Wealth Management

SEPTEMBER 11, 2024

For an upfront purchase price of $50 million, the deal brings $47 billion of assets in the emerging and mid-market retirement plan segments and competitive ESOP administration.

Retirement Planning 116

Retirement Planning Retirement Planning Assets 116

Wealth Management

MARCH 19, 2024

The key is finding the right firm that will enhance an advisor’s ability to work with retirement plans in an efficient and scalable manner.

Retirement Planning 111

Retirement Planning Retirement Planning 111

WiserAdvisor

MARCH 13, 2024

Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. These pillars provide a comprehensive framework for building a resilient and sustainable plan. Pillar 4: Estate planning Estate planning is often overlooked and deferred as an end-of-life task.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Advisor Perspectives

APRIL 25, 2024

The research looks at the role of a registered index linked annuity (RILA) with lifetime income for a portion of a portfolio and the resulting impact on meeting lifetime spending goals, preserving assets and managing volatility as part of an overall retirement plan.

Retirement Planning 102

Retirement Planning Retirement Planning Financial Services 102

Nerd's Eye View

DECEMBER 28, 2022

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, brought a wide range of changes to the retirement planning landscape, from the death of the ‘stretch’ IRA to raising the age for Required Minimum Distributions (RMDs) to 72. In addition, SECURE 2.0

Tax Planning 246

Tax Planning Taxes Planning Retirement Planning 246

Nerd's Eye View

DECEMBER 28, 2022

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, brought a wide range of changes to the retirement planning landscape, from the death of the ‘stretch’ IRA to raising the age for Required Minimum Distributions (RMDs) to 72. In addition, SECURE 2.0

Tax Planning 246

Tax Planning Taxes Planning Retirement Planning 246

Abnormal Returns

MAY 13, 2024

blogs.cfainstitute.org) How life events affect retirement planning. investmentecosystem.com) Reflections on eight years of running a financial planning practice. (riabiz.com) Archive Intel has entered the adviser communications archiving space.

Math 288

Math Retirement Planning Financial Advice Retirement 288

A Wealth of Common Sense

MARCH 14, 2024

This past week, I received three questions about retirement, all of which concern long-term planning at different stages of life. A reader asks: Chatting with the friends, we all seemed to be relatively close to one another in terms of cash on hand, investments in the market and current incomes.

Retirement Planning 139

Retirement Planning Retirement Planning Investing 139

Abnormal Returns

MAY 22, 2024

ritholtz.com) Steve Chen talks with Robert Brokamp about retirement planning and purpose. newretirement.com) Retirement Don't let too risky a portfolio ruin your retirement. bestinterest.blog) Private equity is not the solution to retirement shortfalls.

Retirement Planning 277

Retirement Planning Retirement Portfolio Planning 277

Nerd's Eye View

OCTOBER 21, 2022

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that Congress appears poised to pass a series of changes affecting retirement planning, dubbed “SECURE ACT 2.0”, ”, by the end of the year. Social Security COLA for 2023.

Financial Planner 234

Financial Planner Retirement Planning Retirement Insurance 234

Abnormal Returns

JULY 10, 2024

(podcasts.apple.com) Dan Haylett talks with David Blanchett about swapping 'financial independence' for retirement. humansvsretirement.com) Thomas Kopelman and Jacob Turner talk retirement planning with Taylor Schulte. podcasts.apple.com) Peter Lazaroff on how to integrate Social Security into your financial plan.

Retirement Planning 278

Retirement Planning Retirement Financial Planning Banking 278

Nerd's Eye View

JANUARY 26, 2024

Also in industry news this week: A House committee has advanced a bill that would extend several expired business-related tax measures from the Tax Cuts and Jobs Act and would increase the value of the Child Tax Credit The SEC released its examination priorities for 2024, which include a focus on advisers' adherence to their duty of care and duty of (..)

Financial Planner 246

Financial Planner Retirement Planning Financial Advisor Retirement 246

Abnormal Returns

JULY 1, 2024

Podcasts Amy Arnott and Christine Benz talk with Don Graves and Wade Pfau about the role of home equity in retirement planning. morningstar.com) Frazer Rice talks with Justin Elliott of ProPublica about how a $5 billion Roth IRA came to be. frazerrice.com) The biz How Altruist makes money.

