Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

Nerd's Eye View

OCTOBER 11, 2024

Also in industry news this week: Edward Jones, which added more new CFP professionals than any other firm last year, announced that it is planning to offer financial planning services nationwide, highlighting the value for RIAs and other firms of differentiating themselves amidst increased competition not only for clients, but also for advisor talent (..)

Financial Planner 246

Financial Planner CFP Financial Planning Retirement Planning 246

Nerd's Eye View

JANUARY 4, 2023

Financial advisors have a wide range of strategies at their disposal to create financial plans for their clients. And when it comes to retirement planning, one popular technique is the use of ‘guardrails’, which set an initial monthly withdrawal rate that can be later adjusted as the size of the client’s portfolio changes.

Retirement 246

Retirement Distribution Retirement Planning Asset Allocation 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Nerd's Eye View

NOVEMBER 1, 2023

The backdoor Roth strategy can be valuable for clients whose high income levels preclude them from making regular contributions to a Roth IRA. Advisors also can support the backdoor Roth process by communicating with clients' tax preparers about the strategy and why they are recommending it for their mutual client.

Taxes 246

Taxes Accounting Clients Retirement Planning 246

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. Its about striking a balance between enjoying your retirement and ensuring long-term security.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Discipline Funds

MARCH 10, 2025

But 20 years is a long time and most of us aren’t disciplined to let our assets sit around for 20 years because we live our lives in the present. This is also what makes retirement planning so difficult – you effectively lose an asset in your portfolio when your income stops or declines.

Assets 74

Assets Portfolio Financial Planning Insurance 74

WiserAdvisor

SEPTEMBER 13, 2022

However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement. every once in a while.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

NAIFA Advisor Today

JANUARY 28, 2025

As a Retirement Income Certified Professional and a Life and Annuities Certified Professional, John advises clients on retirement planning, investment planning, and risk management. Zack is also skilled in presenting, emceeing, event planning, program management, and social media.

Financial Planner 52

Financial Planner Recruitment Financial Services Retirement Planning 52

Dear Mr. Market

DECEMBER 3, 2024

While the premise might sound counterintuitive to those who have spent decades espousing financial discipline and planning (myself included), the arguments he presents are hard to ignore, especially with the sounds of Maui waves washing onto the beach.

Financial Planner 59

Financial Planner Retirement Planning Financial Planning Retirement 59

WiserAdvisor

SEPTEMBER 14, 2022

However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement. every once in a while.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

Nationwide Financial

JANUARY 25, 2023

The start of a new year presents opportunities for clients to make positive changes for their financial futures. According to a recent Advisor Authority survey, powered by the Nationwide Retirement Institute®, only 20% of non-retired investors have confidence in their retirement plans despite market volatility.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

Retirement Planning 96

Retirement Planning Retirement Clients Planning 96

Fortune Financial

JULY 28, 2022

Anyone who owns company stock will eventually have to decide how to distribute their assets — typically when there is a job change or retirement involved. You cannot sell the securities within the retirement plan, then move cash to a brokerage account and purchase the same shares at that point. This would negate the NUA benefit.

Taxes 98

Taxes Planning Retirement Planning Distribution 98

James Hendries

AUGUST 24, 2022

But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. ” 2 From 1990 to the present, Japan’s annual economic growth has averaged less than one percent per year. Consider the alternative—something like Japan’s “Lost Decades.”

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan.

Communication 246

Communication Clients Risk Tolerance Financial Planning 246

Nerd's Eye View

DECEMBER 21, 2022

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client’s life, advisors often use this data point as the centerpiece when they present a financial plan.

Financial Planning 246

Financial Planning Planning Retirement Portfolio 246

Covisum

MAY 6, 2022

Taking a closer look at both the annual earnings test and the lesser-known monthly earning tests can sometimes present exciting planning opportunities. There's a simple answer, but often it misses some nuance that will allow you to develop better claiming strategies for your clients.

Retirement Planning 52

Retirement Planning Retirement Planning Accounting 52

NAIFA Advisor Today

APRIL 18, 2024

David McKnight is a renowned financial advisor and expert in zero-tax retirement planning, having assisted thousands of Americans in achieving the zero percent tax bracket. He has frequently appeared in numerous national publications, including Forbes , USA Today , the New York Times , Fox Business , CBS Radio, and Bloomberg Radio.

Retirement 59

Retirement Retirement Planning Taxes Financial Advisor 59

Covisum

JULY 1, 2022

An estimated 65 million people rely on retirement and disability benefits, and many are concerned about Social Security's future. The 2022 report presents new opportunities for financial advisors who know where to look.

Retirement Planning 52

Retirement Planning Retirement Financial Advisor Planning 52

Random Roger's Retirement Planning

FEBRUARY 11, 2025

If you are a do-it-yourselfer but are presented some sort of model portfolio, great if you have an opinion about whether you do or don't want differentiation. Then ask whoever is presenting the model why they don't do it the other way. Locorr sent over a powerpoint presentation for the fund that included the following.

