The Big Picture

MAY 4, 2023

Perhaps even more surprising has been the wholesale abandonment of specific industries: Food service, retail, etc., Owners tend to be fairly well off, and each incremental dollar they earn is more likely to be spent elsewhere – retirement savings, durable goods, etc. It stays local and is likely to benefit the regional economy.

Food 364

Food Economy Retail Retirement 364

Abnormal Returns

FEBRUARY 13, 2024

(ft.com) IBM ($IBM) is funding 'retirement contributions with the surplus in its overfunded defined benefit plan rather than with corporate cash contributed to its 401(k) plan.' morningstar.com) BlackRock($BLK) is opening up its Voting Choice platform to retail inventors.

Financial Advising 275

Financial Advising Startup Retail Media 275

Nerd's Eye View

DECEMBER 9, 2022

Also in industry news this week: A recent survey indicates that retirement plan sponsors currently using financial advisors to support their plan are overwhelmingly satisfied with the service they receive, which also leads to improved retirement savings for their employees.

Financial Planner 246

Financial Planner Recruitment Retirement Planning Retirement 246

Nerd's Eye View

MAY 1, 2023

Rowe Price has acquired Retiree Income, the parent company of popular retirement income planning software SSAnalyzer and Income Solver, to put its resources behind developing and distributing the company’s planning tools (albeit perhaps more to its retail and employee retirement plan clients than to advisors?).

Taxes 245

Taxes Retirement Planning Advertising Retirement 245

Abnormal Returns

SEPTEMBER 25, 2022

humbledollar.com) How to do retirement right. humbledollar.com) Five strategies to deal with sequence of returns risk in retirement. awealthofcommonsense.com) Retail investors have been this bearish only five other times in history. (morningstar.com) Ten reasons to claim Social Security before 70.

Retirement 159

Retirement Financial Planning Retail Planning 159

Abnormal Returns

SEPTEMBER 13, 2023

peterlazaroff.com) Retirement How retirement can open you up to new possibilities. humbledollar.com) Some tips on how to boost your spending in retirement. barrons.com) When it doesn't make sense to move in retirement. wsj.com) 5%+ T-bill yields are attracting retail investors. businessinsider.com)

Math 146

Math Retirement Retail Banking 146

The Big Picture

AUGUST 27, 2022

The Twisted Life of Clippy : In the ’90s, Microsoft created an annoying paperclip that it quickly retired. Businessweek ). Five Lessons from History : The most important lessons from history are the takeaways that are so broad they can apply to other fields, other eras, and other people. . • Businessweek ). • Seattle Met ). •

Startup 301

Startup Medical Retail Manufacturing 301

Abnormal Returns

OCTOBER 5, 2022

howardlindzon.com) Retail American retailers are once again opening locations on a net-basis. nytimes.com) Earlier on Abnormal Returns Personal finance links: failing retirement. (barrons.com) A Musk-owned Twitter ($TWTR) will be drama-filled. nytimes.com) It's not over until Twitter ($TWTR) shareholders are paid.

Financial Advising 146

Financial Advising Retail Economy Media 146

Nerd's Eye View

AUGUST 22, 2022

In general, this means that people are more likely to be more aware of how much cash they're holding than the other numbers in their financial life, like the balances on their retirement accounts (which, being less 'immediate' in their intended purpose, are not often at the forefront of most people's minds to the same extent that cash is).

Clients 246

Clients Management Accounting Banking 246

Nerd's Eye View

AUGUST 22, 2022

In general, this means that people are more likely to be more aware of how much cash they're holding than the other numbers in their financial life, like the balances on their retirement accounts (which, being less 'immediate' in their intended purpose, are not often at the forefront of most people's minds to the same extent that cash is).

Clients 246

Clients Management Accounting Banking 246

Random Roger's Retirement Planning

DECEMBER 17, 2023

change at retirement. Hopefully a mortgage is paid off, hopefully there are no car payments to make and health insurance at 65, if retired, should go down quite a bit on Medicare, especially if income goes way down. Once someone is retired, saving for retirement is one less expense too.