Retirement 260

Retirement Retirement Planning Startup Planning 260

Abnormal Returns

SEPTEMBER 2, 2024

(citywire.com) M&A For better or worse, advisers are putting off retirement. investmentnews.com) Retirement Retirement planning is challenging because we simply don't know how long someone will live. kitces.com) Retirement spending is by its nature dynamic.

Retirement Planning 273

Retirement Planning Retirement Food Clients 273

Abnormal Returns

JANUARY 15, 2024

flowfp.com) Small businesses overstate the costs of starting a retirement plan. (thinkadvisor.com) How advisers can redirect a discussion when it veers into tough territory. kitces.com) There's no magic in personal finance, but there are some surprising hacks. crr.bc.edu) How AI is going to help us track our lives.

Financial Planner 279

Financial Planner Wealth Management Retirement Planning Financial Advising 279

Abnormal Returns

FEBRUARY 28, 2024

wsj.com) Retirement How rising interest rates affect retirement planning. morningstar.com) An over-reliance on traditional IRA can be a tax problem in retirement. humbledollar.com) Nine surprises in retirement including 'You'll travel less than you expect.'

Retirement Planning 290

Retirement Planning Retirement Financial Planning Taxes 290

Abnormal Returns

APRIL 10, 2024

(wsj.com) Retirement Some reasons to go back to work after retiring. humbledollar.com) The golden rules of retirement travel including 'Don’t overschedule.' cntraveller.com) How Social Security fits within your retirement plan. bestinterest.blog) Taxes How retirees can (legally) reduce their tax bills.

Estate Planning 263

Estate Planning Retirement Planning Retirement Taxes 263

Wealth Management

OCTOBER 4, 2023

Advisors are overdelivering services such as health care, estate and business planning, while falling short in the areas their clients most desire.

Retirement Planning 141

Retirement Planning Planning Retirement Business Planning 141

Wealth Management

APRIL 30, 2024

The program builds on the expertise of Caliber Wealth Management, which merged with Diversify earlier this year.

Retirement Planning 115

Retirement Planning Wealth Management Retirement Planning 115

Nerd's Eye View

MAY 10, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners"– this week's edition kicks off with the news that a recent analysis from Morningstar suggests that the Department of Labor's (DoL's) new Retirement Security Rule (aka Fiduciary Rule 2.0)

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

Wealth Management

MARCH 6, 2024

Beltz Ianni & Assoc., in Rochester, N.Y., has left LPL to become the sixth firm acquired by the indie RIA since its April 2023 debut.

Retirement Planning 119

Retirement Planning Retirement Planning 119

Abnormal Returns

OCTOBER 30, 2023

nextavenue.org) Advisers Comprehensive financial planning takes more time and effort. kitces.com) Why formal retirement plans provide clients with additional confidence. (marketwatch.com) Aging at different rates can put a strain on a relationship. thinkadvisor.com) 7 things that clients hate that financial advisers do.

Wealth Management 264

Wealth Management Retirement Planning Financial Advising Financial Advice 264

Nerd's Eye View

NOVEMBER 3, 2023

Among other measures, the proposal would amend the current 5-part test that determines fiduciary status for retirement accounts by defining as a fiduciary act a one-time recommendation to roll funds from a company retirement plan to an Individual Retirement Account (IRA), strengthen advice standards for independent insurance professionals, apply to (..)

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246

Nerd's Eye View

JANUARY 1, 2024

This month's edition kicks off with the news that held-away asset management platform Pontera has raised $60 million in venture capital funding as advisors increasingly seek to directly manage clients' 401(k) and other outside assets – although an ongoing investigation by Washington state regulators over whether advisors' use of Pontera violates (..)

Retirement Planning 246

Retirement Planning Startup Compliance Clients 246

Abnormal Returns

JANUARY 17, 2024

peterlazaroff.com) Robin Powell talks retirement planning with Justin King author of "The Retirement Café Handbook: Nine Accelerators for a Successful Retirement." Podcasts Barry Ritholtz talks investor incompetence with Prof. David Dunning.

