The Chicago Financial Planner

FEBRUARY 2, 2024

Fee-only advisors receive no compensation from the sale of investment or insurance products. Financial Fraud – Tips to Protect Yourself Annuities: The Wonder Drug for Your Retirement? 4 Reasons to Accept Your Company’s Buyout Offer Small Business Retirement Plans – SEP-IRA vs. Solo 401(k) Choosing A Financial Advisor?

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

Nerd's Eye View

MAY 9, 2023

In this episode, we talk in-depth about how, to realize their vision for the future of a commission-based firm their father originally built, Liz and her brother have gone through the messy multi-year process of refocusing to a niche and rightsizing their client loads, how Liz and her brother realized in the process of buying into the firm that they (..)

Commission 246

Commission Planning Financial Advisor Financial Planning 246

Nerd's Eye View

JUNE 5, 2023

This month's edition kicks off with the news that Riskalyze has completed its previously-announced rebranding, and will now be known as “Nitrogen”, a ”growth platform” for advisory firms – which represents less of a shift in the platform’s core function (given that Riskalyze’s risk tolerance tool was always (..)

Risk Tolerance 245

Risk Tolerance Retirement License Retirement Planning 245

Nerd's Eye View

OCTOBER 7, 2024

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: VRGL has announced a new venture capital funding round to continue building out its capabilities to extract data from prospects' investment statements and automatically generate investment proposals – which while having proven (..)

Clients 246

Clients B2B Estate Planning Planning 246

Carson Wealth

DECEMBER 20, 2024

Or, if you have a windfall year, with an inheritance or business sale, you can put money in a DAF to reduce your tax footprint for the year. Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 , may be subject to an additional 10% IRS tax penalty.

Financial Planning 116

Financial Planning Planning Estate Planning Taxes 116

Darrow Wealth Management

OCTOBER 28, 2024

Deciding how to allocate and invest the proceeds after the sale of your company is a big decision that requires careful planning. If you are expecting a sudden windfall , develop a plan to allocate the proceeds and reinvest in your future. As you weigh what to do with money from the sale of a business, consider these key points.

Sales 97

Sales Taxes Estate Planning Retirement 97

Nerd's Eye View

OCTOBER 17, 2023

What's unique about Brad, though, is how he built a multi-billion-dollar advisory firm not by moving 'upmarket' to gather multi-millionaire clients, but instead leveraged his 401(k) retirement plan advisory firm to begin offering comprehensive financial planning to the employees of large companies as an added employee benefit, and in the process scaled (..)

Financial Planning 130

Financial Planning Planning Wealth Management Retirement Planning 130

Carson Wealth

JULY 3, 2024

Plan for Your Retirement As a small business owner, it’s essential to plan for your retirement independently since you may not have the benefit of employer-sponsored retirement plans. Not only do these plans help you save for the future, but you are also able to defer taxes to later years.

Financial Planning 142

Financial Planning Planning Retirement Planning Tax Planning 142

Fortune Financial

JULY 28, 2022

You cannot sell the securities within the retirement plan, then move cash to a brokerage account and purchase the same shares at that point. Another major point is that the retirement plan must be empty within the calendar year as a lump sum distribution. This would negate the NUA benefit. Examples of NUA Taxation .

Taxes 98

Taxes Planning Retirement Planning Distribution 98

Million Dollar Round Table (MDRT)

OCTOBER 1, 2023

Allocating retirement planning I introduce asset allocation with clients by dividing retirement life into two parts: basic life and high-quality life. By Mike Beirne, MDRT Round the Table editor As there are many types of clients in a range of demographics, there also are a variety of ways to communicate with them.

Clients 102

Clients Asset Allocation Retirement Planning Transportation 102

Random Roger's Retirement Planning

NOVEMBER 20, 2024

Where Sam writes about FIRE, he asked Bengen what a safe withdrawal rate would be for someone who retired, planning to need the money to last for 50 years instead of the typical 30 used for planning purposes. It is now for sale and today I spent time going through it (virtually) to decide whether to pursue it or not.

