Abnormal Returns

OCTOBER 18, 2023

humbledollar.com) Tony Isola, "Withdrawal rates are more than numbers on a spreadsheet." awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (open.spotify.com) Peter Dunn on understanding your relationship with money. open.spotify.com) Retirement Nine things to consider in retirement.

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Insurance Math Retirement Taxes 264

David Nelson

JUNE 20, 2023

Even with that as a continued threat, evidence continues to mount that an ever-rising number of companies are starting to participate in the most hated bull market of my career. Do the Math Let’s do the math. In fact, more than 500 stocks in the index are up more than 30% year to date. Let’s take a look.

Math 52

Math Marketing Marketing Banking 52

A Wealth of Common Sense

JUNE 20, 2023

To be a successful investor you need to possess a number of different traits. You need to understand how math, statistics and probabilities work. You need to understand corporations and the global economy generally function over the long haul. You also need a deep understanding of financial market history from booms to.

Financial Advice 142

Financial Advice Math Economy Financial Market 142

The Big Picture

MAY 31, 2024

We discuss how he began as a math major but didn’t want to go into physics, engineering or academia, so finance was the next logical career option. Prior to joining DoubleLine in 2009, Sherman was a senior vice president at TCW Group Inc. He is host of the podcast The Sherman Show and a CFA charter holder.

Asset Allocation 189

Asset Allocation Math Portfolio Management Engineering 189

Financial Symmetry

JULY 30, 2024

Some problems are easily solved with a bit of reasoning, logic, or by using a bit of math. The most thought-provoking issues aren’t numbers-based. Other problems, however, go beyond quantitative thinking.

Retirement 64

Retirement Math Numbers 64

Nerd's Eye View

JUNE 21, 2024

Also in industry news this week: A recent survey indicates that financial advisors continue to move towards ETFs and away from mutual funds when it comes to client portfolio recommendations, though a majority of advisors continue to see a role for active management in the investment management process A former employee has filed a lawsuit alleging (..)

Financial Planner 223

Financial Planner Financial Advisor Taxes Math 223

Random Roger's Retirement Planning

AUGUST 17, 2023

This article obviously favors more stocks but an interesting thing not said was at what number would it make sense to just flip from individual holdings to mutual funds and ETFs. In my opinion the diversification benefit hits diminishing returns pretty close to 40 individual holdings based on math if nothing else.

Numbers 75

Numbers Portfolio Math Portfolio Management 75

The Irrelevant Investor

FEBRUARY 27, 2019

It's important that investors learn about market history and have a basic understanding of math, but beyond that, less might actually be more. In Enough , Jack Bogle wrote: Numbers are not reality. Over this time, the number of 2% up or down days over rolling annual periods never got higher than 11, as you can see in the chart below.

Numbers 52

Numbers Math Marketing Marketing 52

Abnormal Returns

DECEMBER 16, 2023

(apnews.com) Travel There is a growing number of hotel brands. popsci.com) Science Google DeepMind solved a previously unsolvable math problem. slate.com) Chronic fatigue A better estimate of the number of people with chronic fatigue syndrome in the U.S. wsj.com) How to ship your baggage ahead of your flight.

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Math Electronics Financial Advising Media 278

A Wealth of Common Sense

JULY 18, 2023

Still others believe there is a specific number followed by a few zeroes and some commas that define wealth. Your financial situation is some combination of math and emotions so a rich life means different things to different people. Some people equate wealth to your income level. I’ve written plenty about level.

Math 78

Math Numbers 78

The Big Picture

AUGUST 11, 2023

Bloomberg ) • From Pepperoni Math to Nepo Babies, Summer Is for Interns : Your first experience at work is not often forgotten. The rental market slowdown in finally reflected in inflation numbers Source: Apartment List Sign up for our reads-only mailing list here. Buffett won).

