Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). humbledollar.com) Planning The 'never-ending then' is an ongoing problem. morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family.

Math 279

Math Taxes Portfolio Investments 279

Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. Why you need a plan. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all.

Math 259

Math Retirement Taxes Insurance 259

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? humbledollar.com) Financial planning means always adjusting your plan. contessacapitaladvisors.com) What you need to know about solo 401(k) plans. sapientcapital.com) 529 Plans, 101. morningstar.com)

Math 245

Math Retirement Food Financial Planning 245

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." financial-imagineer.com) Morningstar ($MORN) rates the best state 529 plans. (wealthfoundme.com) Bear markets affect different classes of investors in different ways. tonyisola.com).

Math 278

Math Investing Investments Planning 278

Abnormal Returns

APRIL 1, 2024

(youtube.com) Christine Benz and Amy Arnott talk with Peter Mallouk, President and CEO of Creative Planning, about the 'messy' business of financial advice. podcasts.apple.com) Jordan Haynes talks with Justin Castelli about the important role of life planning. thinkadvisor.com) Solo 401(k) contribution math can be tricky.

Wealth Management 258

Wealth Management Math Retirement Retirement Planning 258

Abnormal Returns

APRIL 24, 2024

awealthofcommonsense.com) How to choose the right health insurance plan. bitchesgetriches.com) Why you need to do the math on a life insurance situation. (morningstar.com) The IRS has once again waived RMDs for beneficiaries subject to the 10-year rule. investmentnews.com) Insurance Why auto insurance rates are skyrocketing.

Insurance 263

Insurance Math Retirement Education 263

Abnormal Returns

MAY 10, 2023

financialducksinarow.com) Retirement The math behind savings rates and retiring early. obliviousinvestor.com) How to effectively withdraw money from a 529 plan. wsj.com) When building an estate plan, hire an attorney who specializes in it. (thisisthetop.substack.com) Charlie wants to be a neobank for seniors.

Math 246

Math Estate Planning Retirement Banking 246

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement 246

Retirement Retirement Planning Math Advertising 246

Nerd's Eye View

JUNE 21, 2024

million in assets to both retire and pass on a legacy interest (though many have yet to establish an estate plan), according to a recent survey. Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that affluent Americans believe they need an average of $5.5

Financial Planner 246

Financial Planner Financial Advisor Taxes Math 246

The Big Picture

SEPTEMBER 10, 2022

KCP Group ). • Your Career Is Just One-Eighth of Your Life : Five pieces of career advice, shaped by economics, psychology, and a little bit of existential math. ( Here are some of the most interesting things I found. ( The Atlantic ). • One Brain Molecule Decides.

Math 311

Math Wealth Management Accounting Media 311

The Big Picture

DECEMBER 12, 2022

Yet the fundamental math of bond returns bodes well for 2023, our columnist says. ( Apple Plans New Encryption System to Ward Off Hackers and Protect iCloud Data : ‘Advanced Data Protection’ will offer end-to-end encryption on iCloud backups, Notes, Photos and other services—a step that may draw ire from law enforcement. Economist ).

Math 306

Math Economy Communication Economics 306

Nerd's Eye View

MARCH 21, 2023

Brenda is a financial planner with Objective Financial Partners, an advice-only advisory firm based in Ontario, Canada, that works with clients on project-based financial plans, and also offers outsourced paraplanning to other Canadian advisory firms. My guest on today's podcast is Brenda Hiscock.

Financial Advice 246

Financial Advice Insurance Financial Advisor Financial Planning 246

The Big Picture

MAY 31, 2024

We discuss how he began as a math major but didn’t want to go into physics, engineering or academia, so finance was the next logical career option. Be sure to check out our Masters in Business next week with Peter Mallouk, CEO of Creative Planning, which manages over $300 billion in client assets.

Asset Allocation 189

Asset Allocation Math Portfolio Management Engineering 189

Abnormal Returns

SEPTEMBER 13, 2023

(theirrelevantinvestor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. humbledollar.com) Planning You can only defer your dreams for so long. humbledollar.com) Planning You can only defer your dreams for so long. tonyisola.com) You can only plan so much. Life intervenes.

