Nerd's Eye View

DECEMBER 11, 2024

"How much can I spend in retirement?" Advisors want to help clients set a secure, reliable retirement plan, yet even the most comprehensive assumptions will inevitably deviate from reality at least to some degree. Ideally, retirement spending would align perfectly with a client's needs – neither too much nor too little.

Retirement Planning 130

Retirement Planning Retirement Planning Marketing 130

Nerd's Eye View

JUNE 26, 2024

Because of the strict limitations on when and how the 529-to-Roth rollover can be done , it has limited usefulness as a planning tool beyond its intended purpose of giving individuals with overfunded 529 plans an opportunity to reallocate some of those funds tax-free towards their retirement savings.

Education 189

Education Retirement Taxes Distribution 189

Nerd's Eye View

SEPTEMBER 11, 2024

Among all the different types of retirement account beneficiaries, those who are the surviving spouse of the original account owner receive the most preferential tax treatment when it comes to distributing the account's assets after the owner's death.

Accounting 246

Accounting Retirement Distribution Taxes 246

NAIFA Advisor Today

NOVEMBER 12, 2024

A recent study supported by the American Council of Life Insurers (ACLI), and conducted by economists Mark Warshawsky and Gaobo Pang, reveals that retirees could see better financial outcomes by incorporating annuities into their retirement income strategy, rather than relying solely on the traditional “4% rule.”

Retirement 138

Retirement Insurance Marketing Marketing 138

A Wealth of Common Sense

DECEMBER 5, 2024

The post Are You on Track For Retirement? Further Reading: 10 Money Revelations in my 40s 1And these peer rankings are net worth figures. This reader didn’t mention how much debt or home equity his family has, if any. appeared f.

Retirement 133

Retirement Assets Accounting Management 133

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. wsj.com) Retirement When to collect Social Security is a complex decision, that you can't take back. bestinterest.blog) There are a lot of reasons, besides money, to work in retirement.

Estate Planning 299

Estate Planning Retirement Planning Taxes 299

Abnormal Returns

SEPTEMBER 18, 2024

talkingbillions.co) How to Retire A review of Christine Benz's new book “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement.” theretirementmanifesto.com) Why Christine Benz wrote “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement.”

Management 291

Management Retirement Taxes Planning 291

Abnormal Returns

AUGUST 28, 2024

youtube.com) Retirement How to plan for retirement. humbledollar.com) The case against downsizing in retirement. monevator.com) What to do if you are behind in your retirement savings. ofdollarsanddata.com) Why even people in retirement are considering Roth IRA conversions.

Retirement 286

Retirement Commission Marketing Marketing 286

The Chicago Financial Planner

FEBRUARY 8, 2023

Is my Social Security subject to taxes once I reach my full retirement age? Your full retirement age (FRA) is a key number for many aspects of Social Security. Related to this, if you are working into retirement your wages or self-employment income are subject to FICA and Medicare taxes regardless of your age.

Taxes 291

Taxes Retirement Financial Planner Financial Advisor 291

Abnormal Returns

OCTOBER 2, 2024

(humansvsretirement.com) How to Retire Sammy Azzouz talks with Christine Benz author of "How to Retire Successfully: There’s More to it Than Money." thebostonadvisor.com) A Q&A with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement."

Retirement 278

Retirement Risk Management Accounting Insurance 278

Abnormal Returns

MARCH 20, 2024

ritholtz.com) Dan Haylett talks with Christine Benz about her new book "How to Retire: 20 Lessons For A Happy, Successful & Wealthy Retirement." humansvsretirement.com) Bogumil Baranowski talks with Dan Haylett about 'retirement rebels.' tonyisola.com) Retirement Retirement lessons from Lewis & Clark's expedition.

Asset Allocation 279

Asset Allocation Retirement Commission Taxes 279

Abnormal Returns

MAY 22, 2024

ritholtz.com) Steve Chen talks with Robert Brokamp about retirement planning and purpose. newretirement.com) Retirement Don't let too risky a portfolio ruin your retirement. bestinterest.blog) Private equity is not the solution to retirement shortfalls. wealthmanagement.com) Retirement income is a balancing act.

Retirement Planning 277

Retirement Planning Retirement Portfolio Planning 277

Abnormal Returns

APRIL 17, 2024

Podcasts Roger Whitney talks retirement challenges with Christine Benz. youtube.com) Sam Parr talks with 'Ryan' and 'Jeff' about the reality of retiring early. podcasts.apple.com) Peter Lazaroff talks with Taylor Schulte and Benjamin Brandt about the new Retirement Podcast Network. Houses get bought and sold.

Retirement 279

Retirement Taxes Insurance Investments 279

Abnormal Returns

MARCH 13, 2024

open.spotify.com) Retirement A lot of things can upend a successful retirement. humbledollar.com) Managing withdrawals in retirement is a real challenge. (humansvsretirement.com) Shane Parrish talks with Chris Davis about the challenges of inter-generational wealth.

