Carson Wealth

DECEMBER 20, 2024

Or, if you have a windfall year, with an inheritance or business sale, you can put money in a DAF to reduce your tax footprint for the year. You can move these large stock holdings to a DAF, get the tax break, and then use the money to make donations every year through your retirement.

Financial Planning 116

Financial Planning Planning Estate Planning Taxes 116

Nerd's Eye View

JUNE 5, 2023

This month's edition kicks off with the news that Riskalyze has completed its previously-announced rebranding, and will now be known as “Nitrogen”, a ”growth platform” for advisory firms – which represents less of a shift in the platform’s core function (given that Riskalyze’s risk tolerance tool was always (..)

Risk Tolerance 245

Risk Tolerance Retirement License Retirement Planning 245

The Chicago Financial Planner

FEBRUARY 2, 2024

Fee-only advisors receive no compensation from the sale of investment or insurance products. Approaching retirement and want another opinion on where you stand? Financial Fraud – Tips to Protect Yourself Annuities: The Wonder Drug for Your Retirement? Your financial future could depend on your choice. FINANCIAL WRITING.

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

Nerd's Eye View

MAY 9, 2023

In this episode, we talk in-depth about how, to realize their vision for the future of a commission-based firm their father originally built, Liz and her brother have gone through the messy multi-year process of refocusing to a niche and rightsizing their client loads, how Liz and her brother realized in the process of buying into the firm that they (..)

Commission 246

Commission Planning Financial Advisor Financial Planning 246

Nerd's Eye View

OCTOBER 7, 2024

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: VRGL has announced a new venture capital funding round to continue building out its capabilities to extract data from prospects' investment statements and automatically generate investment proposals – which while having proven (..)

Clients 246

Clients B2B Estate Planning Planning 246

Carson Wealth

JULY 3, 2024

Plan for Your Retirement As a small business owner, it’s essential to plan for your retirement independently since you may not have the benefit of employer-sponsored retirement plans. Not only do these plans help you save for the future, but you are also able to defer taxes to later years.

Financial Planning 142

Financial Planning Planning Retirement Planning Tax Planning 142

Darrow Wealth Management

NOVEMBER 20, 2023

If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. For high earners, converting an IRA to a Roth IRA while you’re still working could be the worst time of all.

Retirement 103

Retirement Distribution Taxes Accounting 103

Nerd's Eye View

OCTOBER 17, 2023

What's unique about Brad, though, is how he built a multi-billion-dollar advisory firm not by moving 'upmarket' to gather multi-millionaire clients, but instead leveraged his 401(k) retirement plan advisory firm to begin offering comprehensive financial planning to the employees of large companies as an added employee benefit, and in the process scaled (..)

Financial Planning 130

Financial Planning Planning Wealth Management Retirement Planning 130

Darrow Wealth Management

OCTOBER 28, 2024

Deciding how to allocate and invest the proceeds after the sale of your company is a big decision that requires careful planning. If you are expecting a sudden windfall , develop a plan to allocate the proceeds and reinvest in your future. As you weigh what to do with money from the sale of a business, consider these key points.

Sales 104

Sales Taxes Estate Planning Planning 104

Random Roger's Retirement Planning

NOVEMBER 20, 2024

The 4% rule is generally the accepted standard for a safe withdrawal rate in retirement to ensure the assets last for 30 years. Bengen retired as a financial advisor in 2013 but he also considers himself a researcher. He basically ran the numbers for someone retiring in 1926 and then each each up into the 1970's.

Retirement 52

Retirement Retirement Planning Clients Engineering 52

The Chicago Financial Planner

JUNE 13, 2022

I don’t advocate market timing but buying a good long-term investment is even more attractive when it’s on sale so to speak. Smart investors factor this into their plans and don’t overreact. Approaching retirement and want another opinion on where you stand? Markets will always correct at some point. Be a smart investor.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Random Roger's Retirement Planning

DECEMBER 16, 2022

A few things from the last couple of days all with the theme of retirement planning mistakes to avoid. The 4% rule of course refers to the percentage that can be safely withdrawn from portfolio assets for a sustainable retirement (not running out of money). Lastly is a list of retirement mistakes from Brett Arends.