Math 147

Math Retirement Retail Banking 147

The Big Picture

FEBRUARY 2, 2023

emphasis added) The red flags were there for anyone who could put their greed aside and simply focus on the math. To continue German’s work, The Washington Post teamed up with his newspaper, the Las Vegas Review-Journal, to complete one of the stories he’d planned to pursue before his killing.

Math 64

Math Investing Investments Sales 64

The Big Picture

NOVEMBER 27, 2023

When you get it wrong, it crushes your retirement plans. 24, 2023 _ 1: In particular, why average outperforms over the long run; Sommers credits not making errors (via Charlie Ellis’ “Winning the Loser’s Game”) but the nuance and math are fascinating. The less it matters, the easier it is to be bold and outside of the mainstream.4

Marketing 304

Marketing Marketing Math Retirement Planning 304

Random Roger's Retirement Planning

OCTOBER 26, 2024

First, is the math right based on my numbers? I think I can stick to my plan of not selling until it grows into a life changing piece of money but we'll see. If we guess just 2 billion people, and that is just a guess, and divide that into the 15.2 How can it solve anyone's problem?

Math 52

Math Portfolio Numbers Taxes 52

The Big Picture

JULY 20, 2023

At least, if you are a smart investor who does the right things: Set up a financial plan, manage your own behavior, engage in long-term thinking, and avoid reacting to the endless daily noise that markets + media generate. My obvious bias is that my advisory firm charges clients to create financial plans and manage their assets.

Financial Planning 186

Financial Planning Math Assets Management 186

The Big Picture

JULY 24, 2024

Morgan Housel Finance types tend to focus on attributes like intelligence, math skills and computer programming. You can know everything about math and data and markets, but if you don’t control your sense of greed and fear and you’re managing uncertainty in your behavior, none of it matters. None of it matters.

Math 273

Math Retirement Investing Investments 273

MainStreet Financial Planning

JUNE 28, 2024

When creating a college plan, it is a good idea to include grandparents early in the planning process. The lack of communication leaves uncertainty and a missed opportunity to potentially reduce the cost of college and have a solid college plan. There are no restrictions on who can contribute to a 529 plan.

Planning 69

Planning Math Accounting Education 69

The Big Picture

AUGUST 12, 2024

Sorry, but “fake it till you make it” seems like a poor plan for thinking about the future… Previously : Time to Stop Believing Deficit B t (September 3, 2021) Stimulus, More Stimulus and Taxes (January 25, 2021) Cost of Financing US Deficits Falls (December 18, 2020) Can We Please Have an Honest Debate About Tax Policy?

Economy 347

Economy Taxes Investing Investments 347

Abnormal Returns

FEBRUARY 24, 2024

grist.org) Hybrids Doing the math on a hybrid vs. conventional ICE. climate.gov) A civic sustainability plan is no small thing. EVs Mercedes Benz is pushing out the date it will go full EV. theverge.com) Why EV-only companies are struggling. wsj.com) More EVs make for less asthma. bestinterest.blog) Just how green are hybrids?

Food 246

Food Math Financial Advising Media 246

Walkner Condon Financial Advisors

JUNE 2, 2023

The importance of getting women into financial planning feels like it should go without saying. Alicia’s Experience One of my earliest experiences when I first decided to get into financial planning was participating in the Financial Planning Association’s Externship Program in the summer of 2020.

Financial Planning 98

Financial Planning Planning CFP Financial Advisor 98

The Big Picture

MARCH 23, 2024

By Pouring Billions Into Public Housing : One quarter of residents in the French capital live in government-owned housing, part of an aggressive plan to keep lower-income Parisians — and their businesses — in the city. [link] • How Does Paris Stay Paris? Hope came cheap enough, but I was also realistic. Here’s a gentle primer.