Retirement 75

Retirement Math Insurance Accounting 75

Harness Wealth

MARCH 7, 2025

Additionally, we have news that FinCEN has announced an extension of the BOI reporting deadline and a temporary halt in enforcement, an analysis on the implications of wealth taxes in Europe, and a refresher on how the new ‘Savers Match’ program aimed at enhancing the retirement savings of millennials and Gen Z functions.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

The Big Picture

OCTOBER 14, 2023

He’s giving a demo of the future of war: the military-retail complex. Disney’s legendary CEO came out of retirement to save the company—right in time for its 100th birthday. Andrey Liscovich Carries a Shopping List : Kyiv enlisted a Silicon Valley insider to rush consumer-grade tech onto the battlefield. Are they right? (

Retail 162

Retail Assets Retirement Banking 162

Nationwide Financial

DECEMBER 1, 2022

This means that with qualified assets sitting in cash, retirement savings are at risk of being outpaced by inflation. 7 While this scenario can have a negative impact on all investors, it poses an especially large threat to clients who are nearing or in retirement.

Management 97

Management Clients Retirement Financial Planning 97

Random Roger's Retirement Planning

FEBRUARY 12, 2025

The timeframe in today's chart is more useful because it gets into the period where retail accessible funds started to become available. The title of the Man article is Why Alpha Matters for Retirement Savers and in it, they make their case for portable alpha. Here's another version of that chart from the Man Institute.

Portfolio 52

Portfolio Retail Assets Clients 52

The Big Picture

APRIL 27, 2023

My morning train WFH reads: • Crypto’s Anti-Establishment Zeal Runs Headfirst Into Bankruptcy Bureaucracy : Angry retail investors are speaking up in complex legal brawls over the remains of Voyager, Celsius and BlockFi. Irrelevant Investor ) • When Will I Retire?

Government 147

Government Education Retail Retirement 147

Integrity Financial Planning

DECEMBER 29, 2022

If you go to your local retailers, you may find great deals, as they quite literally may want to clear their shelves by offering great discounts. When it comes to your retirement, planning ahead is the name of the game. Shop In-Store to Compare Prices. Plan Ahead!

Financial Planning 98

Financial Planning Retirement Planning Planning Retirement 98

Clever Girl Finance

DECEMBER 26, 2022

Store coupons are issued by particular retailers. In some cases, you might be able to stack manufacturer’s coupons with store coupons, but it will vary based on the retailer. You can redeem these points for gift cards at many retailers, which is another way to stretch your budget further. Store coupons. Coupons.com. RetailMeNot.

Retail 105

Retail Budgeting Sales Retirement 105

Integrity Financial Planning

JANUARY 6, 2023

Being retired, this is your time to travel across the country and globe, experiencing different aromas and brews of coffee at these upcoming events: The London Coffee Festival: April 20 th – 23 rd. This could also serve as a networking event, especially if you want to open your own coffee shop in retirement. [2]. 1] [link]. [2]

Retirement 91

Retirement Food Financial Planning Retail 91

MarketWatch

APRIL 12, 2023

SPWH dropped more than 8% in the extended session Wednesday after the retailer reported better-than-expected fourth-quarter earnings and said that Chief Executive and board member Jon Barker has decided to retire from both roles. Shares of Sportsman’s Warehouse Holdings Inc. million, or $1.31 a share, in the year-ago period.

Retirement 40

Retirement Retail Sales Planning 40

Clever Girl Finance

JUNE 23, 2023

Store coupons Particular retailers issue store coupons. Still, it will vary based on the retailer. You can redeem these points for gift cards at many retailers, which will allow you to stretch your budget further. The site also offers thousands of coupons with a ton of category options from popular retailers.

Retail 96

Retail Budgeting Sales Retirement 96

Random Roger's Retirement Planning

NOVEMBER 4, 2024

We spend a good bit of time looking at risk parity, trying to see if it can work in a retail accessible fund. There aren't too many of them and they don't seem to work very well.

Retail 52

Retail Taxes Investing Investments 52

Random Roger's Retirement Planning

MARCH 15, 2025

Holding on to 100% of something like VBAIX all the way through market cycle after market cycle is absolutely valid other than addressing sequence of return risk when you get within a few of retirement. What tools can you use, so using tools implies adding something not selling VBAIX, to reduce volatility?

Portfolio 59

Portfolio Medical Marketing Marketing 59

MarketWatch

MARCH 29, 2023

toward a six-month low in premarket trading Wednesday, after the department store chain said Chief Executive Jeff Gennette plans to retire at the end of the fiscal year, after nearly seven years in the role and 40 years with the company. Shares of Macy’s Inc. Macy’s stock has dropped 15.6% and the S&P 500 SPX has tacked on 3.2%.

Retirement 40

Retirement Retail Planning Marketing 40

The Big Picture

DECEMBER 4, 2024

A large cap growth stock like NVIDIA or a small cap biotech or a mid-cap retailer. And you’re going to see a big sea change in the next three to five years of asset managers and RIAs optimizing taxable tax, and then non-taxable retirement accounts for various type of investments.