Retirement 52

Retirement Retirement Planning Clients Engineering 52

The Chicago Financial Planner

JUNE 13, 2022

I don’t advocate market timing but buying a good long-term investment is even more attractive when it’s on sale so to speak. Smart investors factor this into their plans and don’t overreact. Approaching retirement and want another opinion on where you stand? Markets will always correct at some point. Be a smart investor.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Integrity Financial Planning

DECEMBER 29, 2022

Well, post-holiday shopping may be the perfect opportunity to take advantage of clearance sales on your favorite products and gifts. Search for Real Clearance Sales. Be careful when looking for sales. Plan Ahead! When it comes to your retirement, planning ahead is the name of the game.

Financial Planning 98

Financial Planning Retirement Planning Planning Retirement 98

The Chicago Financial Planner

JANUARY 17, 2022

Annuities are often touted as the “cure” for all that ails your retirement. Baby Boomers and retirees are the prime target market for the annuity sales types. Properly used, an annuity can be a valuable component of your retirement planning efforts. Approaching retirement and want another opinion on where you stand?

Retirement 185

Retirement Insurance Financial Planner Accounting 185

MainStreet Financial Planning

APRIL 4, 2024

Below are some ideas but be sure that any adjustments you make are in coordination with your overall financial plan and are the right moves for your family. Do’s Don’ts Increase pre-tax retirement plan contributions if you can. Realize capital gains from the sale of a home or other investments if you can.

Taxes 90

Taxes Retirement Planning Financial Planning Planning 90

Ballast Advisors

APRIL 13, 2023

If you plan to sell it, how do you structure the sale? Can your buyers pay cash, or do you need to finance a portion of the sale? Does the money fund your retirement or become a financial legacy for your heirs? Is your goal to pass it on to later generations within the family or current employees?

Retirement Planning 40

Retirement Planning Retirement Planning Taxes 40

Darrow Wealth Management

NOVEMBER 17, 2022

The surtax will increase the Massachusetts tax liability by $68,000 on the sale of their home. Further, if you weren’t planning to sell the asset, it’s usually not advisable to do so for tax reasons alone. But if a sale is in process, wrapping it up before 12/31 would be advantageous (all else equal).

Taxes 107

Taxes Wealth Management Tax Planning Planning 107

Indigo Marketing Agency

FEBRUARY 8, 2025

You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies. By discussing relevant topics like wealth preservation, retirement planning, or tax strategies, advisors can establish themselves as knowledgeable and approachable.

Financial Planner 52

Financial Planner Clients Marketing Marketing 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Good Financial Cents

SEPTEMBER 29, 2022

Minimum Investment: Typically, 20% of the purchase price; as low as $10 with real estate crowdfunding Stability/Risk Level: High stability/moderate risk Liquidity Level: Low Transaction Costs: Up to 10% of property sale; 2% – 3% real estate crowdfunding fees Where to Invest: Your local real estate market or Fundrise (real estate crowdfunding).

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

Carson Wealth

DECEMBER 27, 2023

Taxes & Retirement Plans Tax law seems to get more complicated every year. Be mindful about wash sales if you decide to buy the stock back before 30 days. · Roth IRA conversions – Consult your financial advisor to find out if this strategy is right for your situation.

Planning 89

Planning Retirement Planning Insurance Taxes 89

Indigo Marketing Agency

JUNE 19, 2023

Bullet points have been proven to increase sales in advertisements and help convey complex ideas more clearly. To learn more about our firm or to get a second opinion on your retirement plan, contact our office today. While you’ll want to include relevant keywords and tell your story, your summary shouldn’t read like a novel.

Retirement Planning 98

Retirement Planning Advertising Retirement Financial Advisor 98

Carson Wealth

JULY 19, 2022

Executive compensation plans require knitting together four quadrants to form a total compensation and benefit strategy: direct compensation and benefits, short-term (annual) bonuses and incentives, longer-term bonuses and incentives, and special retirement plans. . Direct Compensation & Benefits.

Executive Compensation 112

Executive Compensation Compensation Planning Planning Insurance 112

Fortune Financial

APRIL 11, 2024

According to the Department of Labor , “Based on the experience of Council members, and testimony and conversations with recordkeepers, the value of uncashed retirement plan checks likely exceeds $100 million per year but could be considerably larger. And, it will change your approach to meeting your financial goals.

Retirement 59

Retirement Retirement Planning Financial Advisor Accounting 59

NAIFA Advisor Today

OCTOBER 6, 2023

He has earned several impressive designations, including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), Life Underwriter Training Council Fellow (LUTCF), LACP, and CLTC.

