Abnormal Returns

NOVEMBER 27, 2024

msn.com) Aging Spending more money doesn't necessarily make for a more fulfilling retirement. (wsj.com) 10 facts about the U.S. housing market including '40% of U.S. homes don't have a mortgage.' apolloacademy.com) How higher property taxes would help unlock the housing market.

Portfolio 147

Portfolio Financial Planning Estate Planning Planning 147

Wealth Management

AUGUST 29, 2023

How to address some of the frictional forces found in a typical retirement investment portfolio.

Retirement 244

Retirement Investing Investments Portfolio 244

Wealth Management

OCTOBER 4, 2022

How whole life insurance can help retirees prepare for market downturns.

Portfolio 243

Portfolio Retirement Insurance Marketing 243

Nerd's Eye View

DECEMBER 27, 2024

The report suggests this might be due in part to increased RIA valuations and the assumption of some firm founders that next-generation employees won't be financially able to buy out the firm from them, though additional data indicates that many firms don't have career paths in place that could help next-generation advisors envision their path to firm (..)

Financial Planner 246

Financial Planner Insurance Coverage Insurance Valuation 246

Wealth Management

JULY 31, 2023

How whole life insurance can help retirees prepare for market downturns.

Portfolio 237

Portfolio Retirement Insurance Marketing 237

Nerd's Eye View

JANUARY 4, 2023

And when it comes to retirement planning, one popular technique is the use of ‘guardrails’, which set an initial monthly withdrawal rate that can be later adjusted as the size of the client’s portfolio changes. If the portfolio balance declines due to excess distributions (e.g., annual withdrawal rate).

Retirement 246

Retirement Distribution Retirement Planning Asset Allocation 246

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. If you own 10,000 shares, you receive $40,000 in dividend income (before taxes) and have a portfolio currently worth $2M.

Retirement 67

Retirement Asset Allocation Taxes Portfolio 67

Abnormal Returns

DECEMBER 25, 2024

awealthofcommonsense.com) Retirement Seven hidden traps of retirement including 'Not focusing on creative endeavors to maximize your fulfillment.' theretirementmanifesto.com) What's changing for retirement in 2025. morningstar.com) Investing Three easy ways to simplify your portfolio.

Financial Advice 147

Financial Advice Retirement Taxes Insurance 147

Abnormal Returns

NOVEMBER 20, 2024

(sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher. 50fires.com) Retirement Gray divorce can have a huge effect on your retirement. nytimes.com) Taxes in retirement only get more complicated.

Estate Planning 162

Estate Planning Retirement Marketing Marketing 162

Abnormal Returns

APRIL 8, 2025

mrzepczynski.blogspot.com) Are researchers building portfolios all wrong? papers.ssrn.com) Portfolio rebalancing The benefits of portfolio rebalancing are overstated. roberthuebscher.substack.com) Your portfolio rebalancing frequency doesn't matter all that much. Quant stuff The case for simple models using more data.

Portfolio 147

Portfolio Retirement Economics Assets 147

Abnormal Returns

MARCH 10, 2025

citywire.com) The latest in advisor fintech news including saturation in the portfolio management tech space. flowfp.com) Stop using this phrase in retirement planning. thinkadvisor.com) Why clients may feel like they can't have enough assets in retirement. Advisortech The CFP Board has released guidelines for using AI.

Estate Planning 162

Estate Planning Retirement Planning CFP Portfolio Management 162

Nerd's Eye View

SEPTEMBER 20, 2023

Sequence-of-inflation risk can substantially impact a financial plan and failing to consider this risk can lead advisors to overestimate sustainable spending and underestimate risk in retirement. Though most plans are affected at least somewhat by inflation risk, certain factors make accounting for it especially important.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Abnormal Returns

DECEMBER 18, 2024

barrons.com) Don't let bad energy ruin your portfolio. tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. blairbellecurve.com) Learning is unlearning.

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Random Roger's Retirement Planning

MARCH 15, 2025

You're 81 and been taking income from your portfolio for 15 years, what matters to you more, that you can continue to take what you need from your portfolio or that four year run in your mid-50's when you beat (or lagged) the market? If you're 81 and can no longer meet your income need from your portfolio, that is what matters.