Retirement 74

Retirement Retirement Planning Healthcare Numbers 74

Million Dollar Round Table (MDRT)

OCTOBER 1, 2023

Allocating retirement planning I introduce asset allocation with clients by dividing retirement life into two parts: basic life and high-quality life. By Mike Beirne, MDRT Round the Table editor As there are many types of clients in a range of demographics, there also are a variety of ways to communicate with them.

Clients 103

Clients Asset Allocation Retirement Planning Transportation 103

Ballast Advisors

APRIL 13, 2023

Making the transition from taking care of your business to having the business take care of you in retirement is the purpose of succession planning. A good plan helps ensure the orderly transfer of a business to the next generation while providing you with retirement income or a nest egg to secure your future.

Retirement Planning 40

Retirement Planning Retirement Planning Taxes 40

Fortune Financial

APRIL 11, 2024

The reality for those with various employers is that untracked retirement savings might lead to missed financial growth opportunities and instability. Diligent oversight and management of these retirement accounts is essential for anyone aiming to build a solid financial foundation for a comfortable and secure retirement.

Retirement 59

Retirement Retirement Planning Financial Advisor Accounting 59

Clever Girl Finance

APRIL 22, 2025

Sales at grocery stores, candy sales, and alcohol sales all tend to increase during a recession. Secondhand stores saw a 31% increase in sales during the last recession even as other retailers’ sales dropped. Even though sales might decline, there is a need to send packages.

Economy 80

Economy Food Healthcare Economics 80

Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Is Houston a good place to retire?

Retirement 52

Retirement Retirement Planning Certified Financial Planner Medical 52

Integrity Financial Planning

DECEMBER 29, 2022

Well, post-holiday shopping may be the perfect opportunity to take advantage of clearance sales on your favorite products and gifts. Search for Real Clearance Sales. Be careful when looking for sales. Plan Ahead! When it comes to your retirement, planning ahead is the name of the game.

Financial Planning 98

Financial Planning Retirement Planning Planning Retirement 98

MainStreet Financial Planning

APRIL 4, 2024

Below are some ideas but be sure that any adjustments you make are in coordination with your overall financial plan and are the right moves for your family. Do’s Don’ts Increase pre-tax retirement plan contributions if you can. Realize capital gains from the sale of a home or other investments if you can.

Taxes 90

Taxes Retirement Planning Financial Planning Planning 90

Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? Keep reading to find out if it’s possible to retire with 500k — and how to do it. The good news? Cost of living.

Food 59

Food Retirement Retirement Planning Budgeting 59

Indigo Marketing Agency

FEBRUARY 8, 2025

For example, your target audience could be young professionals saving for retirement or retirees focused on wealth preservation. You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies.

Financial Planner 52

Financial Planner Clients Marketing Marketing 52

Harness Wealth

JANUARY 29, 2025

These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. 401(k) Plans: Contribute the maximum allowable amount for 2024 : $23,000 if youre under 50, or $30,500 if youre 50 or older. For the majority of people, however, April 15th will remain the deadline.

Taxes 52

Taxes Medical Distribution Accounting 52

Darrow Wealth Management

NOVEMBER 17, 2022

The surtax will increase the Massachusetts tax liability by $68,000 on the sale of their home. Further, both examples ignore other sources of income, such as wages, pre-tax retirement account distributions, dividends, etc., Considering tax planning strategies to reduce the impact of the new MA surtax. the taxable gain is $1.7M.

Taxes 111

Taxes Wealth Management Tax Planning Planning 111

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Good Financial Cents

SEPTEMBER 29, 2022

Minimum Investment: Typically, 20% of the purchase price; as low as $10 with real estate crowdfunding Stability/Risk Level: High stability/moderate risk Liquidity Level: Low Transaction Costs: Up to 10% of property sale; 2% – 3% real estate crowdfunding fees Where to Invest: Your local real estate market or Fundrise (real estate crowdfunding).

Investments 109

Investments Investing Retirement Planning Risk Tolerance 109

Nationwide Financial

NOVEMBER 23, 2022

Those numbers make it clear that farmers are generally not retiring at age 65. Yet even though many farmers lack a “plan” for retirement in the traditional sense, farmers still need the help of financial professionals. Retirement Income and Transition Planning in Agriculture. Social Security for Farmers.