Math 245

Math Management Numbers Investments 245

The Big Picture

MAY 1, 2023

But most of all, it was just simple maths according to Druck. The easy part is over. Barron’s ) • The Bear Market’s Survivors Share Their Biggest Lessons : With the S&P 500 in the longest bear market since 1973, individual investors maneuver differently from just months ago. The first was don’t lose money. I don’t like to lose.”

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Math License Economy Economics 288

The Big Picture

FEBRUARY 17, 2023

Wall Street Journal ) • From Math Camp to Handcuffs: FTX’s Downfall Was an Arc of Brotherhood and Betrayal : Gary Wang and Sam Bankman-Fried are offering dueling accounts of the FTX fiasco and of who’s ultimately to blame. They have each other’s phone numbers. The stock market’s winners and losers will be different too.

Math 290

Math Advertising Food Retail 290

The Big Picture

SEPTEMBER 10, 2022

KCP Group ). • Your Career Is Just One-Eighth of Your Life : Five pieces of career advice, shaped by economics, psychology, and a little bit of existential math. ( History by numbers : Is history a matter of individual agency and action, or of finding and quantifying underpinning structures and patterns? The Atlantic ). •

Math 311

Math Wealth Management Accounting Media 311

The Big Picture

MAY 9, 2024

I doubt he’s run the real numbers of being invested in the stock market tax deferred with an additional company match. The Math Doesn’t Add Up ( Rolling Stone , January 24, 2024) How TikTok Is Wiring Gen Z’s Money Brain ( WSJ , May 4, 2024) _ 1.

Media 336

Media Taxes Math Investments 336

Abnormal Returns

OCTOBER 4, 2022

calculatedriskblog.com) A doubling of the mortgage rates radically changes housing math. abnormalreturns.com) Adviser links: more than the numbers. Markets Lumber prices are back down to pre-pandemic levels. theirrelevantinvestor.com) Risk parity funds have not avoided the market downturn. Then check out our weekly e-mail newsletter.

Math 130

Math Financial Advising Media Economy 130

The Big Picture

JUNE 24, 2023

To be a successful investor you need to possess a number of different traits. You need to understand how math, statistics and probabilities work. Pour yourself a mug of coffee, grab a seat outside, and get ready for our longer-form weekend reads: • The Evolution of Financial Advice.

Math 268

Math Advertising Financial Advice Assets 268

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

Lack of Understanding of the Numbers – when presented with the outcome of financial calculators, many of us consider whatever calculations were done in the background to be tantamount to magic. There’s no shame in admitting that factor – for a lot of us, math can be very tough.

Math 113

Math Investments Investing Retirement 113

Integrity Financial Planning

FEBRUARY 3, 2023

Confirm Your Numbers Make sure that your filing status, name, and the names and Social Security numbers of your dependents are accurate. It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!).

Taxes 82

Taxes Math Accounting Medical 82

The Big Picture

JULY 20, 2023

But just do the math: Would you prefer to give up 67 basis points (RWM’s dollar-weighted average fee is ~0.67%) or would you prefer to give up 30% of your gains PLUS pay an annual 0.79% fee for the TJUL ETF? The performance numbers reveal this is a terrible trade-off for the average retail investor. Chart after the jump ).

Math 186

Math Financial Planning Assets Management 186

Mish Talk

DECEMBER 12, 2022

Case number one is price neutral to Bitcoin. Case number two is net negative for Bitcoin. Case Number One Let's return to case number one above: The merchant not only accepts Bitcoin but also holds it. Bitcoin Accepted Here What happens if increasing numbers of merchants accept bitcoin but do it hold it.

Numbers 130

Numbers Math Insurance Government 130

Random Roger's Retirement Planning

NOVEMBER 6, 2023

My process here for the notional values was that the multiplier is 100 so a put struck at 4100 would hedge $410,000 worth of stock, so then I just multiplied the dollar amount by the number of puts. Why wouldn't the fund have already blown up earlier this year when the S&P 500 was up more?

Math 105

Math Education Management Taxes 105

The Big Picture

MARCH 31, 2023

The platform had punched above its weight in pure user numbers thanks to an unrivaled ability to both distribute real-time information and make expertise available. Combine these elements with your own critical faculty — to weed out the usual spam and bs — and it could feel like the only place online that really mattered.