Portfolio 59

Portfolio Medical Marketing Marketing 59

Abnormal Returns

JANUARY 1, 2025

wsj.com) Portfolio simplicity keeps paying off. readthejointaccount.com) The case for never retiring. Pay your taxes. axios.com) Consider doing Roth IRA conversions for your heirs. financialducksinarow.com) Returns Chasing higher bank interest rates is losing its appeal. mr-stingy.com) When leasing a car makes sense.

Taxes 162

Taxes Retirement Banking Portfolio 162

Abnormal Returns

FEBRUARY 26, 2025

ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. (tonyisola.com) Age is just one factor when it comes to your asset allocation. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 162

Asset Allocation Retirement Financial Planning Accounting 162

Abnormal Returns

MAY 22, 2024

ritholtz.com) Steve Chen talks with Robert Brokamp about retirement planning and purpose. newretirement.com) Retirement Don't let too risky a portfolio ruin your retirement. bestinterest.blog) Private equity is not the solution to retirement shortfalls. wealthmanagement.com) Retirement income is a balancing act.

Retirement Planning 276

Retirement Planning Retirement Portfolio Planning 276

Nerd's Eye View

OCTOBER 15, 2024

What's unique about Mark, though, is how he uses a liability-driven-investing approach to build retirement portfolios and manage sequence of return risk, with a particular focus on using closed end bond funds to generate income needed to cover his client's expenses during the early (and most financially dangerous) years of retirement.

Retirement 130

Retirement Portfolio Management Investing 130

Abnormal Returns

SEPTEMBER 3, 2023

Top clicks this week How (and where) to hold cash in your portfolio. morningstar.com) Do you need commodities in your portfolio? theverge.com) The story of a portfolio manager holding onto Credit Suisse stock too long. (mr-stingy.com) blog.thinknewfound.com) Seven things we lose in retirement including structure.

Portfolio Management 277

Portfolio Management Retirement Portfolio Management 277

A Wealth of Common Sense

OCTOBER 3, 2024

Further Reading: Planning For Early Retirement 1As.

Retirement 135

Retirement Retirement Planning Planning Portfolio 135

Advisor Perspectives

MAY 20, 2024

In many ways, the journey involved with reaching the summit of Mount Everest parallels the journey to a secure retirement.

Retirement 111

Retirement Portfolio 111

Abnormal Returns

AUGUST 7, 2024

wsj.com) Retirement Seven factors when choosing the best retirement location. kindnessfp.com) So many Americans are lacking a 'third leg' to their retirement stool. morningstar.com) Seven unasked questions about retirement. theatlantic.com) Retirement savings How a national 401(k) plan would work. Add leverage.

Insurance Coverage 277

Insurance Coverage Retirement Insurance Sales 277

A Wealth of Common Sense

SEPTEMBER 26, 2024

The Roth Man himself, Bill Sweet, joined me on the show this week to discuss questions about taxes in marriage, retirement withdrawal strategies, the tax implications of selling farmland and how to manage tax rates in early retirement.

Retirement 121

Retirement Planning Portfolio Management Taxes 121

Abnormal Returns

DECEMBER 6, 2023

open.spotify.com) Christine Benz and Jeff Ptak talk all things retirement with Dan Haylett. morningstar.com) Retirement The case for (and against) taking Social Security early. humbledollar.com) Why some people choose to come out of retirement. tonyisola.com) Why drawing down a portfolio is so scary.

Retirement 288

Retirement Portfolio Clients Investing 288

Abnormal Returns

JULY 17, 2024

(rationalreminder.libsyn.com) Dan Haylett talks with Suzi Campi about repurposing one's life in retirement. humansvsretirement.com) Thomas Kopelman and Jacob Turner talk about the mindset shift needed in retirement. whitecoatinvestor.com) Retirement Why you need to retire TO something.

Retirement 260

Retirement Financial Advisor Financial Planning Portfolio 260

Abnormal Returns

DECEMBER 20, 2023

(podcasts.apple.com) Retirement How to find a new you in retirement. ofdollarsanddata.com) What's changing for retirement accounts in 2024. morningstar.com) Why it's so hard to stay retired when you retire early. downtownjoshbrown.com) A lot of stuff matters beside your portfolio.