Retirement 52

Retirement Planning Healthcare Medical 52

WiserAdvisor

SEPTEMBER 8, 2023

Most people feel a sense of anticipation and excitement before retirement. Yet, amidst the joy and delight, it is vital to remember that the journey to retirement is not one to be rushed. Hasty decisions made before retirement can lead to unexpected financial troubles and compromises.

Retirement 45

Retirement Retirement Planning Financial Advisor Budgeting 45

Getting Your Financial Ducks In A Row

APRIL 24, 2023

I found this book, by Jasen Dahm, CFA, CPA, to be a very good review of strategies to maximize your income and avoid taxes where possible, while planning your retirement income stream. In today’s world, we’re for the most part on our own when it comes to planning our retirement income.

Retirement 54

Retirement Taxes Planning Insurance 54

Indigo Marketing Agency

JUNE 19, 2023

Bullet points have been proven to increase sales in advertisements and help convey complex ideas more clearly. Dobransky & Associates, we’ve been helping scientists and researchers at UC San Diego and The Scripps Research Institute prepare for a secure retirement for over 30 years. The solution?

Retirement Planning 98

Retirement Planning Advertising Retirement Financial Advisor 98

Indigo Marketing Agency

MARCH 5, 2025

By sharing knowledge on topics such as retirement planning, wealth management, and investment strategies, you demonstrate your expertise while attracting an audience already interested in your services. Unlock Your Retirement Potential Free Seminar) Keep the email short, focusing on benefits and a clear CTA.

Financial Advisor 52

Financial Advisor Marketing Marketing Clients 52

Midstream Marketing

OCTOBER 29, 2024

Are many of them business owners, retired individuals, or younger workers aiming to build their wealth? Specialization: Do you focus on a certain area, like retirement planning, estate management, or investment advice for tech entrepreneurs? It’s important to clearly state your main goals, including financial planning.

Advertising 52

Advertising Financial Advisor Financial Services Clients 52

Darrow Wealth Management

MARCH 31, 2023

How different assets are taxed matters a lot during asset division Money in retirement accounts will be fully taxable as regular income (unless in a Roth account when funds can be tax-free when holding periods are met). Retirement accounts: IRAs vs 401(k)s. Here’s a checklist of post-divorce financial planning moves.

Financial Planning 104

Financial Planning Planning Estate Planning Assets 104

Walkner Condon Financial Advisors

APRIL 26, 2024

Do you have savings accounts, retirement accounts, individual brokerage accounts, or any other assets that your partner should be aware of? They can be leisure-related, such as setting aside money for travel, or they can be tied into a larger goal like regularly contributing to your retirement accounts. What about debt?

Accounting 103

Accounting Retirement Financial Advisor Budgeting 103

Random Roger's Retirement Planning

JULY 2, 2023

Barron's wrote about boomers having too much equity exposure for being on the cusp of retiring or being newly retired. It seemed like one of the advisors answered with a sort of sales pitch, one guy is a total jerk and the other two, regardless of whether you agree with them or not, sincerely tackled the question.

Retirement 75

Retirement Portfolio Retirement Planning Accounting 75

NAIFA Advisor Today

OCTOBER 6, 2023

He has earned several impressive designations, including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), Life Underwriter Training Council Fellow (LUTCF), LACP, and CLTC.

Financial Services 52

Financial Services Certified Financial Planner Financial Planner CFP 52

Good Financial Cents

AUGUST 5, 2023

Use Your Employer Sponsored Retirement Plan for All it’s Worth 5. It’s how so many become millionaires well before reaching retirement age. Employer-sponsored plans like 401(k) and 403(b) plans are one of the very best ways to reach millionaire status. Choose the Right Career 2. Invest Early and Often 3.

Retirement Planning 90

Retirement Planning Retirement Planning Investing 90

Random Roger's Retirement Planning

JUNE 1, 2023

Could I retire if it came to that? Keeping tabs on how long we might be able to last before going into retirement accounts is something I check in on periodically. The last time I looked for a plan on healthcare.gov it was about $1500/mo which again is unsubsidized. I was still 56 when this started in the middle of winter.

Insurance 78

Insurance Retirement Planning Clients 78