Retirement 258

Retirement Retirement Planning Insurance Education 258

The Chicago Financial Planner

FEBRUARY 6, 2022

You may be able to do everything online, otherwise contact the plan administrator at your company. There are a number of retirement plan options to consider. If you don’t have a retirement plan in place for yourself, do this today. You work way too hard not to be putting something away for retirement.

Retirement Planning 189

Retirement Planning Retirement Financial Planner Planning 189

Abnormal Returns

APRIL 1, 2024

citywire.com) Advisers Justin Fitzpatrick, "Retirement planning that rejects success/failure framing can help clients understand that a realistic retirement journey involves not failure, but adjustments." (citywire.com) What RIAs would benefit from a shared backoffice model?

Wealth Management 259

Wealth Management Math Retirement Retirement Planning 259

Abnormal Returns

FEBRUARY 21, 2024

Rowe Price about non-financial considerations in retirement. morningstar.com) People work in retirement for any number of reasons. wsj.com) Dan Haylett talks retirement planning with Bec Wilson, author of "How to Have an Epic Retirement." (humbledollar.com) Christine Benz and Amy Arnott talk with Roger Young of T.

Retirement 275

Retirement Retirement Planning Portfolio Management Financial Advisor 275

Wealth Management

DECEMBER 11, 2023

Who will be the winners, losers and new entrants as the convergence of wealth, retirement and benefit at work will revolutionize 401(k) plans?

Retirement Planning 122

Retirement Planning Retirement Planning 122

Darrow Wealth Management

SEPTEMBER 19, 2024

Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. What is a SEP IRA?

Retirement Planning 77

Retirement Planning Retirement Taxes Planning 77

Abnormal Returns

JANUARY 11, 2023

Podcasts Christine Benz and Jeff Ptak talk with Mark Miller, author of "Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track." (the-long-view.simplecast.com) the-long-view.simplecast.com) A discussion about when it is time to adjust your retirement plans.

Planning 245

Planning Retirement Planning Retirement Retail 245

Abnormal Returns

OCTOBER 4, 2023

humansvsretirement.com) Jon Luskin talks with Steve Chen about DIY retirement planning tools. (sites.libsyn.com) Dan Haylett talks with Hal Hershfield author of "Your Future Self: How to Make Tomorrow Better Today." bogleheads.podbean.com) Peter Dunn on whether it is dishonest to have two financial advisors.

Planning 279

Planning Retirement Retirement Planning Financial Advisor 279

Wealth Management

DECEMBER 16, 2024

RPAs need to hone their skill set regarding plan sponsor RFPs.

Retirement Planning 88

Retirement Planning Planning Retirement 88

Abnormal Returns

MARCH 15, 2023

wsj.com) Retirement Retirement planning is a moving target. humbledollar.com) Retirement is, in part, about declaring career victory. (morningstar.com) Banking Eight questions about the banking panic of 2023 including 'Is my money safe?' awealthofcommonsense.com) Too many people are missing out on higher cash yields.

Retirement Planning 246

Retirement Planning Retirement Financial Services Financial Advisor 246

Abnormal Returns

NOVEMBER 29, 2023

(nytimes.com) Retirement Some alternatives to a fixed retirement withdrawal rates. thinkadvisor.com) What makes up the three-legged stool of retirement. theretirementmanifesto.com) Retirement planning is difficult because there are so many things decisions to make.

Retirement 279

Retirement Retirement Planning Budgeting Portfolio 279

Nerd's Eye View

JUNE 30, 2023

Also in industry news this week: Concerned about the (insufficient) frequency of its examinations of RIAs, an SEC committee has recommended that the regulator allow third parties to conduct these examinations and to request Congressional authorization to charge investment advisers under its purview a ‘user fee’ that would provide steady (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

Nerd's Eye View

AUGUST 24, 2023

However, when these aspirations are delayed or blocked by senior advisory firm partners who choose to delay their retirement plans, it can leave younger advisors frustrated and in a place of uncertainty about their futures with their firm.

Retirement 246

Retirement Planning Retirement Planning Communication 246