Retirement 279

Retirement Portfolio Taxes Accounting 279

Abnormal Returns

JULY 3, 2024

morningstar.com) Steve Chen talks with Andrew Biggs about whether there really is a retirement crisis brewing in the U.S. podcasts.apple.com) Katie Gatti Tassin on whether you are saving too much for retirement. obliviousinvestor.com) How to rebalance your portfolio. ofdollarsanddata.com) In praise of a phased retirement.

Asset Allocation 274

Asset Allocation Retirement Portfolio Assets 274

Abnormal Returns

DECEMBER 23, 2024

(investmentnews.com) Succession How Snowden Lane helps advisers transition into retirement. citywire.com) Retirement Retirement from farming is just different. crr.bc.edu) Early retirement often leads to taking Social Security early. citywire.com) Retirement Retirement from farming is just different.

Financial Advising 147

Financial Advising Compliance CFP Retirement 147

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Abnormal Returns

JUNE 25, 2023

ritholtz.com) Can you make your portfolio too simple? disciplinefunds.com) Seven risks we all face in retirement. whitecoatinvestor.com) Retirement has some distinct phases. (fortunesandfrictions.com) Why you should turn off your iPhone every day. thedailybeast.com) Avoiding big errors plays a big role in investment success.

Retirement 278

Retirement Portfolio Investing Investments 278

Abnormal Returns

JULY 22, 2024

citywire.com) Retirement A Q&A with Wade Pfau about the challenges of spending in retirement. thinkadvisor.com) Why staggered retirements make a lot of sense. kitces.com) Despite the hype, alternatives are a small part of adviser portfolios. (fa-mag.com) fa-mag.com) IRA rollovers are a big business for advisers.

Compliance 264

Compliance Retirement Communication Consulting 264

Abnormal Returns

NOVEMBER 29, 2023

morningstar.com) Christine Benz and Jeff Ptak talk with Mike Moran, managing director and pension strategist for Goldman Sachs ($GS) about the state of retirement preparedness. nytimes.com) Retirement Some alternatives to a fixed retirement withdrawal rates. thinkadvisor.com) What makes up the three-legged stool of retirement.

Retirement 278

Retirement Retirement Planning Budgeting Portfolio 278

Abnormal Returns

APRIL 10, 2024

(morningstar.com) Dan Haylett talks with Eric Brotman, who is the founder and CEO of BFG Financial Advisors, about retirement as 'graduation.' wsj.com) Retirement Some reasons to go back to work after retiring. washingtonpost.com) Personal finance It's simple to put together low cost, highly diversified portfolios.

Estate Planning 262

Estate Planning Retirement Planning Retirement Taxes 262

Abnormal Returns

FEBRUARY 21, 2024

youtube.com) Retirement Why planning in retirement is so challenging. Rowe Price about non-financial considerations in retirement. morningstar.com) People work in retirement for any number of reasons. humansvsretirement.com) 3% rates make holding a mortgage in retirement easier. In fact, it's a distraction.

Retirement 275

Retirement Retirement Planning Portfolio Management Financial Advisor 275

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Are you financially ready for retirement?

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Abnormal Returns

SEPTEMBER 6, 2023

tsirpodcast.com) Retirement How do higher interest rates (for longer) affect early retirement? mrmoneymustache.com) Saving for retirement doesn't have to be complicated. humbledollar.com) How to emotionally prepare for retirement. kindnessfp.com) Consider yourself lucky in retirement. Just relax.

Retirement 264

Retirement Startup Financial Planning Planning 264

Abnormal Returns

AUGUST 30, 2023

open.spotify.com) Retirement Seven things we lose in retirement including structure. morningstar.com) Why so many people fear entering retirement. bestinterest.blog) Six personal finance mistakes including 'Constructing an unwieldy portfolio.' humbledollar.com) Five steps to take to prepare for cognitive decline.

Financial Advising 263

Financial Advising Retirement Insurance Banking 263