Financial Services 52

Financial Services Certified Financial Planner Financial Planner CFP 52

Carson Wealth

JANUARY 5, 2023

Qualified retirement plans – such as 401(k)s, 403(b)s and IRAs – offer clear tax advantages. The RMD rules apply to all employer-sponsored qualified retirement accounts (401(k)s, 403(b)s, etc.) You will double up on your RMDs in 2024, but you’ll be paying less in taxes overall if properly planned.

Distribution 98

Distribution Retirement Planning Taxes 98

Indigo Marketing Agency

MARCH 5, 2025

By sharing knowledge on topics such as retirement planning, wealth management, and investment strategies, you demonstrate your expertise while attracting an audience already interested in your services. In-Person Seminars vs. Google Ads: Reaching Active Searchers Lets take a closer look at implementing a Google Ads campaign.

Financial Advisor 52

Financial Advisor Marketing Marketing Clients 52

The Irrelevant Investor

MAY 22, 2022

Today's listener mailbag is brought to you by Rocket Dollar : Click here to get the Rocket Dollar Guide to Self-Directed Retirement Plans for free. Budgeting for home products Paying off student loans Where to get financial advice Buying the dip - bonds or stocks? Follow us on Facebook , Instagram and YouTube.

Retirement Planning 52

Retirement Planning Financial Advice Budgeting Sales 52

Midstream Marketing

OCTOBER 29, 2024

Specialization: Do you focus on a certain area, like retirement planning, estate management, or investment advice for tech entrepreneurs? You could offer custom financial plans or have frequent meetings that go beyond what clients expect. It’s important to clearly state your main goals, including financial planning.

Advertising 52

Advertising Financial Advisor Financial Services Clients 52

Random Roger's Retirement Planning

DECEMBER 16, 2022

A few things from the last couple of days all with the theme of retirement planning mistakes to avoid. The 4% rule of course refers to the percentage that can be safely withdrawn from portfolio assets for a sustainable retirement (not running out of money). Lastly is a list of retirement mistakes from Brett Arends.

Retirement 74

Retirement Retirement Planning Healthcare Numbers 74

Fortune Financial

FEBRUARY 4, 2024

With our deep expertise and qualifications in NUA strategies, our experts are adept at navigating the complexities of tax-efficient retirement planning. Explore the Fortune Financial advantage in transforming how you manage your retirement assets and bringing you closer to achieving your financial dreams.

Retirement 59

Retirement Retirement Planning Distribution Taxes 59

Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Is Houston a good place to retire?

Retirement 52

Retirement Retirement Planning Certified Financial Planner Medical 52

Indigo Marketing Agency

APRIL 28, 2023

Author, Speaker, Life Coach & Veterinary Pharmaceutical Sales” This may be my favorite. While this may be your title and company, it tells me nothing about who you serve, what your firm does, what you do, or how I can benefit. Unfortunately, this is the most common headline I see for advisors.

Certified Financial Planner 130

Certified Financial Planner Financial Advisor Wealth Management Financial Planner 130

Darrow Wealth Management

NOVEMBER 20, 2023

If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. For high earners, converting an IRA to a Roth IRA while you’re still working could be the worst time of all.

Retirement 95

Retirement Distribution Taxes Accounting 95

Harness Wealth

JANUARY 29, 2025

The IRS implements whats known as the wash-sale rule, which prohibits you from buying a substantially identical security within 30 days before or after the sale of a loss-producing asset. Planning ahead : Carefully plan stock sales or gifts for dependents to avoid triggering higher tax rates.

Taxes 52

Taxes Medical Distribution Tax Planning 52

Good Financial Cents

AUGUST 5, 2023

Use Your Employer Sponsored Retirement Plan for All it’s Worth 5. Use Your Employer Sponsored Retirement Plan for All it’s Worth If you’re not taking full advantage of your employer’s sponsored retirement plan, you’re missing a major opportunity to reach the million-dollar mark. Choose the Right Career 2.

Retirement Planning 90

Retirement Planning Retirement Planning Portfolio 90

Random Roger's Retirement Planning

MARCH 25, 2025

It wouldn't be a panic sale because assuming no malfunction, the fund wouldn't be down. If that isn't written clearly, just sell if it's down close to 20% inside of one quarter. You'd be mitigating a possible, even if unlikely, structural risk to the product.

Taxes 59

Taxes Sales Management Investing 59