Math 189

Math Commission Insurance Government 189

The Big Picture

DECEMBER 4, 2024

Maybe it’s due to employee stock option plans. And the way math works, you end up with a stock that goes up a bunch. We’ve done the math on some of these high-yield portfolios and taxable accounts. Perhaps they have some founder stock from a startup. Maybe there was an IPO or a takeover.

Taxes 130

Taxes Portfolio Accounting Management 130

Integrity Financial Planning

JULY 6, 2022

New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan? Having an income plan is key for your retirement planning. Having an income plan is key for your retirement planning. Look at the math to understand and believe it.

Retirement 95

Retirement Retirement Planning Math Financial Planning 95

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

Even though it’s been decided that it was politically incorrect, one popular baby-boomer who is now age 63 once admitted that math is tough (Barbie, of the doll fame, who actually admitted that “Math class is tough”). There’s no shame in admitting that factor – for a lot of us, math can be very tough.

Math 113

Math Investing Investments Retirement 113

Random Roger's Retirement Planning

JANUARY 6, 2025

I understand the difficulty of that one but if you're 50, overweight and taking a half dozen medications, you should plan on health stuff being very expensive. I've said many times that I plan to wait until 70 and that I think my wife should take hers at the same time which would be 64 and 2 months. number for her.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Nerd's Eye View

FEBRUARY 21, 2023

Danqin is a Lead Advisor for Austin Asset, an independent RIA based in Austin, Texas that oversees more than $1.3 billion in assets under management for nearly 400 client households.

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

Diamond Consultants

OCTOBER 10, 2023

Plus, they’re flexible with how they price relationships including planning retainers and subscription fees. For instance, they bill on ALL assets (including 401ks not custodied at their firm) and get paid on all accounts regardless of size.

Math 52

Math Recruitment Consulting Clients 52

Integrity Financial Planning

FEBRUARY 3, 2023

Next, let’s face it, not all of us are exceptional when it comes to math. Taxpayers should always confirm that their math is correct, as this is one of the most common mistakes made when filing. [1] It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!).

Taxes 82

Taxes Math Accounting Medical 82

Million Dollar Round Table (MDRT)

MAY 28, 2024

Math has no emotion, but people do. Some of these relationships are with people who want to retire or who are already retired. Most of us can figure the rate of return on money. However, the rate of return with people and your relationship with them is exponential. But the higher up a person has gone, the harder it is.

Retirement 100

Retirement Math Financial Advisor Clients 100

Advisor Perspectives

MAY 1, 2024

A lot of financial planning software today is built to solve math problems, but what advisors really need to do is solve human problems.

Math 52

Math Clients Financial Planning Planning 52

Random Roger's Retirement Planning

NOVEMBER 6, 2023

It's been a while since this sort of thing was relevant for my day job so something could have changed, weeklies didn't exist for example, but if my math is correct then it was way over exposed which would account for last week's decline in the fund price. Please leave a comment if I did the work incorrectly.

Math 105

Math Education Management Taxes 105

Integrity Financial Planning

JANUARY 23, 2023

3] So, it’s easy math: the less you work, the less you’ll earn. Lastly, it is crucial that individuals planning to earn Social Security monitor their earnings and check for mistakes once enrolled. In fact, your benefit amount is based on the average of your 35 highest-earning years. [3]

Retirement 89

Retirement Math Retirement Planning Planning 89

Clever Girl Finance

JULY 12, 2022

We all know we should save more of our money to prepare for coming events, so learning how to make a savings plan is essential. That said, a weekly or bi-weekly savings plan can help you reach goals. A weekly savings plan or bi-weekly savings plan (saving every two weeks) helps you break down your goals. every two weeks.

Planning 52

Planning Budgeting Accounting Numbers 52

Random Roger's Retirement Planning

MARCH 18, 2025

And checking in on the GraniteShares YieldBoost SPY ETF (YSPY) that sells put spreads on a levered S&P 500 ETF; Yes, that is a rough start, clearly, but interestingly the math checks out. YSPY sells put spreads on a 3x fund. Oddly, the fund page no longer mentioned targeting a 2x outcome, it appears to now say 3x.

Marketing 52

Marketing Marketing Math Portfolio 52