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Banking Math Distribution Investment Advisor 162

Random Roger's Retirement Planning

JUNE 3, 2024

Do the math on your particulars like what your various sources of earned income will likely be, how much your RMDs will likely be and so on. With more normal scenarios, really crunch the numbers with your accountant. Some goal, your number, is fine to shoot for but whatever you end up with is your reality. They want you to know.

Numbers 98

Numbers Taxes Retirement Accounting 98

The Big Picture

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. Businessweek ) but see With cash earning 5%, why risk money on the stock market? With the 10 year at 4.2% 1987 Crash 3.

Insurance 130

Insurance Math Economics Economy 130

Integrity Financial Planning

JULY 6, 2022

Quarterly statements will be required to include numbers on lifetime income. Look at the math to understand and believe it. New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan? Your 401(k) statements might look a bit different starting next month.

Retirement 95

Retirement Retirement Planning Math Financial Planning 95

Discipline Funds

MARCH 1, 2023

Of course, this data is highly localized and we generally measure “inventory” by the number of units that are actually for sale. And that’s where the math on renting comes into play. We also don’t fully account for the record high number of units currently under construction that are not yet for sale.

Math 133

Math Numbers Sales Economy 133

The Irrelevant Investor

NOVEMBER 20, 2021

These numbers, which felt crazy at the time, seem quaint compared to today. This number comes from Crunchbase , who just published a report showing that the number of newly minted decacorns hit a record high in 2021. Today there are 1,000 of 'em. A private company with a billion-dollar valuation used to be special.

Math 52

Math Startup Numbers Valuation 52

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. In mathematical terms, a ratio is essentially a way to compare two numbers. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations!

Assets 85

Assets Numbers Math Retirement 85

Cornerstone Financial Advisory

JANUARY 8, 2024

Math errors: Simple addition and subtraction mistakes can delay your return. Consider using electronic filing software that does the math automatically to avoid mistakes. Giving an incorrect account number can delay your refund even further. How many times will he have to paint the number 8? What is it?

Marketing 98

Marketing Marketing Taxes Economics 98

Nerd's Eye View

FEBRUARY 21, 2023

In this episode, we talk in-depth about how after a few mentors in China suggested that Danqin look into private banking and wealth management (as they felt it better suited her than her initial accounting major), she began Googling potential career paths in China but instead came across the CFP Board website and immediately connected with the description (..)

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

Random Roger's Retirement Planning

JUNE 30, 2024

We've gone over the math before that starting as late as 55 can catch a lot of the way up if they can afford to save a very high percentage of their income. Obviously you can discount those numbers if you expect lower returns going forward.

Retirement 75

Retirement Math Taxes Accounting 75

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. That just isn't the reality. The diversification benefits of intermediate and longer term bonds is not what it used to be. Taking volatility out of a fixed income portfolio is fairly simple.

Marketing 95

Marketing Marketing Math Portfolio 95

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. And so there was a number of less liquid markets that made for quite wide spreads. And you know, I think ultimately there was a number of opportunities that came out.

Numbers 147

Numbers Banking Investments Investing 147

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

Numbers 80

Numbers Assets Retirement Budgeting 80

The Irrelevant Investor

NOVEMBER 11, 2018

By Nick Maggiulli The fact that high beta firms tend to have lower quality and higher financial leverage is perhaps one good reason why the outperformance in bull markets is more than erased during bear markets By David Varadi Real math is painfully precise. Investment finance math is sales math.

Math 52

Math Economics Economy Numbers 52

Random Roger's Retirement Planning

DECEMBER 17, 2023

Do the bottom up work, it won't take long, to figure out some real numbers. Simple math is that this person needs to save $23/yr to come up with that additional $350,000. That's not a real number of course as you'd expect new contributions to also grow. But simple math tells you that adding $5000/yr likely won't cut it.

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Retirement Math Insurance Taxes 75