Portfolio 52

Portfolio Retail Taxes Clients 52

International College of Financial Planning

JULY 9, 2022

When we are busy working to earn a living and spending time with our family, first thing needs to think about is Retirement Planning. Generally, people think about Retirement planning after retirement. To plan for retired life important thing is financial plan.

Certified Financial Planner 40

Certified Financial Planner Financial Planner Retirement Planning Retirement 40

WiserAdvisor

DECEMBER 18, 2023

The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years. Retirement planning is not just about reaching a target savings number.

Retirement 81

Retirement Retirement Planning Risk Tolerance Healthcare 81

WiserAdvisor

JANUARY 16, 2024

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. Let’s consider a hypothetical scenario where your present household income is $90,000.

Retirement Planning 40

Retirement Planning Retirement Planning Financial Advisor 40

Harness Wealth

JANUARY 9, 2025

Both the Mega Backdoor Roth IRA and Mega Backdoor Roth 401(k) allow the additional contribution of funds to retirement plans after pre-tax and Roth contribution limits have been reached. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Carson Wealth

JUNE 2, 2023

For the most part, your retirement accounts – ERISA-covered qualified retirement plans and IRAs – are subject to the rules. Beginning in 2024, Roth 401(k)s, Roth 403(b)s and federal Thrift Savings Plans allowing Roth contributions will no longer be subject to RMDs when the original account owner reaches RBD.

Distribution 98

Distribution Accounting Retirement Retirement Planning 98

Ballast Advisors

APRIL 13, 2023

Understand the prospects and limitations of your business including when and how you’ll add to your retirement savings. Despite the best business plan, it is too easy to assume that your business is your retirement plan—and that could be a very costly mistake. Accessed on June 7, 2019.

Retirement Planning 40

Retirement Planning Retirement Planning Taxes 40

Indigo Marketing Agency

FEBRUARY 8, 2025

This is a forum that allows you to share your whole story and make a compelling presentation. You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies. What are the best ways to convert prospects into clients?

Financial Planner 52

Financial Planner Clients Marketing Marketing 52

Carson Wealth

DECEMBER 1, 2022

In other words, your 20s present a financial challenge. . Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. .

Retirement Planning 72

Retirement Planning Risk Tolerance Retirement Budgeting 72

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Million Dollar Round Table (MDRT)

JULY 21, 2022

This is the time to do comprehensive financial planning: retirement planning, investment planning, tax planning and estate planning. Help her focus on immediate needs, pay bills, monitor cash flow and review her investment portfolio.

Charitable Planning 97

Charitable Planning Estate Planning Retirement Planning Tax Planning 97

Indigo Marketing Agency

JUNE 19, 2023

They add confusion and remind me of the year I spent working for the Department of Defense, sitting through the worst PowerPoint presentations ever created. To learn more about our firm or to get a second opinion on your retirement plan, contact our office today. Finally, never use sub-bullet points. What Should You Bullet?

Retirement Planning 98

Retirement Planning Advertising Retirement Financial Advisor 98

Envision Wealth Planning

SEPTEMBER 14, 2022

Smarter money moves for young single women in a new career: You can also listen and watch my presentation on this topic on the Envision Wealth Planning YouTube channel. Some plans also offer health savings account options, which you should take advantage of if that’s available to you.

Retirement Planning 98

Retirement Planning Insurance Planning Healthcare 98

WiserAdvisor

AUGUST 26, 2022

A financial plan must include the following components: Your net worth. Your present and future financial goals. Property planning. Plan wisely for your retirement. Retirement planning is essential for everyone, but it is especially crucial if you manage your finances independently. Emergency funds.

Management 101

Management Financial Advisor Financial Planning Retirement Planning 101

Walkner Condon Financial Advisors

OCTOBER 18, 2023

Financial advisors spend the majority of our careers understanding the financial aspects of retirement; has the client saved enough to sustain through the remainder of their lives, is there a risk that they may “overspend” their plan, and what unforeseen risks may come their way as they navigate the next 20-40 years of their lives.

Retirement 105

Retirement Financial Advisor Retirement Planning Clients 105

Good Financial Cents

SEPTEMBER 29, 2022

In this guide, we’re going to present the 10 best long-term investment strategies for 2022. Traditional IRA: Best for Dedicated Retirement Planning. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72. Roth IRA: Best for Retirement Planning + Immediate Funds Access.

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

FMG

SEPTEMBER 16, 2022

While presentations and town hall meetings still have their place in today’s event landscape there are better ways to host memorable client events. Whether retirement planning, technology seminars, or education planning, community events are an efficient way to share your experience with others in your community.

Clients 108

Clients Food Education Retirement Planning 108