Financial Advice 306

Financial Advice Retirement Financial Advisor Financial Planning 306

The Reformed Broker

SEPTEMBER 26, 2022

If you’re not yet in retirement and not finished putting money into your retirement accounts, every 5% the market falls is an increased opportunity for you to buy things that will be worth much more in the future when you eventually sell them.

Retirement 332

Retirement Accounting Marketing Marketing 332

Abnormal Returns

AUGUST 7, 2024

wsj.com) Retirement Seven factors when choosing the best retirement location. kindnessfp.com) So many Americans are lacking a 'third leg' to their retirement stool. morningstar.com) Seven unasked questions about retirement. theatlantic.com) Retirement savings How a national 401(k) plan would work. Add leverage.

Insurance Coverage 278

Insurance Coverage Retirement Insurance Sales 278

Abnormal Returns

FEBRUARY 21, 2024

youtube.com) Retirement Why planning in retirement is so challenging. Rowe Price about non-financial considerations in retirement. morningstar.com) People work in retirement for any number of reasons. humansvsretirement.com) 3% rates make holding a mortgage in retirement easier.

Retirement 275

Retirement Retirement Planning Portfolio Management Financial Advisor 275

Abnormal Returns

JULY 17, 2024

(rationalreminder.libsyn.com) Dan Haylett talks with Suzi Campi about repurposing one's life in retirement. humansvsretirement.com) Thomas Kopelman and Jacob Turner talk about the mindset shift needed in retirement. whitecoatinvestor.com) Retirement Why you need to retire TO something.

Retirement 261

Retirement Financial Advisor Financial Planning Portfolio 261

Abnormal Returns

MAY 20, 2024

(standarddeviationspod.com) Dan Haylett talks with Derek Hagen who is the founder of Money Health Solutions about creating a meaningful retirement. citywire.com) Retirement Is underspending a fiduciary problem? citywire.com) Retirement Is underspending a fiduciary problem? citywire.com) NerdWallet Advisors has launched.

Financial Planner 279

Financial Planner Wealth Management Retirement Clients 279

Abnormal Returns

FEBRUARY 28, 2024

wsj.com) Retirement How rising interest rates affect retirement planning. morningstar.com) An over-reliance on traditional IRA can be a tax problem in retirement. humbledollar.com) Nine surprises in retirement including 'You'll travel less than you expect.' (awealthofcommonsense.com) Selling a house isn't always easy.

Retirement Planning 290

Retirement Planning Retirement Financial Planning Taxes 290

Abnormal Returns

SEPTEMBER 2, 2024

Podcasts Brendan Frazier talks with Michael Finke about the three cornerstones of a happy and fulfilling retirement. citywire.com) M&A For better or worse, advisers are putting off retirement. investmentnews.com) Retirement Retirement planning is challenging because we simply don't know how long someone will live.

Retirement Planning 273

Retirement Planning Retirement Food Clients 273

Abnormal Returns

JULY 24, 2024

noahkagan.com) Dan Haylett talks about repurposing your life in retirement with Suzanne Campi. flowingdata.com) Retirement Six lesson from six years of retirement including 'Your retirement will be different than you expect.' theretirementmanifesto.com) Why staggered retirements make a lot of sense.

Retirement 277

Retirement Financial Advising Financial Planning Portfolio 277

Abnormal Returns

SEPTEMBER 4, 2024

(ritholtz.com) Rick Ferri talks with Christine Benz about her new book "How to Retire, 20 Lessons for a Happy, Successful, and Wealthy Retirement." morningstar.com) Sam Dogen talks in ins and outs of early retirement with Khe Hy. sites.libsyn.com) Retirement Why spending decisions in retirement are challenging.

Estate Planning 265

Estate Planning Retirement Tax Planning Planning 265

Abnormal Returns

MAY 1, 2024

peterlazaroff.com) Retirement Why the media loves to tout a looming 'retirement crisis.' morningstar.com) The best thing to have in retirement is optionality. rogersplanning.blogspot.com) On the benefits of simplicity in retirement. humbledollar.com) What does success (or failure) look like in retirement?

Retirement 278

Retirement Wealth Management Taxes Media 278

Abnormal Returns

MARCH 4, 2024

Retirement JP Morgan Asset Management's 'Guide to Retirement.' am.jpmorgan.com) How longevity literacy affect financial wellness in retirement. papers.ssrn.com) Why getting charitable giving in retirement right is challenging. (fa-mag.com) fa-mag.com) Headcount RIAs need to do a better job of recruitment AND retention.

