Just think of the numbers. People are living longer these days, and that number is only going up.

Retirement 98

Retirement Taxes Planning Math 98

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. That just isn't the reality. The diversification benefits of intermediate and longer term bonds is not what it used to be. Taking volatility out of a fixed income portfolio is fairly simple.

Marketing 95

Marketing Marketing Math Portfolio 95

Integrity Financial Planning

JANUARY 23, 2023

3] So, it’s easy math: the less you work, the less you’ll earn. While you can begin to enroll in benefits at age 62, it is encouraged that individuals wait until age 66 or 67 to be eligible to receive the highest number of benefits. [4] In fact, your benefit amount is based on the average of your 35 highest-earning years.

Retirement 89

Retirement Math Retirement Planning Planning 89

The Irrelevant Investor

NOVEMBER 20, 2021

These numbers, which felt crazy at the time, seem quaint compared to today. This number comes from Crunchbase , who just published a report showing that the number of newly minted decacorns hit a record high in 2021. Today there are 1,000 of 'em. A private company with a billion-dollar valuation used to be special.

Math 52

Math Startup Numbers Valuation 52

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

The Better Letter

MARCH 18, 2025

Nigl’s bracket finally went bust on game 50 (the third game on the second weekend) when three seed Purdue defeated number two Tennessee, 99-94, in overtime. And about 60 percent of national champions are one of the four number one seeds. A roulette wheel hitting the same number seven times in a row ( one in three billion ).

Numbers 75

Numbers Marketing Marketing Medicine 75

The Big Picture

MARCH 20, 2024

As it turns out, there are ways you can use data to your advantage, even if you’re not a math wizard. And everyone answers for, except for the person they hire, whose answer was, what number did you have in mind? the number of periods over one, three, five, and 10 years where it beats its benchmark is extremely high.

Investing 162

Investing Investments Portfolio Valuation 162

Random Roger's Retirement Planning

JUNE 30, 2024

We've gone over the math before that starting as late as 55 can catch a lot of the way up if they can afford to save a very high percentage of their income. Obviously you can discount those numbers if you expect lower returns going forward.

Retirement 75

Retirement Math Taxes Accounting 75

Validea

JUNE 14, 2023

The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap. With a current market cap of $2.8 trillion as of today, this would require an approximate increase of 3.6 times its current value.

Math 109

Math Accounting Marketing Investing 109