Taxes 130

Taxes Portfolio Accounting Management 130

Your Richest Life

JUNE 30, 2023

Increase Retirement Savings to Lower Your Tax Bill One of the simplest ways to cut down on your tax liability is to save for retirement. So if you aren’t expecting to max out your retirement account this year, try funneling a little bit more money into those accounts to see savings at tax time. Are Your 401(k) Savings Enough?

Taxes 78

Taxes Retirement Accounting Financial Planner 78

Random Roger's Retirement Planning

FEBRUARY 11, 2025

Going back to 1980 isn't too helpful because the the strategies they are talking about weren't accessible to retail sized investors via funds but the idea is similar to what we've seen before regarding alternatives. Locorr sent over a powerpoint presentation for the fund that included the following.

Portfolio 52

Portfolio Retail Taxes Clients 52

Random Roger's Retirement Planning

APRIL 21, 2024

I'm pretty sure that in every post about spending part of retirement in a foreign country I say to keep your house in the US and rent it out in case you need to come back. There's probably more to learn about Social Security and how to be smart, tax-wise, withdrawing from retirement accounts.

Investing 69

Investing Investments Retirement Insurance 69

Trade Brains

JANUARY 18, 2023

In fact, it is a way to fund goals like building a sizeable retirement corpus and beating inflation. Even the legendary Warren Buffett admitted that his investment in Tesco, a retailer, had been a huge mistake. Retail investors who blindly follow ace investors invest a large portion of their portfolio in that particular stock.

Investing 98

Investing Investments Taxes Retail 98

Good Financial Cents

SEPTEMBER 29, 2022

It also gives you a chance to invest in commercial real estate, like office buildings, retail space, and large apartment complexes. Traditional IRA: Best for Dedicated Retirement Planning. Roth IRA: Best for Retirement Planning + Immediate Funds Access. Ad Make your retirement plan work for you by investing in a Roth IRA.

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

Clever Girl Finance

FEBRUARY 11, 2025

No impulse purchases or retail therapy. Look ahead and stay motivated Saving money for the future isn’t just about retirement. Set a savings goal : Decide how much you want to save by the end of the month. What to avoid during a no spend month No eating out or ordering takeout. No new clothes, beauty products, or gadgets.

Budgeting 91

Budgeting Accounting Planning Transportation 91

Random Roger's Retirement Planning

DECEMBER 3, 2024

As an advisor of retail sized clients, there's no reason to add the complexity of a 2x long S&P 500 ETF even if the idea was not to leverage up. The same exercise with 2x Dow Jones (DDM), the Dow and 1x inverse down (DOG) doesn't track as closely as the S&P trio but it they're closer than you might think.

Math 52

Math Portfolio Retail Clients 52

MarketWatch

MARCH 16, 2023

Retailer Shoe Carnival Inc. Gast, who has been CFO at retailer Fleet Farm Group, will succeed W. Kerry Jackson, who will be retiring after 35 years with the company. SCVL announced Thursday that Erik Gast has been named chief financial officer and executive vice president. The change will be effective April 24.

Retail 40

Retail Retirement Marketing Marketing 40

Random Roger's Retirement Planning

SEPTEMBER 2, 2022

I have zero desire to retire, but probably could if my hand was forced somehow and 25% is nowhere near whatever my pain tolerance is so it's very empowering. Paraphrasing, Meb asked how to implement Cockroach in a retail account. There was no mention of anything to gold or crypto for the retail version of it.

Portfolio 75

Portfolio Retail Management Accounting 75

Cornerstone Financial Advisory

DECEMBER 18, 2023

A solid retail sales number, which reflected a strong consumer and supported the soft landing thesis, also boosted enthusiasm. ” – Charles Schulz Tax Benefit And Credits: FAQs For Retirees Lots of questions can come up about income taxes after one has retired. increase over October and a year-over-year increase of 3.1%. .”

Marketing 105

Marketing Marketing Taxes Economics 105

Random Roger's Retirement Planning

MARCH 3, 2025

The obvious flow from almost 20 years ago was that retail accessible products, mostly ETFs, would evolve to offer more sophisticated strategies making it easier to neutralize stock market volatility without necessarily having to sell to get more defensive.

Clients 52

Clients Retail Accounting Taxes 52

Random Roger's Retirement Planning

FEBRUARY 8, 2025

For the most part, I think these private asset investments being made a available to retail-sized investors are preying on some sort of emotion. Maybe appealing to vanity or allowing access to something the that appears to be exclusive or sophisticated but the expense and liquidity issues to me are not worth it.

Assets 52

Assets Engineering Food Communication 52