Recruitment 279

Recruitment Estate Planning Financial Planning Retirement 279

Abnormal Returns

JULY 3, 2024

morningstar.com) Steve Chen talks with Andrew Biggs about whether there really is a retirement crisis brewing in the U.S. podcasts.apple.com) Katie Gatti Tassin on whether you are saving too much for retirement. humbledollar.com) Retirement How much you need in retirement can differ, a lot. Plan ahead.

Asset Allocation 275

Asset Allocation Retirement Portfolio Assets 275

Abnormal Returns

MARCH 6, 2024

podcasts.apple.com) Peter Lazaroff talks with Christine Benz about retirement withdrawal strategies. peterlazaroff.com) Dan Haylett talks with Jonathan Clements about the 'second childhood' of retirement. awealthofcommonsense.com) The five phases of mid-life and retirement. Retirement is a time to explore new things.

Retirement 264

Retirement Taxes Investments Investing 264

Abnormal Returns

SEPTEMBER 25, 2024

docs.google.com) Steve Chen talks intentional retirements with Fritz Gilbert. podcasts.apple.com) How to Retire Amy Arnott and Dan Lefkovitz talk with Christine Benz, about her new her book, "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement."

Retirement 290

Retirement Wealth Management Taxes Insurance 290

Abnormal Returns

AUGUST 14, 2024

(nytimes.com) Retirement Six myths in retirement including 'You don't need a financial advisor.' morningstar.com) When should people near retirement de-risk their portfolio? wsj.com) A first hand account of retirement. morningstar.com) We all need to prepare for cognitive decline.

Tax Planning 282

Tax Planning Retirement Financial Advisor Education 282

Nerd's Eye View

NOVEMBER 29, 2024

Also in industry news this week: While many financial advisors are paying close attention to the potential extension of sunsetting measures within the Tax Cuts and Jobs Act (TCJA) in the coming year, legislation related to retirement savings could be on Congress' agenda as well Fidelity is planning to change the default for its existing RIA non-retirement (..)

Financial Planner 246

Financial Planner Financial Advice Retirement Financial Advisor 246

Abnormal Returns

OCTOBER 23, 2024

nytimes.com) Retirement The sweet spot in retirement: working because you want to. contessacapitaladvisors.com) How to navigate retirement child-free. vox.com) Retirement savings The math behind tcontributing to your 401(k) plan. (ofdollarsanddata.com) Lower interest rates could help drive a home renovation boom.

Estate Planning 279

Estate Planning Math Retirement Financial Planning 279

Abnormal Returns

JANUARY 17, 2024

peterlazaroff.com) Robin Powell talks retirement planning with Justin King author of "The Retirement Café Handbook: Nine Accelerators for a Successful Retirement." youtube.com) Retirement How to spend your time in retirement guilt-free. humbledollar.com) 25 things to consider for retirement.

Retirement 258

Retirement Retirement Planning Insurance Education 258

Abnormal Returns

MAY 8, 2024

(advisorperspectives.com) The 7 best retirement books including "More Than Enough: A Brief Guide to the Questions That Arise After Realizing You Have More Than You Need" by Mike Piper. morningstar.com) Retirement Three tips to improve your retirement including 'Pursue serendipity.' Then reality sets in. Then reality sets in.

Retirement 274

Retirement Estate Planning Taxes Sales 274

Abnormal Returns

SEPTEMBER 16, 2024

standarddeviationspod.com) Retirement Retirees go back to work for any number of reasons. investmentnews.com) A checklist if a client gets laid off near retirement age. thinkadvisor.com) Investing William Bernstein on the challenges for investors nearing retirement.

Wealth Management 279

Wealth Management Startup CFP Retirement 279

Abnormal Returns

APRIL 10, 2024

(morningstar.com) Dan Haylett talks with Eric Brotman, who is the founder and CEO of BFG Financial Advisors, about retirement as 'graduation.' wsj.com) Retirement Some reasons to go back to work after retiring. cntraveller.com) How Social Security fits within your retirement plan.

Estate Planning 263

Estate Planning Retirement Planning Retirement Taxes 263

Abnormal Returns

OCTOBER 4, 2023

(humansvsretirement.com) Jon Luskin talks with Steve Chen about DIY retirement planning tools. open.spotify.com) Retirement Assessing life one year into retirement. mutualfundobserver.com) How to make up for a late start saving for retirement. mutualfundobserver.com) How to make up for a late start saving for retirement.

Planning 279

Planning Retirement Retirement Planning Financial Advisor 279

Abnormal Returns

APRIL 1, 2024

wiredplanning.com) Retirement Spending guardrails are important in retirement, but the details matter. thinkadvisor.com) Not everyone is happier in retirement. thinkadvisor.com) Moving states in retirement requires some careful planning. investmentnews.com) The biz How Altruist Cash came to be.

Wealth Management 259

Wealth Management Math Retirement Retirement Planning 259